QHP Index

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Expanded Bronze · EPO · BlueCross BlueShield of Tennessee · Tennessee

At age 40 it costs $586.63 a month before any subsidy.

What CMS publishes about it

Plan ID14002TN0400390
InsurerBlueCross BlueShield of Tennessee
Metal levelExpanded Bronze
Plan typeEPO
Deductible (individual)$0
Deductible (family)$0
Drug deductible$3,800
Most you could pay in a year$10,600
Family maximum$21,200
Primary care visit$60
Specialist visit$130
Emergency room$2,500
Inpatient stay$3,000 Copay per Day
Generic drugs$35
Preferred brand drugs$195
Specialty drugs50% Coinsurance after deductible
Adult dental includedNo
Child dental includedYes
Share of premium buying essential health benefits100.00%
Network directoryWho is in network
Summary of benefitsSummary of benefits and coverage
Drug listFormulary
Customer service1-800-565-9140

Where it is sold, and what it costs there

5 counties. The premium is the price before any tax credit; what you pay depends on your income.

CountyAt 21At 30At 40At 50At 60
Fayette County $459.02$520.99 $586.63$819.81 $1,245.78
Haywood County $459.02$520.99 $586.63$819.81 $1,245.78
Lauderdale County $459.02$520.99 $586.63$819.81 $1,245.78
Shelby County $459.02$520.99 $586.63$819.81 $1,245.78
Tipton County $459.02$520.99 $586.63$819.81 $1,245.78

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.