BlueCare EPO Standardized Silver
Silver · EPO · Blue Cross and Blue Shield of Kansas, Inc. · Kansas
At age 40 it costs between $842.46 and $979.10 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What this Silver plan costs if your income qualifies
Below certain incomes the marketplace improves a Silver plan's cost sharing automatically — you do not apply for it, and it happens on Silver and on no other metal level. The premium does not change; the deductible and what you pay at the doctor do.
| If your income is | Deductible | Most you could pay in a year | Primary care | Generic drugs |
|---|---|---|---|---|
| Above 250%, or not applied for | $6,000 | $8,900 | $40 | $20 |
| up to 150% of the federal poverty level | $0 | $2,200 | No Charge | No Charge |
| 150% to 200% | $700 | $3,300 | $20 | $10 |
| 200% to 250% | $3,000 | $7,400 | $40 | $20 |
CMS calls these cost-sharing reductions. The percentages are actuarial values, not discounts. HealthCare.gov works out which one you get from the income you report when you apply.
What CMS publishes about it
| Plan ID | 18558KS0420003 |
|---|---|
| Insurer | Blue Cross and Blue Shield of Kansas, Inc. |
| Metal level | Silver |
| Plan type | EPO |
| Standardised design | Design 1 — a plan CMS defined the benefits of, so it can be compared like for like |
| Deductible (individual) | $6,000 |
| Deductible (family) | $12,000 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $8,900 |
| Family maximum | $17,800 |
| Primary care visit | $40 |
| Specialist visit | $80 |
| Emergency room | 40% Coinsurance after deductible |
| Inpatient stay | 40% Coinsurance after deductible |
| Generic drugs | $20 |
| Preferred brand drugs | $40 |
| Specialty drugs | $350 Copay after deductible |
| Adult dental included | No |
| Child dental included | Yes |
| Share of premium buying essential health benefits | 99.92% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-800-392-7366 · TTY 1-800-430-1270 |
Where it is sold, and what it costs there
103 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Allen County | $659.20 | $748.20 | $842.46 | $1,177.34 | $1,789.08 |
| Bourbon County | $659.20 | $748.20 | $842.46 | $1,177.34 | $1,789.08 |
| Cherokee County | $659.20 | $748.20 | $842.46 | $1,177.34 | $1,789.08 |
| Crawford County | $659.20 | $748.20 | $842.46 | $1,177.34 | $1,789.08 |
| Labette County | $659.20 | $748.20 | $842.46 | $1,177.34 | $1,789.08 |
| Neosho County | $659.20 | $748.20 | $842.46 | $1,177.34 | $1,789.08 |
| Woodson County | $659.20 | $748.20 | $842.46 | $1,177.34 | $1,789.08 |
| Leavenworth County | $671.24 | $761.86 | $857.85 | $1,198.84 | $1,821.75 |
| Miami County | $671.24 | $761.86 | $857.85 | $1,198.84 | $1,821.75 |
| Butler County | $688.94 | $781.95 | $880.47 | $1,230.45 | $1,869.79 |
| Chase County | $688.94 | $781.95 | $880.47 | $1,230.45 | $1,869.79 |
| Chautauqua County | $688.94 | $781.95 | $880.47 | $1,230.45 | $1,869.79 |
| Cowley County | $688.94 | $781.95 | $880.47 | $1,230.45 | $1,869.79 |
| Elk County | $688.94 | $781.95 | $880.47 | $1,230.45 | $1,869.79 |
| Greenwood County | $688.94 | $781.95 | $880.47 | $1,230.45 | $1,869.79 |
| Harper County | $688.94 | $781.95 | $880.47 | $1,230.45 | $1,869.79 |
| Harvey County | $688.94 | $781.95 | $880.47 | $1,230.45 | $1,869.79 |
| Kingman County | $688.94 | $781.95 | $880.47 | $1,230.45 | $1,869.79 |
| Marion County | $688.94 | $781.95 | $880.47 | $1,230.45 | $1,869.79 |
| McPherson County | $688.94 | $781.95 | $880.47 | $1,230.45 | $1,869.79 |
| Montgomery County | $688.94 | $781.95 | $880.47 | $1,230.45 | $1,869.79 |
| Reno County | $688.94 | $781.95 | $880.47 | $1,230.45 | $1,869.79 |
| Rice County | $688.94 | $781.95 | $880.47 | $1,230.45 | $1,869.79 |
| Sedgwick County | $688.94 | $781.95 | $880.47 | $1,230.45 | $1,869.79 |
| Sumner County | $688.94 | $781.95 | $880.47 | $1,230.45 | $1,869.79 |
| Wilson County | $688.94 | $781.95 | $880.47 | $1,230.45 | $1,869.79 |
| Clay County | $689.65 | $782.75 | $881.37 | $1,231.72 | $1,871.71 |
| Cloud County | $689.65 | $782.75 | $881.37 | $1,231.72 | $1,871.71 |
| Dickinson County | $689.65 | $782.75 | $881.37 | $1,231.72 | $1,871.71 |
| Ellsworth County | $689.65 | $782.75 | $881.37 | $1,231.72 | $1,871.71 |
| Geary County | $689.65 | $782.75 | $881.37 | $1,231.72 | $1,871.71 |
| Jewell County | $689.65 | $782.75 | $881.37 | $1,231.72 | $1,871.71 |
| Lincoln County | $689.65 | $782.75 | $881.37 | $1,231.72 | $1,871.71 |
| Mitchell County | $689.65 | $782.75 | $881.37 | $1,231.72 | $1,871.71 |
| Morris County | $689.65 | $782.75 | $881.37 | $1,231.72 | $1,871.71 |
| Ottawa County | $689.65 | $782.75 | $881.37 | $1,231.72 | $1,871.71 |
| Republic County | $689.65 | $782.75 | $881.37 | $1,231.72 | $1,871.71 |
| Riley County | $689.65 | $782.75 | $881.37 | $1,231.72 | $1,871.71 |
| Saline County | $689.65 | $782.75 | $881.37 | $1,231.72 | $1,871.71 |
| Washington County | $689.65 | $782.75 | $881.37 | $1,231.72 | $1,871.71 |
| Anderson County | $707.35 | $802.84 | $904 | $1,263.33 | $1,919.75 |
| Atchison County | $707.35 | $802.84 | $904 | $1,263.33 | $1,919.75 |
| Brown County | $707.35 | $802.84 | $904 | $1,263.33 | $1,919.75 |
| Coffey County | $707.35 | $802.84 | $904 | $1,263.33 | $1,919.75 |
| Doniphan County | $707.35 | $802.84 | $904 | $1,263.33 | $1,919.75 |
| Douglas County | $707.35 | $802.84 | $904 | $1,263.33 | $1,919.75 |
| Franklin County | $707.35 | $802.84 | $904 | $1,263.33 | $1,919.75 |
| Jackson County | $707.35 | $802.84 | $904 | $1,263.33 | $1,919.75 |
| Jefferson County | $707.35 | $802.84 | $904 | $1,263.33 | $1,919.75 |
| Linn County | $707.35 | $802.84 | $904 | $1,263.33 | $1,919.75 |
| Lyon County | $707.35 | $802.84 | $904 | $1,263.33 | $1,919.75 |
| Marshall County | $707.35 | $802.84 | $904 | $1,263.33 | $1,919.75 |
| Nemaha County | $707.35 | $802.84 | $904 | $1,263.33 | $1,919.75 |
| Osage County | $707.35 | $802.84 | $904 | $1,263.33 | $1,919.75 |
| Pottawatomie County | $707.35 | $802.84 | $904 | $1,263.33 | $1,919.75 |
| Shawnee County | $707.35 | $802.84 | $904 | $1,263.33 | $1,919.75 |
| Wabaunsee County | $707.35 | $802.84 | $904 | $1,263.33 | $1,919.75 |
| Barber County | $717.26 | $814.10 | $916.66 | $1,281.03 | $1,946.66 |
| Clark County | $717.26 | $814.10 | $916.66 | $1,281.03 | $1,946.66 |
| Comanche County | $717.26 | $814.10 | $916.66 | $1,281.03 | $1,946.66 |
| Edwards County | $717.26 | $814.10 | $916.66 | $1,281.03 | $1,946.66 |
| Finney County | $717.26 | $814.10 | $916.66 | $1,281.03 | $1,946.66 |
| Ford County | $717.26 | $814.10 | $916.66 | $1,281.03 | $1,946.66 |
| Grant County | $717.26 | $814.10 | $916.66 | $1,281.03 | $1,946.66 |
| Gray County | $717.26 | $814.10 | $916.66 | $1,281.03 | $1,946.66 |
| Hamilton County | $717.26 | $814.10 | $916.66 | $1,281.03 | $1,946.66 |
| Haskell County | $717.26 | $814.10 | $916.66 | $1,281.03 | $1,946.66 |
| Hodgeman County | $717.26 | $814.10 | $916.66 | $1,281.03 | $1,946.66 |
| Kearny County | $717.26 | $814.10 | $916.66 | $1,281.03 | $1,946.66 |
| Kiowa County | $717.26 | $814.10 | $916.66 | $1,281.03 | $1,946.66 |
| Meade County | $717.26 | $814.10 | $916.66 | $1,281.03 | $1,946.66 |
| Morton County | $717.26 | $814.10 | $916.66 | $1,281.03 | $1,946.66 |
| Pawnee County | $717.26 | $814.10 | $916.66 | $1,281.03 | $1,946.66 |
| Pratt County | $717.26 | $814.10 | $916.66 | $1,281.03 | $1,946.66 |
| Seward County | $717.26 | $814.10 | $916.66 | $1,281.03 | $1,946.66 |
| Stafford County | $717.26 | $814.10 | $916.66 | $1,281.03 | $1,946.66 |
| Stanton County | $717.26 | $814.10 | $916.66 | $1,281.03 | $1,946.66 |
| Stevens County | $717.26 | $814.10 | $916.66 | $1,281.03 | $1,946.66 |
| Barton County | $766.12 | $869.55 | $979.10 | $1,368.29 | $2,079.25 |
| Cheyenne County | $766.12 | $869.55 | $979.10 | $1,368.29 | $2,079.25 |
| Decatur County | $766.12 | $869.55 | $979.10 | $1,368.29 | $2,079.25 |
| Ellis County | $766.12 | $869.55 | $979.10 | $1,368.29 | $2,079.25 |
| Gove County | $766.12 | $869.55 | $979.10 | $1,368.29 | $2,079.25 |
| Graham County | $766.12 | $869.55 | $979.10 | $1,368.29 | $2,079.25 |
| Greeley County | $766.12 | $869.55 | $979.10 | $1,368.29 | $2,079.25 |
| Lane County | $766.12 | $869.55 | $979.10 | $1,368.29 | $2,079.25 |
| Logan County | $766.12 | $869.55 | $979.10 | $1,368.29 | $2,079.25 |
| Ness County | $766.12 | $869.55 | $979.10 | $1,368.29 | $2,079.25 |
| Norton County | $766.12 | $869.55 | $979.10 | $1,368.29 | $2,079.25 |
| Osborne County | $766.12 | $869.55 | $979.10 | $1,368.29 | $2,079.25 |
| Phillips County | $766.12 | $869.55 | $979.10 | $1,368.29 | $2,079.25 |
| Rawlins County | $766.12 | $869.55 | $979.10 | $1,368.29 | $2,079.25 |
| Rooks County | $766.12 | $869.55 | $979.10 | $1,368.29 | $2,079.25 |
| Rush County | $766.12 | $869.55 | $979.10 | $1,368.29 | $2,079.25 |
| Russell County | $766.12 | $869.55 | $979.10 | $1,368.29 | $2,079.25 |
| Scott County | $766.12 | $869.55 | $979.10 | $1,368.29 | $2,079.25 |
| Sheridan County | $766.12 | $869.55 | $979.10 | $1,368.29 | $2,079.25 |
| Sherman County | $766.12 | $869.55 | $979.10 | $1,368.29 | $2,079.25 |
| Smith County | $766.12 | $869.55 | $979.10 | $1,368.29 | $2,079.25 |
| Thomas County | $766.12 | $869.55 | $979.10 | $1,368.29 | $2,079.25 |
| Trego County | $766.12 | $869.55 | $979.10 | $1,368.29 | $2,079.25 |
| Wallace County | $766.12 | $869.55 | $979.10 | $1,368.29 | $2,079.25 |
| Wichita County | $766.12 | $869.55 | $979.10 | $1,368.29 | $2,079.25 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.