Blue Cross® Premier PPO Value
Catastrophic · PPO · Blue Cross Blue Shield of Michigan Mutual Insurance Company · Michigan
At age 40 it costs between $366.80 and $516.66 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 15560MI0350001 |
|---|---|
| Insurer | Blue Cross Blue Shield of Michigan Mutual Insurance Company |
| Metal level | Catastrophic |
| Plan type | PPO |
| Deductible (individual) | $10,600 |
| Deductible (family) | $21,200 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $10,600 |
| Family maximum | $21,200 |
| Primary care visit | $30 |
| Specialist visit | No Charge after Deductible |
| Emergency room | No Charge after Deductible |
| Inpatient stay | No Charge after Deductible |
| Generic drugs | No Charge after Deductible |
| Preferred brand drugs | No Charge after Deductible |
| Specialty drugs | No Charge after Deductible |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-888-288-2738 · TTY 1-800-481-8704 |
Where it is sold, and what it costs there
83 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Saint Clair County | $287.01 | $325.76 | $366.80 | $512.60 | $778.95 |
| Genesee County | $294.60 | $334.37 | $376.50 | $526.16 | $799.54 |
| Lapeer County | $294.60 | $334.37 | $376.50 | $526.16 | $799.54 |
| Shiawassee County | $294.60 | $334.37 | $376.50 | $526.16 | $799.54 |
| Arenac County | $296.52 | $336.55 | $378.95 | $529.58 | $804.76 |
| Bay County | $296.52 | $336.55 | $378.95 | $529.58 | $804.76 |
| Gratiot County | $296.52 | $336.55 | $378.95 | $529.58 | $804.76 |
| Saginaw County | $296.52 | $336.55 | $378.95 | $529.58 | $804.76 |
| Antrim County | $308.58 | $350.24 | $394.37 | $551.12 | $837.49 |
| Benzie County | $308.58 | $350.24 | $394.37 | $551.12 | $837.49 |
| Charlevoix County | $308.58 | $350.24 | $394.37 | $551.12 | $837.49 |
| Emmet County | $308.58 | $350.24 | $394.37 | $551.12 | $837.49 |
| Grand Traverse County | $308.58 | $350.24 | $394.37 | $551.12 | $837.49 |
| Kalkaska County | $308.58 | $350.24 | $394.37 | $551.12 | $837.49 |
| Leelanau County | $308.58 | $350.24 | $394.37 | $551.12 | $837.49 |
| Manistee County | $308.58 | $350.24 | $394.37 | $551.12 | $837.49 |
| Missaukee County | $308.58 | $350.24 | $394.37 | $551.12 | $837.49 |
| Wexford County | $308.58 | $350.24 | $394.37 | $551.12 | $837.49 |
| Clare County | $309.83 | $351.66 | $395.96 | $553.36 | $840.88 |
| Gladwin County | $309.83 | $351.66 | $395.96 | $553.36 | $840.88 |
| Isabella County | $309.83 | $351.66 | $395.96 | $553.36 | $840.88 |
| Midland County | $309.83 | $351.66 | $395.96 | $553.36 | $840.88 |
| Macomb County | $320.14 | $363.36 | $409.14 | $571.77 | $868.86 |
| Oakland County | $320.14 | $363.36 | $409.14 | $571.77 | $868.86 |
| Monroe County | $320.17 | $363.39 | $409.18 | $571.82 | $868.94 |
| Wayne County | $320.17 | $363.39 | $409.18 | $571.82 | $868.94 |
| Clinton County | $325.06 | $368.94 | $415.43 | $580.56 | $882.21 |
| Eaton County | $325.06 | $368.94 | $415.43 | $580.56 | $882.21 |
| Hillsdale County | $325.06 | $368.94 | $415.43 | $580.56 | $882.21 |
| Ingham County | $325.06 | $368.94 | $415.43 | $580.56 | $882.21 |
| Jackson County | $325.06 | $368.94 | $415.43 | $580.56 | $882.21 |
| Alcona County | $326.41 | $370.48 | $417.15 | $582.97 | $885.88 |
| Alpena County | $326.41 | $370.48 | $417.15 | $582.97 | $885.88 |
| Cheboygan County | $326.41 | $370.48 | $417.15 | $582.97 | $885.88 |
| Chippewa County | $326.41 | $370.48 | $417.15 | $582.97 | $885.88 |
| Crawford County | $326.41 | $370.48 | $417.15 | $582.97 | $885.88 |
| Iosco County | $326.41 | $370.48 | $417.15 | $582.97 | $885.88 |
| Mackinac County | $326.41 | $370.48 | $417.15 | $582.97 | $885.88 |
| Montmorency County | $326.41 | $370.48 | $417.15 | $582.97 | $885.88 |
| Ogemaw County | $326.41 | $370.48 | $417.15 | $582.97 | $885.88 |
| Oscoda County | $326.41 | $370.48 | $417.15 | $582.97 | $885.88 |
| Otsego County | $326.41 | $370.48 | $417.15 | $582.97 | $885.88 |
| Presque Isle County | $326.41 | $370.48 | $417.15 | $582.97 | $885.88 |
| Roscommon County | $326.41 | $370.48 | $417.15 | $582.97 | $885.88 |
| Branch County | $329.72 | $374.23 | $421.38 | $588.88 | $894.86 |
| Calhoun County | $329.72 | $374.23 | $421.38 | $588.88 | $894.86 |
| Kalamazoo County | $329.72 | $374.23 | $421.38 | $588.88 | $894.86 |
| Huron County | $331.17 | $375.88 | $423.24 | $591.47 | $898.80 |
| Sanilac County | $331.17 | $375.88 | $423.24 | $591.47 | $898.80 |
| Tuscola County | $331.17 | $375.88 | $423.24 | $591.47 | $898.80 |
| Lenawee County | $343.42 | $389.78 | $438.89 | $613.35 | $932.04 |
| Livingston County | $343.42 | $389.78 | $438.89 | $613.35 | $932.04 |
| Washtenaw County | $343.42 | $389.78 | $438.89 | $613.35 | $932.04 |
| Berrien County | $354.52 | $402.38 | $453.08 | $633.17 | $962.17 |
| Cass County | $354.52 | $402.38 | $453.08 | $633.17 | $962.17 |
| Saint Joseph County | $354.52 | $402.38 | $453.08 | $633.17 | $962.17 |
| Van Buren County | $354.52 | $402.38 | $453.08 | $633.17 | $962.17 |
| Allegan County | $358.42 | $406.81 | $458.06 | $640.14 | $972.75 |
| Barry County | $358.42 | $406.81 | $458.06 | $640.14 | $972.75 |
| Alger County | $382.70 | $434.36 | $489.09 | $683.50 | $1,038.65 |
| Baraga County | $382.70 | $434.36 | $489.09 | $683.50 | $1,038.65 |
| Delta County | $382.70 | $434.36 | $489.09 | $683.50 | $1,038.65 |
| Dickinson County | $382.70 | $434.36 | $489.09 | $683.50 | $1,038.65 |
| Gogebic County | $382.70 | $434.36 | $489.09 | $683.50 | $1,038.65 |
| Houghton County | $382.70 | $434.36 | $489.09 | $683.50 | $1,038.65 |
| Iron County | $382.70 | $434.36 | $489.09 | $683.50 | $1,038.65 |
| Keweenaw County | $382.70 | $434.36 | $489.09 | $683.50 | $1,038.65 |
| Luce County | $382.70 | $434.36 | $489.09 | $683.50 | $1,038.65 |
| Marquette County | $382.70 | $434.36 | $489.09 | $683.50 | $1,038.65 |
| Menominee County | $382.70 | $434.36 | $489.09 | $683.50 | $1,038.65 |
| Ontonagon County | $382.70 | $434.36 | $489.09 | $683.50 | $1,038.65 |
| Schoolcraft County | $382.70 | $434.36 | $489.09 | $683.50 | $1,038.65 |
| Ionia County | $404.27 | $458.85 | $516.66 | $722.03 | $1,097.19 |
| Kent County | $404.27 | $458.85 | $516.66 | $722.03 | $1,097.19 |
| Lake County | $404.27 | $458.85 | $516.66 | $722.03 | $1,097.19 |
| Mason County | $404.27 | $458.85 | $516.66 | $722.03 | $1,097.19 |
| Mecosta County | $404.27 | $458.85 | $516.66 | $722.03 | $1,097.19 |
| Montcalm County | $404.27 | $458.85 | $516.66 | $722.03 | $1,097.19 |
| Muskegon County | $404.27 | $458.85 | $516.66 | $722.03 | $1,097.19 |
| Newaygo County | $404.27 | $458.85 | $516.66 | $722.03 | $1,097.19 |
| Oceana County | $404.27 | $458.85 | $516.66 | $722.03 | $1,097.19 |
| Osceola County | $404.27 | $458.85 | $516.66 | $722.03 | $1,097.19 |
| Ottawa County | $404.27 | $458.85 | $516.66 | $722.03 | $1,097.19 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.