HA Silver Standardized
Silver · POS · Health Advantage · Arkansas
At age 40 it costs $785.48 a month before any subsidy.
What this Silver plan costs if your income qualifies
Below certain incomes the marketplace improves a Silver plan's cost sharing automatically — you do not apply for it, and it happens on Silver and on no other metal level. The premium does not change; the deductible and what you pay at the doctor do.
| If your income is | Deductible | Most you could pay in a year | Primary care | Generic drugs |
|---|---|---|---|---|
| Above 250%, or not applied for | $6,000 | $8,900 | $40 | $20 |
| up to 150% of the federal poverty level | $0 | $2,200 | No Charge | No Charge |
| 150% to 200% | $700 | $3,300 | $20 | $10 |
| 200% to 250% | $3,000 | $7,400 | $40 | $20 |
CMS calls these cost-sharing reductions. The percentages are actuarial values, not discounts. HealthCare.gov works out which one you get from the income you report when you apply.
What CMS publishes about it
| Plan ID | 13262AR0230005 |
|---|---|
| Insurer | Health Advantage |
| Metal level | Silver |
| Plan type | POS |
| Standardised design | Design 1 — a plan CMS defined the benefits of, so it can be compared like for like |
| Deductible (individual) | $6,000 |
| Deductible (family) | $12,000 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $8,900 |
| Family maximum | $17,800 |
| Primary care visit | $40 |
| Specialist visit | $80 |
| Emergency room | 40% Coinsurance after deductible |
| Inpatient stay | 40% Coinsurance after deductible |
| Generic drugs | $20 |
| Preferred brand drugs | $40 |
| Specialty drugs | $350 Copay after deductible |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 99.99% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-800-800-4298 |
Where it is sold, and what it costs there
75 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Arkansas County | $614.62 | $697.59 | $785.48 | $1,097.71 | $1,668.08 |
| Ashley County | $614.62 | $697.59 | $785.48 | $1,097.71 | $1,668.08 |
| Baxter County | $614.62 | $697.59 | $785.48 | $1,097.71 | $1,668.08 |
| Benton County | $614.62 | $697.59 | $785.48 | $1,097.71 | $1,668.08 |
| Boone County | $614.62 | $697.59 | $785.48 | $1,097.71 | $1,668.08 |
| Bradley County | $614.62 | $697.59 | $785.48 | $1,097.71 | $1,668.08 |
| Calhoun County | $614.62 | $697.59 | $785.48 | $1,097.71 | $1,668.08 |
| Carroll County | $614.62 | $697.59 | $785.48 | $1,097.71 | $1,668.08 |
| Chicot County | $614.62 | $697.59 | $785.48 | $1,097.71 | $1,668.08 |
| Clark County | $614.62 | $697.59 | $785.48 | $1,097.71 | $1,668.08 |
| Clay County | $614.62 | $697.59 | $785.48 | $1,097.71 | $1,668.08 |
| Cleburne County | $614.62 | $697.59 | $785.48 | $1,097.71 | $1,668.08 |
| Cleveland County | $614.62 | $697.59 | $785.48 | $1,097.71 | $1,668.08 |
| Columbia County | $614.62 | $697.59 | $785.48 | $1,097.71 | $1,668.08 |
| Conway County | $614.62 | $697.59 | $785.48 | $1,097.71 | $1,668.08 |
| Craighead County | $614.62 | $697.59 | $785.48 | $1,097.71 | $1,668.08 |
| Crawford County | $614.62 | $697.59 | $785.48 | $1,097.71 | $1,668.08 |
| Crittenden County | $614.62 | $697.59 | $785.48 | $1,097.71 | $1,668.08 |
| Cross County | $614.62 | $697.59 | $785.48 | $1,097.71 | $1,668.08 |
| Dallas County | $614.62 | $697.59 | $785.48 | $1,097.71 | $1,668.08 |
| Desha County | $614.62 | $697.59 | $785.48 | $1,097.71 | $1,668.08 |
| Drew County | $614.62 | $697.59 | $785.48 | $1,097.71 | $1,668.08 |
| Faulkner County | $614.62 | $697.59 | $785.48 | $1,097.71 | $1,668.08 |
| Franklin County | $614.62 | $697.59 | $785.48 | $1,097.71 | $1,668.08 |
| Fulton County | $614.62 | $697.59 | $785.48 | $1,097.71 | $1,668.08 |
| Garland County | $614.62 | $697.59 | $785.48 | $1,097.71 | $1,668.08 |
| Grant County | $614.62 | $697.59 | $785.48 | $1,097.71 | $1,668.08 |
| Greene County | $614.62 | $697.59 | $785.48 | $1,097.71 | $1,668.08 |
| Hempstead County | $614.62 | $697.59 | $785.48 | $1,097.71 | $1,668.08 |
| Hot Spring County | $614.62 | $697.59 | $785.48 | $1,097.71 | $1,668.08 |
| Howard County | $614.62 | $697.59 | $785.48 | $1,097.71 | $1,668.08 |
| Independence County | $614.62 | $697.59 | $785.48 | $1,097.71 | $1,668.08 |
| Izard County | $614.62 | $697.59 | $785.48 | $1,097.71 | $1,668.08 |
| Jackson County | $614.62 | $697.59 | $785.48 | $1,097.71 | $1,668.08 |
| Jefferson County | $614.62 | $697.59 | $785.48 | $1,097.71 | $1,668.08 |
| Johnson County | $614.62 | $697.59 | $785.48 | $1,097.71 | $1,668.08 |
| Lafayette County | $614.62 | $697.59 | $785.48 | $1,097.71 | $1,668.08 |
| Lawrence County | $614.62 | $697.59 | $785.48 | $1,097.71 | $1,668.08 |
| Lee County | $614.62 | $697.59 | $785.48 | $1,097.71 | $1,668.08 |
| Lincoln County | $614.62 | $697.59 | $785.48 | $1,097.71 | $1,668.08 |
| Little River County | $614.62 | $697.59 | $785.48 | $1,097.71 | $1,668.08 |
| Logan County | $614.62 | $697.59 | $785.48 | $1,097.71 | $1,668.08 |
| Lonoke County | $614.62 | $697.59 | $785.48 | $1,097.71 | $1,668.08 |
| Madison County | $614.62 | $697.59 | $785.48 | $1,097.71 | $1,668.08 |
| Marion County | $614.62 | $697.59 | $785.48 | $1,097.71 | $1,668.08 |
| Miller County | $614.62 | $697.59 | $785.48 | $1,097.71 | $1,668.08 |
| Mississippi County | $614.62 | $697.59 | $785.48 | $1,097.71 | $1,668.08 |
| Monroe County | $614.62 | $697.59 | $785.48 | $1,097.71 | $1,668.08 |
| Montgomery County | $614.62 | $697.59 | $785.48 | $1,097.71 | $1,668.08 |
| Nevada County | $614.62 | $697.59 | $785.48 | $1,097.71 | $1,668.08 |
| Newton County | $614.62 | $697.59 | $785.48 | $1,097.71 | $1,668.08 |
| Ouachita County | $614.62 | $697.59 | $785.48 | $1,097.71 | $1,668.08 |
| Perry County | $614.62 | $697.59 | $785.48 | $1,097.71 | $1,668.08 |
| Phillips County | $614.62 | $697.59 | $785.48 | $1,097.71 | $1,668.08 |
| Pike County | $614.62 | $697.59 | $785.48 | $1,097.71 | $1,668.08 |
| Poinsett County | $614.62 | $697.59 | $785.48 | $1,097.71 | $1,668.08 |
| Polk County | $614.62 | $697.59 | $785.48 | $1,097.71 | $1,668.08 |
| Pope County | $614.62 | $697.59 | $785.48 | $1,097.71 | $1,668.08 |
| Prairie County | $614.62 | $697.59 | $785.48 | $1,097.71 | $1,668.08 |
| Pulaski County | $614.62 | $697.59 | $785.48 | $1,097.71 | $1,668.08 |
| Randolph County | $614.62 | $697.59 | $785.48 | $1,097.71 | $1,668.08 |
| Saint Francis County | $614.62 | $697.59 | $785.48 | $1,097.71 | $1,668.08 |
| Saline County | $614.62 | $697.59 | $785.48 | $1,097.71 | $1,668.08 |
| Scott County | $614.62 | $697.59 | $785.48 | $1,097.71 | $1,668.08 |
| Searcy County | $614.62 | $697.59 | $785.48 | $1,097.71 | $1,668.08 |
| Sebastian County | $614.62 | $697.59 | $785.48 | $1,097.71 | $1,668.08 |
| Sevier County | $614.62 | $697.59 | $785.48 | $1,097.71 | $1,668.08 |
| Sharp County | $614.62 | $697.59 | $785.48 | $1,097.71 | $1,668.08 |
| Stone County | $614.62 | $697.59 | $785.48 | $1,097.71 | $1,668.08 |
| Union County | $614.62 | $697.59 | $785.48 | $1,097.71 | $1,668.08 |
| Van Buren County | $614.62 | $697.59 | $785.48 | $1,097.71 | $1,668.08 |
| Washington County | $614.62 | $697.59 | $785.48 | $1,097.71 | $1,668.08 |
| White County | $614.62 | $697.59 | $785.48 | $1,097.71 | $1,668.08 |
| Woodruff County | $614.62 | $697.59 | $785.48 | $1,097.71 | $1,668.08 |
| Yell County | $614.62 | $697.59 | $785.48 | $1,097.71 | $1,668.08 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.