Blue Cross® Premier PPO Bronze Extra
Expanded Bronze · PPO · Blue Cross Blue Shield of Michigan Mutual Insurance Company · Michigan
At age 40 it costs between $507.20 and $714.43 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 15560MI1120001 |
|---|---|
| Insurer | Blue Cross Blue Shield of Michigan Mutual Insurance Company |
| Metal level | Expanded Bronze |
| Plan type | PPO |
| Standardised design | Design 1 — a plan CMS defined the benefits of, so it can be compared like for like |
| Deductible (individual) | $7,500 |
| Deductible (family) | $15,000 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $10,000 |
| Family maximum | $20,000 |
| Primary care visit | $50 |
| Specialist visit | $100 |
| Emergency room | 50% Coinsurance after deductible |
| Inpatient stay | 50% Coinsurance after deductible |
| Generic drugs | $25 |
| Preferred brand drugs | $50 Copay after deductible |
| Specialty drugs | $500 Copay after deductible |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-888-288-2738 · TTY 1-800-481-8704 |
Where it is sold, and what it costs there
83 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Saint Clair County | $396.87 | $450.45 | $507.20 | $708.81 | $1,077.11 |
| Genesee County | $407.38 | $462.38 | $520.63 | $727.58 | $1,105.63 |
| Lapeer County | $407.38 | $462.38 | $520.63 | $727.58 | $1,105.63 |
| Shiawassee County | $407.38 | $462.38 | $520.63 | $727.58 | $1,105.63 |
| Arenac County | $410.02 | $465.37 | $524.01 | $732.30 | $1,112.79 |
| Bay County | $410.02 | $465.37 | $524.01 | $732.30 | $1,112.79 |
| Gratiot County | $410.02 | $465.37 | $524.01 | $732.30 | $1,112.79 |
| Saginaw County | $410.02 | $465.37 | $524.01 | $732.30 | $1,112.79 |
| Antrim County | $426.70 | $484.30 | $545.32 | $762.09 | $1,158.06 |
| Benzie County | $426.70 | $484.30 | $545.32 | $762.09 | $1,158.06 |
| Charlevoix County | $426.70 | $484.30 | $545.32 | $762.09 | $1,158.06 |
| Emmet County | $426.70 | $484.30 | $545.32 | $762.09 | $1,158.06 |
| Grand Traverse County | $426.70 | $484.30 | $545.32 | $762.09 | $1,158.06 |
| Kalkaska County | $426.70 | $484.30 | $545.32 | $762.09 | $1,158.06 |
| Leelanau County | $426.70 | $484.30 | $545.32 | $762.09 | $1,158.06 |
| Manistee County | $426.70 | $484.30 | $545.32 | $762.09 | $1,158.06 |
| Missaukee County | $426.70 | $484.30 | $545.32 | $762.09 | $1,158.06 |
| Wexford County | $426.70 | $484.30 | $545.32 | $762.09 | $1,158.06 |
| Clare County | $428.43 | $486.27 | $547.53 | $765.18 | $1,162.76 |
| Gladwin County | $428.43 | $486.27 | $547.53 | $765.18 | $1,162.76 |
| Isabella County | $428.43 | $486.27 | $547.53 | $765.18 | $1,162.76 |
| Midland County | $428.43 | $486.27 | $547.53 | $765.18 | $1,162.76 |
| Macomb County | $442.68 | $502.44 | $565.75 | $790.63 | $1,201.43 |
| Oakland County | $442.68 | $502.44 | $565.75 | $790.63 | $1,201.43 |
| Monroe County | $442.73 | $502.50 | $565.81 | $790.72 | $1,201.57 |
| Wayne County | $442.73 | $502.50 | $565.81 | $790.72 | $1,201.57 |
| Clinton County | $449.49 | $510.17 | $574.45 | $802.79 | $1,219.92 |
| Eaton County | $449.49 | $510.17 | $574.45 | $802.79 | $1,219.92 |
| Hillsdale County | $449.49 | $510.17 | $574.45 | $802.79 | $1,219.92 |
| Ingham County | $449.49 | $510.17 | $574.45 | $802.79 | $1,219.92 |
| Jackson County | $449.49 | $510.17 | $574.45 | $802.79 | $1,219.92 |
| Alcona County | $451.36 | $512.29 | $576.84 | $806.13 | $1,224.99 |
| Alpena County | $451.36 | $512.29 | $576.84 | $806.13 | $1,224.99 |
| Cheboygan County | $451.36 | $512.29 | $576.84 | $806.13 | $1,224.99 |
| Chippewa County | $451.36 | $512.29 | $576.84 | $806.13 | $1,224.99 |
| Crawford County | $451.36 | $512.29 | $576.84 | $806.13 | $1,224.99 |
| Iosco County | $451.36 | $512.29 | $576.84 | $806.13 | $1,224.99 |
| Mackinac County | $451.36 | $512.29 | $576.84 | $806.13 | $1,224.99 |
| Montmorency County | $451.36 | $512.29 | $576.84 | $806.13 | $1,224.99 |
| Ogemaw County | $451.36 | $512.29 | $576.84 | $806.13 | $1,224.99 |
| Oscoda County | $451.36 | $512.29 | $576.84 | $806.13 | $1,224.99 |
| Otsego County | $451.36 | $512.29 | $576.84 | $806.13 | $1,224.99 |
| Presque Isle County | $451.36 | $512.29 | $576.84 | $806.13 | $1,224.99 |
| Roscommon County | $451.36 | $512.29 | $576.84 | $806.13 | $1,224.99 |
| Branch County | $455.93 | $517.48 | $582.68 | $814.29 | $1,237.39 |
| Calhoun County | $455.93 | $517.48 | $582.68 | $814.29 | $1,237.39 |
| Kalamazoo County | $455.93 | $517.48 | $582.68 | $814.29 | $1,237.39 |
| Huron County | $457.94 | $519.76 | $585.25 | $817.88 | $1,242.85 |
| Sanilac County | $457.94 | $519.76 | $585.25 | $817.88 | $1,242.85 |
| Tuscola County | $457.94 | $519.76 | $585.25 | $817.88 | $1,242.85 |
| Lenawee County | $474.88 | $538.99 | $606.90 | $848.14 | $1,288.82 |
| Livingston County | $474.88 | $538.99 | $606.90 | $848.14 | $1,288.82 |
| Washtenaw County | $474.88 | $538.99 | $606.90 | $848.14 | $1,288.82 |
| Berrien County | $490.23 | $556.41 | $626.51 | $875.55 | $1,330.48 |
| Cass County | $490.23 | $556.41 | $626.51 | $875.55 | $1,330.48 |
| Saint Joseph County | $490.23 | $556.41 | $626.51 | $875.55 | $1,330.48 |
| Van Buren County | $490.23 | $556.41 | $626.51 | $875.55 | $1,330.48 |
| Allegan County | $495.62 | $562.53 | $633.40 | $885.18 | $1,345.11 |
| Barry County | $495.62 | $562.53 | $633.40 | $885.18 | $1,345.11 |
| Alger County | $529.19 | $600.63 | $676.30 | $945.13 | $1,436.22 |
| Baraga County | $529.19 | $600.63 | $676.30 | $945.13 | $1,436.22 |
| Delta County | $529.19 | $600.63 | $676.30 | $945.13 | $1,436.22 |
| Dickinson County | $529.19 | $600.63 | $676.30 | $945.13 | $1,436.22 |
| Gogebic County | $529.19 | $600.63 | $676.30 | $945.13 | $1,436.22 |
| Houghton County | $529.19 | $600.63 | $676.30 | $945.13 | $1,436.22 |
| Iron County | $529.19 | $600.63 | $676.30 | $945.13 | $1,436.22 |
| Keweenaw County | $529.19 | $600.63 | $676.30 | $945.13 | $1,436.22 |
| Luce County | $529.19 | $600.63 | $676.30 | $945.13 | $1,436.22 |
| Marquette County | $529.19 | $600.63 | $676.30 | $945.13 | $1,436.22 |
| Menominee County | $529.19 | $600.63 | $676.30 | $945.13 | $1,436.22 |
| Ontonagon County | $529.19 | $600.63 | $676.30 | $945.13 | $1,436.22 |
| Schoolcraft County | $529.19 | $600.63 | $676.30 | $945.13 | $1,436.22 |
| Ionia County | $559.02 | $634.49 | $714.43 | $998.41 | $1,517.18 |
| Kent County | $559.02 | $634.49 | $714.43 | $998.41 | $1,517.18 |
| Lake County | $559.02 | $634.49 | $714.43 | $998.41 | $1,517.18 |
| Mason County | $559.02 | $634.49 | $714.43 | $998.41 | $1,517.18 |
| Mecosta County | $559.02 | $634.49 | $714.43 | $998.41 | $1,517.18 |
| Montcalm County | $559.02 | $634.49 | $714.43 | $998.41 | $1,517.18 |
| Muskegon County | $559.02 | $634.49 | $714.43 | $998.41 | $1,517.18 |
| Newaygo County | $559.02 | $634.49 | $714.43 | $998.41 | $1,517.18 |
| Oceana County | $559.02 | $634.49 | $714.43 | $998.41 | $1,517.18 |
| Osceola County | $559.02 | $634.49 | $714.43 | $998.41 | $1,517.18 |
| Ottawa County | $559.02 | $634.49 | $714.43 | $998.41 | $1,517.18 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.