Anthem Silver Essential 7000 ($0 Virtual PCP + $0 Select Drugs + Incentives)
Silver · HMO · Anthem Blue Cross and Blue Shield · Indiana
At age 40 it costs between $440.02 and $508.66 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What this Silver plan costs if your income qualifies
Below certain incomes the marketplace improves a Silver plan's cost sharing automatically — you do not apply for it, and it happens on Silver and on no other metal level. The premium does not change; the deductible and what you pay at the doctor do.
| If your income is | Deductible | Most you could pay in a year | Primary care | Generic drugs |
|---|---|---|---|---|
| Above 250%, or not applied for | $7,000 | $8,850 | $25 | $3 |
| up to 150% of the federal poverty level | $50 | $1,000 | $5 | $3 |
| 150% to 200% | $450 | $3,100 | $5 | $3 |
| 200% to 250% | $3,300 | $8,150 | $20 | $3 |
CMS calls these cost-sharing reductions. The percentages are actuarial values, not discounts. HealthCare.gov works out which one you get from the income you report when you apply.
What CMS publishes about it
| Plan ID | 17575IN0990003 |
|---|---|
| Insurer | Anthem Blue Cross and Blue Shield |
| Metal level | Silver |
| Plan type | HMO |
| Deductible (individual) | $7,000 |
| Deductible (family) | $14,000 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $8,850 |
| Family maximum | $17,700 |
| Primary care visit | $25 |
| Specialist visit | $65 |
| Emergency room | $500 Copay after deductible and 50% Coinsurance after deductible |
| Inpatient stay | 50% Coinsurance after deductible |
| Generic drugs | $3 |
| Preferred brand drugs | $65 |
| Specialty drugs | 50% Coinsurance after deductible |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-855-886-6152 |
Where it is sold, and what it costs there
85 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Daviess County | $344.30 | $390.78 | $440.02 | $614.92 | $934.43 |
| Dubois County | $344.30 | $390.78 | $440.02 | $614.92 | $934.43 |
| Greene County | $344.30 | $390.78 | $440.02 | $614.92 | $934.43 |
| Knox County | $344.30 | $390.78 | $440.02 | $614.92 | $934.43 |
| Martin County | $344.30 | $390.78 | $440.02 | $614.92 | $934.43 |
| Orange County | $344.30 | $390.78 | $440.02 | $614.92 | $934.43 |
| Perry County | $344.30 | $390.78 | $440.02 | $614.92 | $934.43 |
| Pike County | $344.30 | $390.78 | $440.02 | $614.92 | $934.43 |
| Spencer County | $344.30 | $390.78 | $440.02 | $614.92 | $934.43 |
| Elkhart County | $353.97 | $401.76 | $452.37 | $632.19 | $960.67 |
| Kosciusko County | $353.97 | $401.76 | $452.37 | $632.19 | $960.67 |
| Marshall County | $353.97 | $401.76 | $452.37 | $632.19 | $960.67 |
| St. Joseph County | $353.97 | $401.76 | $452.37 | $632.19 | $960.67 |
| Starke County | $353.97 | $401.76 | $452.37 | $632.19 | $960.67 |
| Carroll County | $355.45 | $403.44 | $454.27 | $634.83 | $964.69 |
| Clinton County | $355.45 | $403.44 | $454.27 | $634.83 | $964.69 |
| Fountain County | $355.45 | $403.44 | $454.27 | $634.83 | $964.69 |
| Montgomery County | $355.45 | $403.44 | $454.27 | $634.83 | $964.69 |
| Putnam County | $355.45 | $403.44 | $454.27 | $634.83 | $964.69 |
| Tippecanoe County | $355.45 | $403.44 | $454.27 | $634.83 | $964.69 |
| Tipton County | $355.45 | $403.44 | $454.27 | $634.83 | $964.69 |
| Blackford County | $357.75 | $406.05 | $457.20 | $638.94 | $970.93 |
| Delaware County | $357.75 | $406.05 | $457.20 | $638.94 | $970.93 |
| Grant County | $357.75 | $406.05 | $457.20 | $638.94 | $970.93 |
| Jay County | $357.75 | $406.05 | $457.20 | $638.94 | $970.93 |
| Randolph County | $357.75 | $406.05 | $457.20 | $638.94 | $970.93 |
| Fayette County | $357.83 | $406.14 | $457.31 | $639.08 | $971.15 |
| Hancock County | $357.83 | $406.14 | $457.31 | $639.08 | $971.15 |
| Henry County | $357.83 | $406.14 | $457.31 | $639.08 | $971.15 |
| Madison County | $357.83 | $406.14 | $457.31 | $639.08 | $971.15 |
| Union County | $357.83 | $406.14 | $457.31 | $639.08 | $971.15 |
| Wayne County | $357.83 | $406.14 | $457.31 | $639.08 | $971.15 |
| Benton County | $359.76 | $408.33 | $459.77 | $642.53 | $976.39 |
| Jasper County | $359.76 | $408.33 | $459.77 | $642.53 | $976.39 |
| Newton County | $359.76 | $408.33 | $459.77 | $642.53 | $976.39 |
| Warren County | $359.76 | $408.33 | $459.77 | $642.53 | $976.39 |
| White County | $359.76 | $408.33 | $459.77 | $642.53 | $976.39 |
| Gibson County | $362.44 | $411.37 | $463.20 | $647.32 | $983.66 |
| Posey County | $362.44 | $411.37 | $463.20 | $647.32 | $983.66 |
| Vanderburgh County | $362.44 | $411.37 | $463.20 | $647.32 | $983.66 |
| Warrick County | $362.44 | $411.37 | $463.20 | $647.32 | $983.66 |
| Dearborn County | $363.69 | $412.79 | $464.80 | $649.55 | $987.05 |
| Franklin County | $363.69 | $412.79 | $464.80 | $649.55 | $987.05 |
| Ohio County | $363.69 | $412.79 | $464.80 | $649.55 | $987.05 |
| Ripley County | $363.69 | $412.79 | $464.80 | $649.55 | $987.05 |
| Switzerland County | $363.69 | $412.79 | $464.80 | $649.55 | $987.05 |
| Boone County | $367.01 | $416.56 | $469.04 | $655.48 | $996.07 |
| Hamilton County | $367.01 | $416.56 | $469.04 | $655.48 | $996.07 |
| Hendricks County | $367.01 | $416.56 | $469.04 | $655.48 | $996.07 |
| Marion County | $367.01 | $416.56 | $469.04 | $655.48 | $996.07 |
| Morgan County | $367.01 | $416.56 | $469.04 | $655.48 | $996.07 |
| Shelby County | $367.01 | $416.56 | $469.04 | $655.48 | $996.07 |
| Bartholomew County | $370.91 | $420.98 | $474.02 | $662.45 | $1,006.65 |
| Decatur County | $370.91 | $420.98 | $474.02 | $662.45 | $1,006.65 |
| Jackson County | $370.91 | $420.98 | $474.02 | $662.45 | $1,006.65 |
| Jennings County | $370.91 | $420.98 | $474.02 | $662.45 | $1,006.65 |
| Rush County | $370.91 | $420.98 | $474.02 | $662.45 | $1,006.65 |
| Brown County | $371.17 | $421.28 | $474.36 | $662.91 | $1,007.36 |
| Johnson County | $371.17 | $421.28 | $474.36 | $662.91 | $1,007.36 |
| Lawrence County | $371.17 | $421.28 | $474.36 | $662.91 | $1,007.36 |
| Monroe County | $371.17 | $421.28 | $474.36 | $662.91 | $1,007.36 |
| Owen County | $371.17 | $421.28 | $474.36 | $662.91 | $1,007.36 |
| LaPorte County | $385.23 | $437.24 | $492.32 | $688.02 | $1,045.51 |
| Lake County | $385.23 | $437.24 | $492.32 | $688.02 | $1,045.51 |
| Porter County | $385.23 | $437.24 | $492.32 | $688.02 | $1,045.51 |
| Cass County | $386.14 | $438.27 | $493.49 | $689.65 | $1,047.98 |
| Fulton County | $386.14 | $438.27 | $493.49 | $689.65 | $1,047.98 |
| Howard County | $386.14 | $438.27 | $493.49 | $689.65 | $1,047.98 |
| Miami County | $386.14 | $438.27 | $493.49 | $689.65 | $1,047.98 |
| Pulaski County | $386.14 | $438.27 | $493.49 | $689.65 | $1,047.98 |
| Clay County | $389.09 | $441.62 | $497.26 | $694.91 | $1,055.99 |
| Parke County | $389.09 | $441.62 | $497.26 | $694.91 | $1,055.99 |
| Sullivan County | $389.09 | $441.62 | $497.26 | $694.91 | $1,055.99 |
| Vermillion County | $389.09 | $441.62 | $497.26 | $694.91 | $1,055.99 |
| Vigo County | $389.09 | $441.62 | $497.26 | $694.91 | $1,055.99 |
| Allen County | $395.97 | $449.43 | $506.05 | $707.20 | $1,074.66 |
| Adams County | $398.01 | $451.74 | $508.66 | $710.85 | $1,080.20 |
| Dekalb County | $398.01 | $451.74 | $508.66 | $710.85 | $1,080.20 |
| Huntington County | $398.01 | $451.74 | $508.66 | $710.85 | $1,080.20 |
| Lagrange County | $398.01 | $451.74 | $508.66 | $710.85 | $1,080.20 |
| Noble County | $398.01 | $451.74 | $508.66 | $710.85 | $1,080.20 |
| Steuben County | $398.01 | $451.74 | $508.66 | $710.85 | $1,080.20 |
| Wabash County | $398.01 | $451.74 | $508.66 | $710.85 | $1,080.20 |
| Wells County | $398.01 | $451.74 | $508.66 | $710.85 | $1,080.20 |
| Whitley County | $398.01 | $451.74 | $508.66 | $710.85 | $1,080.20 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.