Blue Cross® Premier PPO Bronze Saver HSA
Expanded Bronze · PPO · Blue Cross Blue Shield of Michigan Mutual Insurance Company · Michigan
At age 40 it costs between $501.15 and $705.92 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 15560MI0350002 |
|---|---|
| Insurer | Blue Cross Blue Shield of Michigan Mutual Insurance Company |
| Metal level | Expanded Bronze |
| Plan type | PPO |
| Deductible (individual) | $8,500 |
| Deductible (family) | $17,000 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $8,500 |
| Family maximum | $17,000 |
| Primary care visit | No Charge after Deductible |
| Specialist visit | No Charge after Deductible |
| Emergency room | No Charge after Deductible |
| Inpatient stay | No Charge after Deductible |
| Generic drugs | No Charge after Deductible |
| Preferred brand drugs | No Charge after Deductible |
| Specialty drugs | No Charge after Deductible |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-888-288-2738 · TTY 1-800-481-8704 |
Where it is sold, and what it costs there
83 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Saint Clair County | $392.14 | $445.08 | $501.15 | $700.36 | $1,064.27 |
| Genesee County | $402.52 | $456.86 | $514.42 | $718.90 | $1,092.44 |
| Lapeer County | $402.52 | $456.86 | $514.42 | $718.90 | $1,092.44 |
| Shiawassee County | $402.52 | $456.86 | $514.42 | $718.90 | $1,092.44 |
| Arenac County | $405.14 | $459.83 | $517.77 | $723.58 | $1,099.55 |
| Bay County | $405.14 | $459.83 | $517.77 | $723.58 | $1,099.55 |
| Gratiot County | $405.14 | $459.83 | $517.77 | $723.58 | $1,099.55 |
| Saginaw County | $405.14 | $459.83 | $517.77 | $723.58 | $1,099.55 |
| Antrim County | $421.61 | $478.53 | $538.82 | $753 | $1,144.25 |
| Benzie County | $421.61 | $478.53 | $538.82 | $753 | $1,144.25 |
| Charlevoix County | $421.61 | $478.53 | $538.82 | $753 | $1,144.25 |
| Emmet County | $421.61 | $478.53 | $538.82 | $753 | $1,144.25 |
| Grand Traverse County | $421.61 | $478.53 | $538.82 | $753 | $1,144.25 |
| Kalkaska County | $421.61 | $478.53 | $538.82 | $753 | $1,144.25 |
| Leelanau County | $421.61 | $478.53 | $538.82 | $753 | $1,144.25 |
| Manistee County | $421.61 | $478.53 | $538.82 | $753 | $1,144.25 |
| Missaukee County | $421.61 | $478.53 | $538.82 | $753 | $1,144.25 |
| Wexford County | $421.61 | $478.53 | $538.82 | $753 | $1,144.25 |
| Clare County | $423.33 | $480.48 | $541.02 | $756.07 | $1,148.92 |
| Gladwin County | $423.33 | $480.48 | $541.02 | $756.07 | $1,148.92 |
| Isabella County | $423.33 | $480.48 | $541.02 | $756.07 | $1,148.92 |
| Midland County | $423.33 | $480.48 | $541.02 | $756.07 | $1,148.92 |
| Macomb County | $437.41 | $496.46 | $559.01 | $781.21 | $1,187.13 |
| Oakland County | $437.41 | $496.46 | $559.01 | $781.21 | $1,187.13 |
| Monroe County | $437.45 | $496.51 | $559.06 | $781.29 | $1,187.24 |
| Wayne County | $437.45 | $496.51 | $559.06 | $781.29 | $1,187.24 |
| Clinton County | $444.13 | $504.09 | $567.60 | $793.22 | $1,205.37 |
| Eaton County | $444.13 | $504.09 | $567.60 | $793.22 | $1,205.37 |
| Hillsdale County | $444.13 | $504.09 | $567.60 | $793.22 | $1,205.37 |
| Ingham County | $444.13 | $504.09 | $567.60 | $793.22 | $1,205.37 |
| Jackson County | $444.13 | $504.09 | $567.60 | $793.22 | $1,205.37 |
| Alcona County | $445.98 | $506.19 | $569.96 | $796.52 | $1,210.39 |
| Alpena County | $445.98 | $506.19 | $569.96 | $796.52 | $1,210.39 |
| Cheboygan County | $445.98 | $506.19 | $569.96 | $796.52 | $1,210.39 |
| Chippewa County | $445.98 | $506.19 | $569.96 | $796.52 | $1,210.39 |
| Crawford County | $445.98 | $506.19 | $569.96 | $796.52 | $1,210.39 |
| Iosco County | $445.98 | $506.19 | $569.96 | $796.52 | $1,210.39 |
| Mackinac County | $445.98 | $506.19 | $569.96 | $796.52 | $1,210.39 |
| Montmorency County | $445.98 | $506.19 | $569.96 | $796.52 | $1,210.39 |
| Ogemaw County | $445.98 | $506.19 | $569.96 | $796.52 | $1,210.39 |
| Oscoda County | $445.98 | $506.19 | $569.96 | $796.52 | $1,210.39 |
| Otsego County | $445.98 | $506.19 | $569.96 | $796.52 | $1,210.39 |
| Presque Isle County | $445.98 | $506.19 | $569.96 | $796.52 | $1,210.39 |
| Roscommon County | $445.98 | $506.19 | $569.96 | $796.52 | $1,210.39 |
| Branch County | $450.50 | $511.32 | $575.74 | $804.59 | $1,222.66 |
| Calhoun County | $450.50 | $511.32 | $575.74 | $804.59 | $1,222.66 |
| Kalamazoo County | $450.50 | $511.32 | $575.74 | $804.59 | $1,222.66 |
| Huron County | $452.48 | $513.56 | $578.27 | $808.13 | $1,228.03 |
| Sanilac County | $452.48 | $513.56 | $578.27 | $808.13 | $1,228.03 |
| Tuscola County | $452.48 | $513.56 | $578.27 | $808.13 | $1,228.03 |
| Lenawee County | $469.23 | $532.58 | $599.68 | $838.04 | $1,273.49 |
| Livingston County | $469.23 | $532.58 | $599.68 | $838.04 | $1,273.49 |
| Washtenaw County | $469.23 | $532.58 | $599.68 | $838.04 | $1,273.49 |
| Berrien County | $484.39 | $549.78 | $619.05 | $865.12 | $1,314.63 |
| Cass County | $484.39 | $549.78 | $619.05 | $865.12 | $1,314.63 |
| Saint Joseph County | $484.39 | $549.78 | $619.05 | $865.12 | $1,314.63 |
| Van Buren County | $484.39 | $549.78 | $619.05 | $865.12 | $1,314.63 |
| Allegan County | $489.72 | $555.83 | $625.86 | $874.64 | $1,329.10 |
| Barry County | $489.72 | $555.83 | $625.86 | $874.64 | $1,329.10 |
| Alger County | $522.89 | $593.48 | $668.25 | $933.88 | $1,419.12 |
| Baraga County | $522.89 | $593.48 | $668.25 | $933.88 | $1,419.12 |
| Delta County | $522.89 | $593.48 | $668.25 | $933.88 | $1,419.12 |
| Dickinson County | $522.89 | $593.48 | $668.25 | $933.88 | $1,419.12 |
| Gogebic County | $522.89 | $593.48 | $668.25 | $933.88 | $1,419.12 |
| Houghton County | $522.89 | $593.48 | $668.25 | $933.88 | $1,419.12 |
| Iron County | $522.89 | $593.48 | $668.25 | $933.88 | $1,419.12 |
| Keweenaw County | $522.89 | $593.48 | $668.25 | $933.88 | $1,419.12 |
| Luce County | $522.89 | $593.48 | $668.25 | $933.88 | $1,419.12 |
| Marquette County | $522.89 | $593.48 | $668.25 | $933.88 | $1,419.12 |
| Menominee County | $522.89 | $593.48 | $668.25 | $933.88 | $1,419.12 |
| Ontonagon County | $522.89 | $593.48 | $668.25 | $933.88 | $1,419.12 |
| Schoolcraft County | $522.89 | $593.48 | $668.25 | $933.88 | $1,419.12 |
| Ionia County | $552.36 | $626.93 | $705.92 | $986.51 | $1,499.11 |
| Kent County | $552.36 | $626.93 | $705.92 | $986.51 | $1,499.11 |
| Lake County | $552.36 | $626.93 | $705.92 | $986.51 | $1,499.11 |
| Mason County | $552.36 | $626.93 | $705.92 | $986.51 | $1,499.11 |
| Mecosta County | $552.36 | $626.93 | $705.92 | $986.51 | $1,499.11 |
| Montcalm County | $552.36 | $626.93 | $705.92 | $986.51 | $1,499.11 |
| Muskegon County | $552.36 | $626.93 | $705.92 | $986.51 | $1,499.11 |
| Newaygo County | $552.36 | $626.93 | $705.92 | $986.51 | $1,499.11 |
| Oceana County | $552.36 | $626.93 | $705.92 | $986.51 | $1,499.11 |
| Osceola County | $552.36 | $626.93 | $705.92 | $986.51 | $1,499.11 |
| Ottawa County | $552.36 | $626.93 | $705.92 | $986.51 | $1,499.11 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.