QHP Index

WellSense Clarity NH Bronze 6500 HSA + $0 Rx List + 24/7 Nurse Advice

Expanded Bronze · HMO · WellSense Health Plan · New Hampshire

At age 40 it costs $316.89 a month before any subsidy.

What CMS publishes about it

Plan ID13219NH0010006
InsurerWellSense Health Plan
Metal levelExpanded Bronze
Plan typeHMO
Deductible (individual)$6,500
Deductible (family)$13,000
Drug deductibleIncluded in the medical deductible
Most you could pay in a year$10,600
Family maximum$21,200
Primary care visit$45
Specialist visit$90
Emergency room40% Coinsurance after deductible
Inpatient stay40% Coinsurance after deductible
Generic drugs25% Coinsurance after deductible
Preferred brand drugs35% Coinsurance after deductible
Specialty drugs45% Coinsurance after deductible
Adult dental includedNo
Child dental includedNo
Share of premium buying essential health benefits100.00%
Network directoryWho is in network
Summary of benefitsSummary of benefits and coverage
Drug listFormulary
Customer service

Where it is sold, and what it costs there

5 counties. The premium is the price before any tax credit; what you pay depends on your income.

CountyAt 21At 30At 40At 50At 60
Belknap County $247.96$281.44 $316.89$442.86 $672.96
Hillsborough County $247.96$281.44 $316.89$442.86 $672.96
Merrimack County $247.96$281.44 $316.89$442.86 $672.96
Rockingham County $247.96$281.44 $316.89$442.86 $672.96
Strafford County $247.96$281.44 $316.89$442.86 $672.96

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

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When this plan’s price or benefits change.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.