QHP Index

Blue Value Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | Limited Statewide Doctors

Gold · POS · Blue Cross and Blue Shield of NC · North Carolina

At age 40 it costs between $729.05 and $758.80 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.

What CMS publishes about it

Plan ID11512NC0100034
InsurerBlue Cross and Blue Shield of NC
Metal levelGold
Plan typePOS
Deductible (individual)$1,800
Deductible (family)$3,600
Drug deductible$400
Most you could pay in a year$10,600
Family maximum$21,200
Primary care visit$15
Specialist visit$40
Emergency room30% Coinsurance after deductible
Inpatient stay30% Coinsurance after deductible
Generic drugs$10
Preferred brand drugs$35 Copay after deductible
Specialty drugs50% Coinsurance after deductible
Adult dental includedNo
Child dental includedYes
Share of premium buying essential health benefits99.80%
Network directoryWho is in network
Summary of benefitsSummary of benefits and coverage
Drug listFormulary
Customer service1-800-324-4973

Where it is sold, and what it costs there

12 counties. The premium is the price before any tax credit; what you pay depends on your income.

CountyAt 21At 30At 40At 50At 60
Surry County $570.46$647.47 $729.05$1,018.84 $1,548.23
Alexander County $587.92$667.29 $751.36$1,050.03 $1,595.61
Burke County $587.92$667.29 $751.36$1,050.03 $1,595.61
Caldwell County $587.92$667.29 $751.36$1,050.03 $1,595.61
Catawba County $587.92$667.29 $751.36$1,050.03 $1,595.61
Iredell County $587.92$667.29 $751.36$1,050.03 $1,595.61
Brunswick County $593.74$673.89 $758.80$1,060.42 $1,611.41
Columbus County $593.74$673.89 $758.80$1,060.42 $1,611.41
Duplin County $593.74$673.89 $758.80$1,060.42 $1,611.41
New Hanover County $593.74$673.89 $758.80$1,060.42 $1,611.41
Onslow County $593.74$673.89 $758.80$1,060.42 $1,611.41
Pender County $593.74$673.89 $758.80$1,060.42 $1,611.41

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.