Marketplace health plans in Michigan, county by county
83 counties in Michigan buy on HealthCare.gov. What is sold, and what it costs, changes at the county line: pick yours.
| County | Plans | Insurers | Cheapest at 40 | Cheapest Silver | Average paid after credit |
|---|---|---|---|---|---|
| Alcona County | 36 | 4 | $408.53 | $645.44 | $217 |
| Alger County | 16 | 2 | $489.09 | $769.09 | $195 |
| Allegan County | 59 | 5 | $434.99 | $470.55 | $296 |
| Alpena County | 36 | 4 | $408.53 | $645.44 | $162 |
| Antrim County | 36 | 4 | $380.70 | $591.88 | $237 |
| Arenac County | 36 | 4 | $378.95 | $632.60 | $183 |
| Baraga County | 16 | 2 | $489.09 | $769.09 | $116 |
| Barry County | 53 | 5 | $434.99 | $470.55 | $292 |
| Bay County | 42 | 4 | $375.53 | $583.59 | $169 |
| Benzie County | 42 | 4 | $351.35 | $546.01 | $215 |
| Berrien County | 42 | 4 | $452.50 | $505.01 | $289 |
| Branch County | 40 | 4 | $421.38 | $566.57 | $231 |
| Calhoun County | 72 | 6 | $421.38 | $446.37 | $269 |
| Cass County | 42 | 4 | $452.50 | $505.01 | $282 |
| Charlevoix County | 36 | 4 | $380.70 | $591.88 | $222 |
| Cheboygan County | 36 | 4 | $408.53 | $645.44 | $234 |
| Chippewa County | 16 | 2 | $415.16 | $645.44 | $154 |
| Clare County | 36 | 4 | $395.96 | $681.29 | $138 |
| Clinton County | 42 | 4 | $376.55 | $605.86 | $231 |
| Crawford County | 36 | 4 | $408.53 | $645.44 | $194 |
| Delta County | 16 | 2 | $489.09 | $769.09 | $144 |
| Dickinson County | 16 | 2 | $489.09 | $769.09 | $144 |
| Eaton County | 42 | 4 | $376.55 | $605.86 | $205 |
| Emmet County | 36 | 4 | $380.70 | $591.88 | $247 |
| Genesee County | 64 | 6 | $358.86 | $384.98 | $234 |
| Gladwin County | 36 | 4 | $395.96 | $681.29 | $163 |
| Gogebic County | 16 | 2 | $489.09 | $769.09 | $171 |
| Grand Traverse County | 42 | 4 | $351.35 | $546.01 | $223 |
| Gratiot County | 36 | 4 | $378.95 | $632.60 | $158 |
| Hillsdale County | 58 | 6 | $376.55 | $444.69 | $227 |
| Houghton County | 16 | 2 | $489.09 | $769.09 | $131 |
| Huron County | 36 | 4 | $402.45 | $642.58 | $197 |
| Ingham County | 51 | 5 | $376.55 | $444.69 | $212 |
| Ionia County | 36 | 4 | $469.65 | $683.23 | $142 |
| Iosco County | 36 | 4 | $408.53 | $645.44 | $171 |
| Iron County | 16 | 2 | $489.09 | $769.09 | $161 |
| Isabella County | 36 | 4 | $395.96 | $681.29 | $169 |
| Jackson County | 59 | 5 | $376.55 | $444.69 | $260 |
| Kalamazoo County | 72 | 6 | $421.38 | $446.37 | $306 |
| Kalkaska County | 36 | 4 | $380.70 | $591.88 | $186 |
| Kent County | 80 | 7 | $356.39 | $471.29 | $254 |
| Keweenaw County | 16 | 2 | $489.09 | $769.09 | $147 |
| Lake County | 45 | 5 | $469.65 | $591.23 | $228 |
| Lapeer County | 51 | 5 | $358.86 | $384.98 | $191 |
| Leelanau County | 42 | 4 | $351.35 | $546.01 | $249 |
| Lenawee County | 33 | 3 | $394.66 | $613.32 | $197 |
| Livingston County | 50 | 4 | $394.66 | $613.32 | $259 |
| Luce County | 16 | 2 | $489.09 | $769.09 | $130 |
| Mackinac County | 16 | 2 | $415.16 | $645.44 | $192 |
| Macomb County | 64 | 5 | $345.23 | $502.68 | $182 |
| Manistee County | 42 | 4 | $351.35 | $546.01 | $214 |
| Marquette County | 16 | 2 | $489.09 | $769.09 | $170 |
| Mason County | 45 | 5 | $469.65 | $591.23 | $245 |
| Mecosta County | 53 | 5 | $424.73 | $591.23 | $211 |
| Menominee County | 16 | 2 | $489.09 | $769.09 | $159 |
| Midland County | 36 | 4 | $395.96 | $681.29 | $176 |
| Missaukee County | 36 | 4 | $380.70 | $591.88 | $156 |
| Monroe County | 46 | 4 | $363.02 | $507.80 | $249 |
| Montcalm County | 45 | 5 | $469.65 | $591.23 | $213 |
| Montmorency County | 36 | 4 | $408.53 | $645.44 | $170 |
| Muskegon County | 50 | 5 | $356.39 | $471.29 | $281 |
| Newaygo County | 53 | 5 | $424.73 | $591.23 | $181 |
| Oakland County | 64 | 5 | $345.23 | $502.68 | $236 |
| Oceana County | 44 | 5 | $356.39 | $471.29 | $309 |
| Ogemaw County | 45 | 5 | $408.53 | $445.42 | $279 |
| Ontonagon County | 16 | 2 | $489.09 | $769.09 | $142 |
| Osceola County | 45 | 5 | $469.65 | $591.23 | $229 |
| Oscoda County | 45 | 5 | $408.53 | $445.42 | $241 |
| Otsego County | 36 | 4 | $408.53 | $645.44 | $194 |
| Ottawa County | 67 | 6 | $356.39 | $471.29 | $296 |
| Presque Isle County | 36 | 4 | $408.53 | $645.44 | $187 |
| Roscommon County | 45 | 5 | $408.53 | $445.42 | $263 |
| Saginaw County | 42 | 4 | $375.53 | $583.59 | $162 |
| Saint Clair County | 51 | 5 | $366.80 | $429.35 | $293 |
| Saint Joseph County | 45 | 5 | $453.08 | $505.01 | $256 |
| Sanilac County | 45 | 5 | $402.45 | $437.86 | $244 |
| Schoolcraft County | 16 | 2 | $489.09 | $769.09 | $209 |
| Shiawassee County | 55 | 5 | $358.86 | $511.42 | $208 |
| Tuscola County | 45 | 5 | $402.45 | $437.86 | $279 |
| Van Buren County | 63 | 5 | $414.51 | $505.01 | $270 |
| Washtenaw County | 59 | 5 | $394.66 | $485.12 | $327 |
| Wayne County | 64 | 5 | $348.64 | $507.63 | $195 |
| Wexford County | 42 | 4 | $351.35 | $546.01 | $167 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.