Blue POS 60/40 $6500 with 2 $0 PCP Virtual Visits HSA Eligible
Bronze · POS · HMO Louisiana · Louisiana
At age 40 it costs between $489.70 and $533.78 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 19636LA0220012 |
|---|---|
| Insurer | HMO Louisiana |
| Metal level | Bronze |
| Plan type | POS |
| Deductible (individual) | $6,500 |
| Deductible (family) | $19,500 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $10,600 |
| Family maximum | $21,200 |
| Primary care visit | 40% Coinsurance after deductible |
| Specialist visit | 40% Coinsurance after deductible |
| Emergency room | 40% Coinsurance after deductible |
| Inpatient stay | 40% Coinsurance after deductible |
| Generic drugs | 40% Coinsurance after deductible |
| Preferred brand drugs | 60% Coinsurance after deductible |
| Specialty drugs | 60% Coinsurance after deductible |
| Adult dental included | No |
| Child dental included | Yes |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-800-392-4087 · TTY 1-800-392-4087 |
Where it is sold, and what it costs there
64 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Assumption Parish | $383.18 | $434.91 | $489.70 | $684.36 | $1,039.95 |
| Jefferson Parish | $383.18 | $434.91 | $489.70 | $684.36 | $1,039.95 |
| Lafourche Parish | $383.18 | $434.91 | $489.70 | $684.36 | $1,039.95 |
| Orleans Parish | $383.18 | $434.91 | $489.70 | $684.36 | $1,039.95 |
| Plaquemines Parish | $383.18 | $434.91 | $489.70 | $684.36 | $1,039.95 |
| Saint Bernard Parish | $383.18 | $434.91 | $489.70 | $684.36 | $1,039.95 |
| Saint Charles Parish | $383.18 | $434.91 | $489.70 | $684.36 | $1,039.95 |
| Saint James Parish | $383.18 | $434.91 | $489.70 | $684.36 | $1,039.95 |
| Saint Tammany Parish | $383.18 | $434.91 | $489.70 | $684.36 | $1,039.95 |
| St John The Baptist Parish | $383.18 | $434.91 | $489.70 | $684.36 | $1,039.95 |
| Terrebonne Parish | $383.18 | $434.91 | $489.70 | $684.36 | $1,039.95 |
| Bienville Parish | $392.76 | $445.78 | $501.95 | $701.47 | $1,065.95 |
| Bossier Parish | $392.76 | $445.78 | $501.95 | $701.47 | $1,065.95 |
| Caddo Parish | $392.76 | $445.78 | $501.95 | $701.47 | $1,065.95 |
| Claiborne Parish | $392.76 | $445.78 | $501.95 | $701.47 | $1,065.95 |
| De Soto Parish | $392.76 | $445.78 | $501.95 | $701.47 | $1,065.95 |
| Natchitoches Parish | $392.76 | $445.78 | $501.95 | $701.47 | $1,065.95 |
| Red River Parish | $392.76 | $445.78 | $501.95 | $701.47 | $1,065.95 |
| Sabine Parish | $392.76 | $445.78 | $501.95 | $701.47 | $1,065.95 |
| Webster Parish | $392.76 | $445.78 | $501.95 | $701.47 | $1,065.95 |
| Allen Parish | $400.81 | $454.92 | $512.24 | $715.85 | $1,087.80 |
| Beauregard Parish | $400.81 | $454.92 | $512.24 | $715.85 | $1,087.80 |
| Calcasieu Parish | $400.81 | $454.92 | $512.24 | $715.85 | $1,087.80 |
| Cameron Parish | $400.81 | $454.92 | $512.24 | $715.85 | $1,087.80 |
| Jefferson Davis Parish | $400.81 | $454.92 | $512.24 | $715.85 | $1,087.80 |
| Acadia Parish | $404.64 | $459.27 | $517.13 | $722.69 | $1,098.19 |
| Evangeline Parish | $404.64 | $459.27 | $517.13 | $722.69 | $1,098.19 |
| Iberia Parish | $404.64 | $459.27 | $517.13 | $722.69 | $1,098.19 |
| Lafayette Parish | $404.64 | $459.27 | $517.13 | $722.69 | $1,098.19 |
| Saint Landry Parish | $404.64 | $459.27 | $517.13 | $722.69 | $1,098.19 |
| Saint Martin Parish | $404.64 | $459.27 | $517.13 | $722.69 | $1,098.19 |
| Saint Mary Parish | $404.64 | $459.27 | $517.13 | $722.69 | $1,098.19 |
| Vermilion Parish | $404.64 | $459.27 | $517.13 | $722.69 | $1,098.19 |
| Ascension Parish | $409.24 | $464.49 | $523.01 | $730.90 | $1,110.68 |
| East Baton Rouge Parish | $409.24 | $464.49 | $523.01 | $730.90 | $1,110.68 |
| East Feliciana Parish | $409.24 | $464.49 | $523.01 | $730.90 | $1,110.68 |
| Iberville Parish | $409.24 | $464.49 | $523.01 | $730.90 | $1,110.68 |
| Livingston Parish | $409.24 | $464.49 | $523.01 | $730.90 | $1,110.68 |
| Pointe Coupee Parish | $409.24 | $464.49 | $523.01 | $730.90 | $1,110.68 |
| Saint Helena Parish | $409.24 | $464.49 | $523.01 | $730.90 | $1,110.68 |
| Tangipahoa Parish | $409.24 | $464.49 | $523.01 | $730.90 | $1,110.68 |
| Washington Parish | $409.24 | $464.49 | $523.01 | $730.90 | $1,110.68 |
| West Baton Rouge Parish | $409.24 | $464.49 | $523.01 | $730.90 | $1,110.68 |
| West Feliciana Parish | $409.24 | $464.49 | $523.01 | $730.90 | $1,110.68 |
| Avoyelles Parish | $417.67 | $474.06 | $533.78 | $745.96 | $1,133.56 |
| Caldwell Parish | $417.67 | $474.06 | $533.78 | $745.96 | $1,133.56 |
| Catahoula Parish | $417.67 | $474.06 | $533.78 | $745.96 | $1,133.56 |
| Concordia Parish | $417.67 | $474.06 | $533.78 | $745.96 | $1,133.56 |
| East Carroll Parish | $417.67 | $474.06 | $533.78 | $745.96 | $1,133.56 |
| Franklin Parish | $417.67 | $474.06 | $533.78 | $745.96 | $1,133.56 |
| Grant Parish | $417.67 | $474.06 | $533.78 | $745.96 | $1,133.56 |
| Jackson Parish | $417.67 | $474.06 | $533.78 | $745.96 | $1,133.56 |
| LaSalle Parish | $417.67 | $474.06 | $533.78 | $745.96 | $1,133.56 |
| Lincoln Parish | $417.67 | $474.06 | $533.78 | $745.96 | $1,133.56 |
| Madison Parish | $417.67 | $474.06 | $533.78 | $745.96 | $1,133.56 |
| Morehouse Parish | $417.67 | $474.06 | $533.78 | $745.96 | $1,133.56 |
| Ouachita Parish | $417.67 | $474.06 | $533.78 | $745.96 | $1,133.56 |
| Rapides Parish | $417.67 | $474.06 | $533.78 | $745.96 | $1,133.56 |
| Richland Parish | $417.67 | $474.06 | $533.78 | $745.96 | $1,133.56 |
| Tensas Parish | $417.67 | $474.06 | $533.78 | $745.96 | $1,133.56 |
| Union Parish | $417.67 | $474.06 | $533.78 | $745.96 | $1,133.56 |
| Vernon Parish | $417.67 | $474.06 | $533.78 | $745.96 | $1,133.56 |
| West Carroll Parish | $417.67 | $474.06 | $533.78 | $745.96 | $1,133.56 |
| Winn Parish | $417.67 | $474.06 | $533.78 | $745.96 | $1,133.56 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.