Anthem Gold Essential 2200 ($0 Virtual PCP + $0 Select Drugs + Incentives)
Gold · HMO · Anthem Blue Cross and Blue Shield · Indiana
At age 40 it costs between $711.37 and $822.37 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 17575IN0990012 |
|---|---|
| Insurer | Anthem Blue Cross and Blue Shield |
| Metal level | Gold |
| Plan type | HMO |
| Deductible (individual) | $2,200 |
| Deductible (family) | $4,400 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $4,700 |
| Family maximum | $9,400 |
| Primary care visit | $25 |
| Specialist visit | 20% Coinsurance after deductible |
| Emergency room | $500 Copay after deductible and 20% Coinsurance after deductible |
| Inpatient stay | $1,000 Copay per Stay after deductible and 40% Coinsurance after deductible |
| Generic drugs | $20 |
| Preferred brand drugs | $40 |
| Specialty drugs | 40% Coinsurance after deductible |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-855-886-6152 |
Where it is sold, and what it costs there
85 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Daviess County | $556.63 | $631.78 | $711.37 | $994.14 | $1,510.69 |
| Dubois County | $556.63 | $631.78 | $711.37 | $994.14 | $1,510.69 |
| Greene County | $556.63 | $631.78 | $711.37 | $994.14 | $1,510.69 |
| Knox County | $556.63 | $631.78 | $711.37 | $994.14 | $1,510.69 |
| Martin County | $556.63 | $631.78 | $711.37 | $994.14 | $1,510.69 |
| Orange County | $556.63 | $631.78 | $711.37 | $994.14 | $1,510.69 |
| Perry County | $556.63 | $631.78 | $711.37 | $994.14 | $1,510.69 |
| Pike County | $556.63 | $631.78 | $711.37 | $994.14 | $1,510.69 |
| Spencer County | $556.63 | $631.78 | $711.37 | $994.14 | $1,510.69 |
| Elkhart County | $572.28 | $649.54 | $731.37 | $1,022.09 | $1,553.17 |
| Kosciusko County | $572.28 | $649.54 | $731.37 | $1,022.09 | $1,553.17 |
| Marshall County | $572.28 | $649.54 | $731.37 | $1,022.09 | $1,553.17 |
| St. Joseph County | $572.28 | $649.54 | $731.37 | $1,022.09 | $1,553.17 |
| Starke County | $572.28 | $649.54 | $731.37 | $1,022.09 | $1,553.17 |
| Carroll County | $574.66 | $652.24 | $734.42 | $1,026.34 | $1,559.63 |
| Clinton County | $574.66 | $652.24 | $734.42 | $1,026.34 | $1,559.63 |
| Fountain County | $574.66 | $652.24 | $734.42 | $1,026.34 | $1,559.63 |
| Montgomery County | $574.66 | $652.24 | $734.42 | $1,026.34 | $1,559.63 |
| Putnam County | $574.66 | $652.24 | $734.42 | $1,026.34 | $1,559.63 |
| Tippecanoe County | $574.66 | $652.24 | $734.42 | $1,026.34 | $1,559.63 |
| Tipton County | $574.66 | $652.24 | $734.42 | $1,026.34 | $1,559.63 |
| Blackford County | $578.39 | $656.47 | $739.18 | $1,033 | $1,569.75 |
| Delaware County | $578.39 | $656.47 | $739.18 | $1,033 | $1,569.75 |
| Grant County | $578.39 | $656.47 | $739.18 | $1,033 | $1,569.75 |
| Jay County | $578.39 | $656.47 | $739.18 | $1,033 | $1,569.75 |
| Randolph County | $578.39 | $656.47 | $739.18 | $1,033 | $1,569.75 |
| Fayette County | $578.51 | $656.61 | $739.34 | $1,033.22 | $1,570.08 |
| Hancock County | $578.51 | $656.61 | $739.34 | $1,033.22 | $1,570.08 |
| Henry County | $578.51 | $656.61 | $739.34 | $1,033.22 | $1,570.08 |
| Madison County | $578.51 | $656.61 | $739.34 | $1,033.22 | $1,570.08 |
| Union County | $578.51 | $656.61 | $739.34 | $1,033.22 | $1,570.08 |
| Wayne County | $578.51 | $656.61 | $739.34 | $1,033.22 | $1,570.08 |
| Benton County | $581.63 | $660.15 | $743.32 | $1,038.79 | $1,578.54 |
| Jasper County | $581.63 | $660.15 | $743.32 | $1,038.79 | $1,578.54 |
| Newton County | $581.63 | $660.15 | $743.32 | $1,038.79 | $1,578.54 |
| Warren County | $581.63 | $660.15 | $743.32 | $1,038.79 | $1,578.54 |
| White County | $581.63 | $660.15 | $743.32 | $1,038.79 | $1,578.54 |
| Gibson County | $585.97 | $665.08 | $748.87 | $1,046.54 | $1,590.32 |
| Posey County | $585.97 | $665.08 | $748.87 | $1,046.54 | $1,590.32 |
| Vanderburgh County | $585.97 | $665.08 | $748.87 | $1,046.54 | $1,590.32 |
| Warrick County | $585.97 | $665.08 | $748.87 | $1,046.54 | $1,590.32 |
| Dearborn County | $587.99 | $667.37 | $751.45 | $1,050.15 | $1,595.80 |
| Franklin County | $587.99 | $667.37 | $751.45 | $1,050.15 | $1,595.80 |
| Ohio County | $587.99 | $667.37 | $751.45 | $1,050.15 | $1,595.80 |
| Ripley County | $587.99 | $667.37 | $751.45 | $1,050.15 | $1,595.80 |
| Switzerland County | $587.99 | $667.37 | $751.45 | $1,050.15 | $1,595.80 |
| Boone County | $593.36 | $673.46 | $758.31 | $1,059.74 | $1,610.38 |
| Hamilton County | $593.36 | $673.46 | $758.31 | $1,059.74 | $1,610.38 |
| Hendricks County | $593.36 | $673.46 | $758.31 | $1,059.74 | $1,610.38 |
| Marion County | $593.36 | $673.46 | $758.31 | $1,059.74 | $1,610.38 |
| Morgan County | $593.36 | $673.46 | $758.31 | $1,059.74 | $1,610.38 |
| Shelby County | $593.36 | $673.46 | $758.31 | $1,059.74 | $1,610.38 |
| Bartholomew County | $599.66 | $680.61 | $766.37 | $1,070.99 | $1,627.48 |
| Decatur County | $599.66 | $680.61 | $766.37 | $1,070.99 | $1,627.48 |
| Jackson County | $599.66 | $680.61 | $766.37 | $1,070.99 | $1,627.48 |
| Jennings County | $599.66 | $680.61 | $766.37 | $1,070.99 | $1,627.48 |
| Rush County | $599.66 | $680.61 | $766.37 | $1,070.99 | $1,627.48 |
| Brown County | $600.09 | $681.10 | $766.92 | $1,071.76 | $1,628.64 |
| Johnson County | $600.09 | $681.10 | $766.92 | $1,071.76 | $1,628.64 |
| Lawrence County | $600.09 | $681.10 | $766.92 | $1,071.76 | $1,628.64 |
| Monroe County | $600.09 | $681.10 | $766.92 | $1,071.76 | $1,628.64 |
| Owen County | $600.09 | $681.10 | $766.92 | $1,071.76 | $1,628.64 |
| LaPorte County | $622.82 | $706.90 | $795.96 | $1,112.36 | $1,690.33 |
| Lake County | $622.82 | $706.90 | $795.96 | $1,112.36 | $1,690.33 |
| Porter County | $622.82 | $706.90 | $795.96 | $1,112.36 | $1,690.33 |
| Cass County | $624.29 | $708.57 | $797.84 | $1,114.98 | $1,694.32 |
| Fulton County | $624.29 | $708.57 | $797.84 | $1,114.98 | $1,694.32 |
| Howard County | $624.29 | $708.57 | $797.84 | $1,114.98 | $1,694.32 |
| Miami County | $624.29 | $708.57 | $797.84 | $1,114.98 | $1,694.32 |
| Pulaski County | $624.29 | $708.57 | $797.84 | $1,114.98 | $1,694.32 |
| Clay County | $629.06 | $713.98 | $803.94 | $1,123.50 | $1,707.27 |
| Parke County | $629.06 | $713.98 | $803.94 | $1,123.50 | $1,707.27 |
| Sullivan County | $629.06 | $713.98 | $803.94 | $1,123.50 | $1,707.27 |
| Vermillion County | $629.06 | $713.98 | $803.94 | $1,123.50 | $1,707.27 |
| Vigo County | $629.06 | $713.98 | $803.94 | $1,123.50 | $1,707.27 |
| Allen County | $640.18 | $726.60 | $818.15 | $1,143.36 | $1,737.45 |
| Adams County | $643.48 | $730.35 | $822.37 | $1,149.26 | $1,746.40 |
| Dekalb County | $643.48 | $730.35 | $822.37 | $1,149.26 | $1,746.40 |
| Huntington County | $643.48 | $730.35 | $822.37 | $1,149.26 | $1,746.40 |
| Lagrange County | $643.48 | $730.35 | $822.37 | $1,149.26 | $1,746.40 |
| Noble County | $643.48 | $730.35 | $822.37 | $1,149.26 | $1,746.40 |
| Steuben County | $643.48 | $730.35 | $822.37 | $1,149.26 | $1,746.40 |
| Wabash County | $643.48 | $730.35 | $822.37 | $1,149.26 | $1,746.40 |
| Wells County | $643.48 | $730.35 | $822.37 | $1,149.26 | $1,746.40 |
| Whitley County | $643.48 | $730.35 | $822.37 | $1,149.26 | $1,746.40 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.