Core Silver 7500
Silver · EPO · PacificSource Health Plans · Oregon
At age 40 it costs between $556 and $625 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What this Silver plan costs if your income qualifies
Below certain incomes the marketplace improves a Silver plan's cost sharing automatically — you do not apply for it, and it happens on Silver and on no other metal level. The premium does not change; the deductible and what you pay at the doctor do.
| If your income is | Deductible | Most you could pay in a year | Primary care | Generic drugs |
|---|---|---|---|---|
| Above 250%, or not applied for | $7,500 | $8,400 | $35 | $20 |
| up to 150% of the federal poverty level | $400 | $850 | $10 | $10 |
| 150% to 200% | $1,300 | $2,500 | $15 | $15 |
| 200% to 250% | $5,000 | $6,750 | $35 | $20 |
CMS calls these cost-sharing reductions. The percentages are actuarial values, not discounts. HealthCare.gov works out which one you get from the income you report when you apply.
What CMS publishes about it
| Plan ID | 10091OR0770005 |
|---|---|
| Insurer | PacificSource Health Plans |
| Metal level | Silver |
| Plan type | EPO |
| Deductible (individual) | $7,500 |
| Deductible (family) | $15,000 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $8,400 |
| Family maximum | $16,800 |
| Primary care visit | $35 |
| Specialist visit | $70 |
| Emergency room | 30% Coinsurance after deductible |
| Inpatient stay | 30% Coinsurance after deductible |
| Generic drugs | $20 |
| Preferred brand drugs | 50% Coinsurance after deductible |
| Specialty drugs | 50% Coinsurance after deductible |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 99.99% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-888-977-9299 · TTY 1-800-735-2900 |
Where it is sold, and what it costs there
36 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Clackamas County | $435 | $494 | $556 | $778 | $1,182 |
| Deschutes County | $435 | $494 | $556 | $778 | $1,182 |
| Klamath County | $435 | $494 | $556 | $778 | $1,182 |
| Lake County | $435 | $494 | $556 | $778 | $1,182 |
| Multnomah County | $435 | $494 | $556 | $778 | $1,182 |
| Washington County | $435 | $494 | $556 | $778 | $1,182 |
| Yamhill County | $435 | $494 | $556 | $778 | $1,182 |
| Marion County | $453 | $515 | $579 | $810 | $1,231 |
| Polk County | $453 | $515 | $579 | $810 | $1,231 |
| Baker County | $462 | $525 | $591 | $826 | $1,255 |
| Crook County | $462 | $525 | $591 | $826 | $1,255 |
| Douglas County | $462 | $525 | $591 | $826 | $1,255 |
| Gilliam County | $462 | $525 | $591 | $826 | $1,255 |
| Grant County | $462 | $525 | $591 | $826 | $1,255 |
| Harney County | $462 | $525 | $591 | $826 | $1,255 |
| Hood River County | $462 | $525 | $591 | $826 | $1,255 |
| Jackson County | $462 | $525 | $591 | $826 | $1,255 |
| Jefferson County | $462 | $525 | $591 | $826 | $1,255 |
| Josephine County | $462 | $525 | $591 | $826 | $1,255 |
| Malheur County | $462 | $525 | $591 | $826 | $1,255 |
| Morrow County | $462 | $525 | $591 | $826 | $1,255 |
| Sherman County | $462 | $525 | $591 | $826 | $1,255 |
| Umatilla County | $462 | $525 | $591 | $826 | $1,255 |
| Union County | $462 | $525 | $591 | $826 | $1,255 |
| Wallowa County | $462 | $525 | $591 | $826 | $1,255 |
| Wasco County | $462 | $525 | $591 | $826 | $1,255 |
| Wheeler County | $462 | $525 | $591 | $826 | $1,255 |
| Clatsop County | $471 | $535 | $602 | $842 | $1,279 |
| Columbia County | $471 | $535 | $602 | $842 | $1,279 |
| Coos County | $471 | $535 | $602 | $842 | $1,279 |
| Curry County | $471 | $535 | $602 | $842 | $1,279 |
| Lincoln County | $471 | $535 | $602 | $842 | $1,279 |
| Tillamook County | $471 | $535 | $602 | $842 | $1,279 |
| Benton County | $489 | $555 | $625 | $874 | $1,328 |
| Lane County | $489 | $555 | $625 | $874 | $1,328 |
| Linn County | $489 | $555 | $625 | $874 | $1,328 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.