Anthem Gold Essential 2000 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives)
Gold · HMO · Anthem Blue Cross and Blue Shield · Indiana
At age 40 it costs between $724.28 and $837.28 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 17575IN0990006 |
|---|---|
| Insurer | Anthem Blue Cross and Blue Shield |
| Metal level | Gold |
| Plan type | HMO |
| Standardised design | Design 1 — a plan CMS defined the benefits of, so it can be compared like for like |
| Deductible (individual) | $2,000 |
| Deductible (family) | $4,000 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $8,200 |
| Family maximum | $16,400 |
| Primary care visit | $30 |
| Specialist visit | $60 |
| Emergency room | 25% Coinsurance after deductible |
| Inpatient stay | 25% Coinsurance after deductible |
| Generic drugs | $15 |
| Preferred brand drugs | $30 |
| Specialty drugs | $250 |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-855-886-6152 |
Where it is sold, and what it costs there
85 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Daviess County | $566.73 | $643.24 | $724.28 | $1,012.18 | $1,538.11 |
| Dubois County | $566.73 | $643.24 | $724.28 | $1,012.18 | $1,538.11 |
| Greene County | $566.73 | $643.24 | $724.28 | $1,012.18 | $1,538.11 |
| Knox County | $566.73 | $643.24 | $724.28 | $1,012.18 | $1,538.11 |
| Martin County | $566.73 | $643.24 | $724.28 | $1,012.18 | $1,538.11 |
| Orange County | $566.73 | $643.24 | $724.28 | $1,012.18 | $1,538.11 |
| Perry County | $566.73 | $643.24 | $724.28 | $1,012.18 | $1,538.11 |
| Pike County | $566.73 | $643.24 | $724.28 | $1,012.18 | $1,538.11 |
| Spencer County | $566.73 | $643.24 | $724.28 | $1,012.18 | $1,538.11 |
| Elkhart County | $582.66 | $661.32 | $744.64 | $1,040.63 | $1,581.34 |
| Kosciusko County | $582.66 | $661.32 | $744.64 | $1,040.63 | $1,581.34 |
| Marshall County | $582.66 | $661.32 | $744.64 | $1,040.63 | $1,581.34 |
| St. Joseph County | $582.66 | $661.32 | $744.64 | $1,040.63 | $1,581.34 |
| Starke County | $582.66 | $661.32 | $744.64 | $1,040.63 | $1,581.34 |
| Carroll County | $585.09 | $664.08 | $747.75 | $1,044.97 | $1,587.93 |
| Clinton County | $585.09 | $664.08 | $747.75 | $1,044.97 | $1,587.93 |
| Fountain County | $585.09 | $664.08 | $747.75 | $1,044.97 | $1,587.93 |
| Montgomery County | $585.09 | $664.08 | $747.75 | $1,044.97 | $1,587.93 |
| Putnam County | $585.09 | $664.08 | $747.75 | $1,044.97 | $1,587.93 |
| Tippecanoe County | $585.09 | $664.08 | $747.75 | $1,044.97 | $1,587.93 |
| Tipton County | $585.09 | $664.08 | $747.75 | $1,044.97 | $1,587.93 |
| Blackford County | $588.88 | $668.38 | $752.59 | $1,051.74 | $1,598.22 |
| Delaware County | $588.88 | $668.38 | $752.59 | $1,051.74 | $1,598.22 |
| Grant County | $588.88 | $668.38 | $752.59 | $1,051.74 | $1,598.22 |
| Jay County | $588.88 | $668.38 | $752.59 | $1,051.74 | $1,598.22 |
| Randolph County | $588.88 | $668.38 | $752.59 | $1,051.74 | $1,598.22 |
| Fayette County | $589.01 | $668.53 | $752.75 | $1,051.97 | $1,598.57 |
| Hancock County | $589.01 | $668.53 | $752.75 | $1,051.97 | $1,598.57 |
| Henry County | $589.01 | $668.53 | $752.75 | $1,051.97 | $1,598.57 |
| Madison County | $589.01 | $668.53 | $752.75 | $1,051.97 | $1,598.57 |
| Union County | $589.01 | $668.53 | $752.75 | $1,051.97 | $1,598.57 |
| Wayne County | $589.01 | $668.53 | $752.75 | $1,051.97 | $1,598.57 |
| Benton County | $592.18 | $672.12 | $756.81 | $1,057.63 | $1,607.18 |
| Jasper County | $592.18 | $672.12 | $756.81 | $1,057.63 | $1,607.18 |
| Newton County | $592.18 | $672.12 | $756.81 | $1,057.63 | $1,607.18 |
| Warren County | $592.18 | $672.12 | $756.81 | $1,057.63 | $1,607.18 |
| White County | $592.18 | $672.12 | $756.81 | $1,057.63 | $1,607.18 |
| Gibson County | $596.60 | $677.14 | $762.45 | $1,065.53 | $1,619.17 |
| Posey County | $596.60 | $677.14 | $762.45 | $1,065.53 | $1,619.17 |
| Vanderburgh County | $596.60 | $677.14 | $762.45 | $1,065.53 | $1,619.17 |
| Warrick County | $596.60 | $677.14 | $762.45 | $1,065.53 | $1,619.17 |
| Dearborn County | $598.65 | $679.47 | $765.07 | $1,069.19 | $1,624.74 |
| Franklin County | $598.65 | $679.47 | $765.07 | $1,069.19 | $1,624.74 |
| Ohio County | $598.65 | $679.47 | $765.07 | $1,069.19 | $1,624.74 |
| Ripley County | $598.65 | $679.47 | $765.07 | $1,069.19 | $1,624.74 |
| Switzerland County | $598.65 | $679.47 | $765.07 | $1,069.19 | $1,624.74 |
| Boone County | $604.13 | $685.69 | $772.08 | $1,078.98 | $1,639.61 |
| Hamilton County | $604.13 | $685.69 | $772.08 | $1,078.98 | $1,639.61 |
| Hendricks County | $604.13 | $685.69 | $772.08 | $1,078.98 | $1,639.61 |
| Marion County | $604.13 | $685.69 | $772.08 | $1,078.98 | $1,639.61 |
| Morgan County | $604.13 | $685.69 | $772.08 | $1,078.98 | $1,639.61 |
| Shelby County | $604.13 | $685.69 | $772.08 | $1,078.98 | $1,639.61 |
| Bartholomew County | $610.54 | $692.96 | $780.27 | $1,090.42 | $1,657.01 |
| Decatur County | $610.54 | $692.96 | $780.27 | $1,090.42 | $1,657.01 |
| Jackson County | $610.54 | $692.96 | $780.27 | $1,090.42 | $1,657.01 |
| Jennings County | $610.54 | $692.96 | $780.27 | $1,090.42 | $1,657.01 |
| Rush County | $610.54 | $692.96 | $780.27 | $1,090.42 | $1,657.01 |
| Brown County | $610.97 | $693.45 | $780.82 | $1,091.19 | $1,658.17 |
| Johnson County | $610.97 | $693.45 | $780.82 | $1,091.19 | $1,658.17 |
| Lawrence County | $610.97 | $693.45 | $780.82 | $1,091.19 | $1,658.17 |
| Monroe County | $610.97 | $693.45 | $780.82 | $1,091.19 | $1,658.17 |
| Owen County | $610.97 | $693.45 | $780.82 | $1,091.19 | $1,658.17 |
| LaPorte County | $634.12 | $719.73 | $810.41 | $1,132.54 | $1,721 |
| Lake County | $634.12 | $719.73 | $810.41 | $1,132.54 | $1,721 |
| Porter County | $634.12 | $719.73 | $810.41 | $1,132.54 | $1,721 |
| Cass County | $635.61 | $721.42 | $812.31 | $1,135.20 | $1,725.05 |
| Fulton County | $635.61 | $721.42 | $812.31 | $1,135.20 | $1,725.05 |
| Howard County | $635.61 | $721.42 | $812.31 | $1,135.20 | $1,725.05 |
| Miami County | $635.61 | $721.42 | $812.31 | $1,135.20 | $1,725.05 |
| Pulaski County | $635.61 | $721.42 | $812.31 | $1,135.20 | $1,725.05 |
| Clay County | $640.47 | $726.93 | $818.52 | $1,143.88 | $1,738.24 |
| Parke County | $640.47 | $726.93 | $818.52 | $1,143.88 | $1,738.24 |
| Sullivan County | $640.47 | $726.93 | $818.52 | $1,143.88 | $1,738.24 |
| Vermillion County | $640.47 | $726.93 | $818.52 | $1,143.88 | $1,738.24 |
| Vigo County | $640.47 | $726.93 | $818.52 | $1,143.88 | $1,738.24 |
| Allen County | $651.79 | $739.78 | $832.99 | $1,164.10 | $1,768.96 |
| Adams County | $655.15 | $743.60 | $837.28 | $1,170.10 | $1,778.08 |
| Dekalb County | $655.15 | $743.60 | $837.28 | $1,170.10 | $1,778.08 |
| Huntington County | $655.15 | $743.60 | $837.28 | $1,170.10 | $1,778.08 |
| Lagrange County | $655.15 | $743.60 | $837.28 | $1,170.10 | $1,778.08 |
| Noble County | $655.15 | $743.60 | $837.28 | $1,170.10 | $1,778.08 |
| Steuben County | $655.15 | $743.60 | $837.28 | $1,170.10 | $1,778.08 |
| Wabash County | $655.15 | $743.60 | $837.28 | $1,170.10 | $1,778.08 |
| Wells County | $655.15 | $743.60 | $837.28 | $1,170.10 | $1,778.08 |
| Whitley County | $655.15 | $743.60 | $837.28 | $1,170.10 | $1,778.08 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.