QHP Index

AmeriHealth Caritas Next Gold Signature + No Referrals

Gold · HMO · AmeriHealth Caritas Next · North Carolina

At age 40 it costs between $609.93 and $754.81 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.

What CMS publishes about it

Plan ID17414NC0010009
InsurerAmeriHealth Caritas Next
Metal levelGold
Plan typeHMO
Standardised designDesign 1 — a plan CMS defined the benefits of, so it can be compared like for like
Deductible (individual)$2,000
Deductible (family)$4,000
Drug deductibleIncluded in the medical deductible
Most you could pay in a year$8,200
Family maximum$16,400
Primary care visit$30
Specialist visit$60
Emergency room25% Coinsurance after deductible
Inpatient stay25% Coinsurance after deductible
Generic drugs$15
Preferred brand drugs$30
Specialty drugs$250
Adult dental includedNo
Child dental includedNo
Share of premium buying essential health benefits100.00%
Network directoryWho is in network
Summary of benefitsSummary of benefits and coverage
Drug listFormulary
Customer service1-833-613-2262 · TTY 711

Where it is sold, and what it costs there

41 counties. The premium is the price before any tax credit; what you pay depends on your income.

CountyAt 21At 30At 40At 50At 60
Davidson County $477.26$541.68 $609.93$852.37 $1,295.26
Davie County $477.26$541.68 $609.93$852.37 $1,295.26
Forsyth County $477.26$541.68 $609.93$852.37 $1,295.26
Stokes County $477.26$541.68 $609.93$852.37 $1,295.26
Surry County $477.26$541.68 $609.93$852.37 $1,295.26
Yadkin County $477.26$541.68 $609.93$852.37 $1,295.26
Guilford County $487.63$553.46 $623.19$870.91 $1,323.42
Randolph County $487.63$553.46 $623.19$870.91 $1,323.42
Rockingham County $487.63$553.46 $623.19$870.91 $1,323.42
Alexander County $515.14$584.69 $658.35$920.04 $1,398.09
Burke County $515.14$584.69 $658.35$920.04 $1,398.09
Caldwell County $515.14$584.69 $658.35$920.04 $1,398.09
Catawba County $515.14$584.69 $658.35$920.04 $1,398.09
Iredell County $515.14$584.69 $658.35$920.04 $1,398.09
Alamance County $583.66$662.45 $745.92$1,042.41 $1,584.05
Avery County $583.66$662.45 $745.92$1,042.41 $1,584.05
Buncombe County $583.66$662.45 $745.92$1,042.41 $1,584.05
Caswell County $583.66$662.45 $745.92$1,042.41 $1,584.05
Cherokee County $583.66$662.45 $745.92$1,042.41 $1,584.05
Clay County $583.66$662.45 $745.92$1,042.41 $1,584.05
Graham County $583.66$662.45 $745.92$1,042.41 $1,584.05
Granville County $583.66$662.45 $745.92$1,042.41 $1,584.05
Haywood County $583.66$662.45 $745.92$1,042.41 $1,584.05
Henderson County $583.66$662.45 $745.92$1,042.41 $1,584.05
Jackson County $583.66$662.45 $745.92$1,042.41 $1,584.05
Macon County $583.66$662.45 $745.92$1,042.41 $1,584.05
Madison County $583.66$662.45 $745.92$1,042.41 $1,584.05
McDowell County $583.66$662.45 $745.92$1,042.41 $1,584.05
Mitchell County $583.66$662.45 $745.92$1,042.41 $1,584.05
Person County $583.66$662.45 $745.92$1,042.41 $1,584.05
Polk County $583.66$662.45 $745.92$1,042.41 $1,584.05
Rutherford County $583.66$662.45 $745.92$1,042.41 $1,584.05
Swain County $583.66$662.45 $745.92$1,042.41 $1,584.05
Transylvania County $583.66$662.45 $745.92$1,042.41 $1,584.05
Vance County $583.66$662.45 $745.92$1,042.41 $1,584.05
Warren County $583.66$662.45 $745.92$1,042.41 $1,584.05
Yancey County $583.66$662.45 $745.92$1,042.41 $1,584.05
Alleghany County $590.62$670.36 $754.81$1,054.85 $1,602.94
Ashe County $590.62$670.36 $754.81$1,054.85 $1,602.94
Watauga County $590.62$670.36 $754.81$1,054.85 $1,602.94
Wilkes County $590.62$670.36 $754.81$1,054.85 $1,602.94

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.