AmeriHealth Caritas Next Bronze Essential + No Referrals
Bronze · HMO · AmeriHealth Caritas Next · North Carolina
At age 40 it costs between $450.47 and $557.48 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 17414NC0010004 |
|---|---|
| Insurer | AmeriHealth Caritas Next |
| Metal level | Bronze |
| Plan type | HMO |
| Deductible (individual) | $10,600 |
| Deductible (family) | $21,200 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $10,600 |
| Family maximum | $21,200 |
| Primary care visit | $25 |
| Specialist visit | No Charge after Deductible |
| Emergency room | No Charge after Deductible |
| Inpatient stay | No Charge after Deductible |
| Generic drugs | $25 |
| Preferred brand drugs | No Charge after Deductible |
| Specialty drugs | No Charge after Deductible |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-833-613-2262 · TTY 711 |
Where it is sold, and what it costs there
41 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Davidson County | $352.48 | $400.07 | $450.47 | $629.53 | $956.63 |
| Davie County | $352.48 | $400.07 | $450.47 | $629.53 | $956.63 |
| Forsyth County | $352.48 | $400.07 | $450.47 | $629.53 | $956.63 |
| Stokes County | $352.48 | $400.07 | $450.47 | $629.53 | $956.63 |
| Surry County | $352.48 | $400.07 | $450.47 | $629.53 | $956.63 |
| Yadkin County | $352.48 | $400.07 | $450.47 | $629.53 | $956.63 |
| Guilford County | $360.15 | $408.77 | $460.27 | $643.22 | $977.43 |
| Randolph County | $360.15 | $408.77 | $460.27 | $643.22 | $977.43 |
| Rockingham County | $360.15 | $408.77 | $460.27 | $643.22 | $977.43 |
| Alexander County | $380.47 | $431.83 | $486.23 | $679.51 | $1,032.58 |
| Burke County | $380.47 | $431.83 | $486.23 | $679.51 | $1,032.58 |
| Caldwell County | $380.47 | $431.83 | $486.23 | $679.51 | $1,032.58 |
| Catawba County | $380.47 | $431.83 | $486.23 | $679.51 | $1,032.58 |
| Iredell County | $380.47 | $431.83 | $486.23 | $679.51 | $1,032.58 |
| Alamance County | $431.07 | $489.26 | $550.91 | $769.89 | $1,169.92 |
| Avery County | $431.07 | $489.26 | $550.91 | $769.89 | $1,169.92 |
| Buncombe County | $431.07 | $489.26 | $550.91 | $769.89 | $1,169.92 |
| Caswell County | $431.07 | $489.26 | $550.91 | $769.89 | $1,169.92 |
| Cherokee County | $431.07 | $489.26 | $550.91 | $769.89 | $1,169.92 |
| Clay County | $431.07 | $489.26 | $550.91 | $769.89 | $1,169.92 |
| Graham County | $431.07 | $489.26 | $550.91 | $769.89 | $1,169.92 |
| Granville County | $431.07 | $489.26 | $550.91 | $769.89 | $1,169.92 |
| Haywood County | $431.07 | $489.26 | $550.91 | $769.89 | $1,169.92 |
| Henderson County | $431.07 | $489.26 | $550.91 | $769.89 | $1,169.92 |
| Jackson County | $431.07 | $489.26 | $550.91 | $769.89 | $1,169.92 |
| Macon County | $431.07 | $489.26 | $550.91 | $769.89 | $1,169.92 |
| Madison County | $431.07 | $489.26 | $550.91 | $769.89 | $1,169.92 |
| McDowell County | $431.07 | $489.26 | $550.91 | $769.89 | $1,169.92 |
| Mitchell County | $431.07 | $489.26 | $550.91 | $769.89 | $1,169.92 |
| Person County | $431.07 | $489.26 | $550.91 | $769.89 | $1,169.92 |
| Polk County | $431.07 | $489.26 | $550.91 | $769.89 | $1,169.92 |
| Rutherford County | $431.07 | $489.26 | $550.91 | $769.89 | $1,169.92 |
| Swain County | $431.07 | $489.26 | $550.91 | $769.89 | $1,169.92 |
| Transylvania County | $431.07 | $489.26 | $550.91 | $769.89 | $1,169.92 |
| Vance County | $431.07 | $489.26 | $550.91 | $769.89 | $1,169.92 |
| Warren County | $431.07 | $489.26 | $550.91 | $769.89 | $1,169.92 |
| Yancey County | $431.07 | $489.26 | $550.91 | $769.89 | $1,169.92 |
| Alleghany County | $436.21 | $495.10 | $557.48 | $779.07 | $1,183.87 |
| Ashe County | $436.21 | $495.10 | $557.48 | $779.07 | $1,183.87 |
| Watauga County | $436.21 | $495.10 | $557.48 | $779.07 | $1,183.87 |
| Wilkes County | $436.21 | $495.10 | $557.48 | $779.07 | $1,183.87 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.