HA Gold Standardized

Name: HA Gold Standardized
Brand: Health Advantage

Gold · POS · Health Advantage · Arkansas

At age 40 it costs $729.51 a month before any subsidy.

What CMS publishes about it

Plan ID	13262AR0230004
Insurer	Health Advantage
Metal level	Gold
Plan type	POS
Standardised design	Design 1 — a plan CMS defined the benefits of, so it can be compared like for like
Deductible (individual)	$2,000
Deductible (family)	$4,000
Drug deductible	Included in the medical deductible
Most you could pay in a year	$8,200
Family maximum	$16,400
Primary care visit	$30
Specialist visit	$60
Emergency room	25% Coinsurance after deductible
Inpatient stay	25% Coinsurance after deductible
Generic drugs	$15
Preferred brand drugs	$30
Specialty drugs	$250
Adult dental included	No
Child dental included	No
Share of premium buying essential health benefits	99.99%
Network directory	Who is in network
Summary of benefits	Summary of benefits and coverage
Drug list	Formulary
Customer service	1-800-800-4298

Where it is sold, and what it costs there

75 counties. The premium is the price before any tax credit; what you pay depends on your income.

County	At 21	At 30	At 40	At 50	At 60
Arkansas County	$570.82	$647.88	$729.51	$1,019.48	$1,549.21
Ashley County	$570.82	$647.88	$729.51	$1,019.48	$1,549.21
Baxter County	$570.82	$647.88	$729.51	$1,019.48	$1,549.21
Benton County	$570.82	$647.88	$729.51	$1,019.48	$1,549.21
Boone County	$570.82	$647.88	$729.51	$1,019.48	$1,549.21
Bradley County	$570.82	$647.88	$729.51	$1,019.48	$1,549.21
Calhoun County	$570.82	$647.88	$729.51	$1,019.48	$1,549.21
Carroll County	$570.82	$647.88	$729.51	$1,019.48	$1,549.21
Chicot County	$570.82	$647.88	$729.51	$1,019.48	$1,549.21
Clark County	$570.82	$647.88	$729.51	$1,019.48	$1,549.21
Clay County	$570.82	$647.88	$729.51	$1,019.48	$1,549.21
Cleburne County	$570.82	$647.88	$729.51	$1,019.48	$1,549.21
Cleveland County	$570.82	$647.88	$729.51	$1,019.48	$1,549.21
Columbia County	$570.82	$647.88	$729.51	$1,019.48	$1,549.21
Conway County	$570.82	$647.88	$729.51	$1,019.48	$1,549.21
Craighead County	$570.82	$647.88	$729.51	$1,019.48	$1,549.21
Crawford County	$570.82	$647.88	$729.51	$1,019.48	$1,549.21
Crittenden County	$570.82	$647.88	$729.51	$1,019.48	$1,549.21
Cross County	$570.82	$647.88	$729.51	$1,019.48	$1,549.21
Dallas County	$570.82	$647.88	$729.51	$1,019.48	$1,549.21
Desha County	$570.82	$647.88	$729.51	$1,019.48	$1,549.21
Drew County	$570.82	$647.88	$729.51	$1,019.48	$1,549.21
Faulkner County	$570.82	$647.88	$729.51	$1,019.48	$1,549.21
Franklin County	$570.82	$647.88	$729.51	$1,019.48	$1,549.21
Fulton County	$570.82	$647.88	$729.51	$1,019.48	$1,549.21
Garland County	$570.82	$647.88	$729.51	$1,019.48	$1,549.21
Grant County	$570.82	$647.88	$729.51	$1,019.48	$1,549.21
Greene County	$570.82	$647.88	$729.51	$1,019.48	$1,549.21
Hempstead County	$570.82	$647.88	$729.51	$1,019.48	$1,549.21
Hot Spring County	$570.82	$647.88	$729.51	$1,019.48	$1,549.21
Howard County	$570.82	$647.88	$729.51	$1,019.48	$1,549.21
Independence County	$570.82	$647.88	$729.51	$1,019.48	$1,549.21
Izard County	$570.82	$647.88	$729.51	$1,019.48	$1,549.21
Jackson County	$570.82	$647.88	$729.51	$1,019.48	$1,549.21
Jefferson County	$570.82	$647.88	$729.51	$1,019.48	$1,549.21
Johnson County	$570.82	$647.88	$729.51	$1,019.48	$1,549.21
Lafayette County	$570.82	$647.88	$729.51	$1,019.48	$1,549.21
Lawrence County	$570.82	$647.88	$729.51	$1,019.48	$1,549.21
Lee County	$570.82	$647.88	$729.51	$1,019.48	$1,549.21
Lincoln County	$570.82	$647.88	$729.51	$1,019.48	$1,549.21
Little River County	$570.82	$647.88	$729.51	$1,019.48	$1,549.21
Logan County	$570.82	$647.88	$729.51	$1,019.48	$1,549.21
Lonoke County	$570.82	$647.88	$729.51	$1,019.48	$1,549.21
Madison County	$570.82	$647.88	$729.51	$1,019.48	$1,549.21
Marion County	$570.82	$647.88	$729.51	$1,019.48	$1,549.21
Miller County	$570.82	$647.88	$729.51	$1,019.48	$1,549.21
Mississippi County	$570.82	$647.88	$729.51	$1,019.48	$1,549.21
Monroe County	$570.82	$647.88	$729.51	$1,019.48	$1,549.21
Montgomery County	$570.82	$647.88	$729.51	$1,019.48	$1,549.21
Nevada County	$570.82	$647.88	$729.51	$1,019.48	$1,549.21
Newton County	$570.82	$647.88	$729.51	$1,019.48	$1,549.21
Ouachita County	$570.82	$647.88	$729.51	$1,019.48	$1,549.21
Perry County	$570.82	$647.88	$729.51	$1,019.48	$1,549.21
Phillips County	$570.82	$647.88	$729.51	$1,019.48	$1,549.21
Pike County	$570.82	$647.88	$729.51	$1,019.48	$1,549.21
Poinsett County	$570.82	$647.88	$729.51	$1,019.48	$1,549.21
Polk County	$570.82	$647.88	$729.51	$1,019.48	$1,549.21
Pope County	$570.82	$647.88	$729.51	$1,019.48	$1,549.21
Prairie County	$570.82	$647.88	$729.51	$1,019.48	$1,549.21
Pulaski County	$570.82	$647.88	$729.51	$1,019.48	$1,549.21
Randolph County	$570.82	$647.88	$729.51	$1,019.48	$1,549.21
Saint Francis County	$570.82	$647.88	$729.51	$1,019.48	$1,549.21
Saline County	$570.82	$647.88	$729.51	$1,019.48	$1,549.21
Scott County	$570.82	$647.88	$729.51	$1,019.48	$1,549.21
Searcy County	$570.82	$647.88	$729.51	$1,019.48	$1,549.21
Sebastian County	$570.82	$647.88	$729.51	$1,019.48	$1,549.21
Sevier County	$570.82	$647.88	$729.51	$1,019.48	$1,549.21
Sharp County	$570.82	$647.88	$729.51	$1,019.48	$1,549.21
Stone County	$570.82	$647.88	$729.51	$1,019.48	$1,549.21
Union County	$570.82	$647.88	$729.51	$1,019.48	$1,549.21
Van Buren County	$570.82	$647.88	$729.51	$1,019.48	$1,549.21
Washington County	$570.82	$647.88	$729.51	$1,019.48	$1,549.21
White County	$570.82	$647.88	$729.51	$1,019.48	$1,549.21
Woodruff County	$570.82	$647.88	$729.51	$1,019.48	$1,549.21
Yell County	$570.82	$647.88	$729.51	$1,019.48	$1,549.21

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.