Blue Connect 80/60 $3200 with 2 $0 PCP Virtual Visits (N)
Silver · POS · HMO Louisiana · Louisiana
At age 40 it costs $650.68 a month before any subsidy.
What this Silver plan costs if your income qualifies
Below certain incomes the marketplace improves a Silver plan's cost sharing automatically — you do not apply for it, and it happens on Silver and on no other metal level. The premium does not change; the deductible and what you pay at the doctor do.
| If your income is | Deductible | Most you could pay in a year | Primary care | Generic drugs |
|---|---|---|---|---|
| Above 250%, or not applied for | $3,200 | $9,100 | 20% Coinsurance after deductible | 20% Coinsurance after deductible |
| up to 150% of the federal poverty level | $0 | $1,900 | 10% | 10% |
| 150% to 200% | $800 | $3,350 | 10% Coinsurance after deductible | 10% Coinsurance after deductible |
| 200% to 250% | $2,200 | $8,100 | 20% Coinsurance after deductible | 20% Coinsurance after deductible |
CMS calls these cost-sharing reductions. The percentages are actuarial values, not discounts. HealthCare.gov works out which one you get from the income you report when you apply.
What CMS publishes about it
| Plan ID | 19636LA0240007 |
|---|---|
| Insurer | HMO Louisiana |
| Metal level | Silver |
| Plan type | POS |
| Deductible (individual) | $3,200 |
| Deductible (family) | $9,600 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $9,100 |
| Family maximum | $18,200 |
| Primary care visit | 20% Coinsurance after deductible |
| Specialist visit | 20% Coinsurance after deductible |
| Emergency room | 20% Coinsurance after deductible |
| Inpatient stay | 20% Coinsurance after deductible |
| Generic drugs | 20% Coinsurance after deductible |
| Preferred brand drugs | 40% Coinsurance after deductible |
| Specialty drugs | 40% Coinsurance after deductible |
| Adult dental included | No |
| Child dental included | Yes |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-800-392-4087 · TTY 1-800-392-4087 |
Where it is sold, and what it costs there
8 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Jefferson Parish | $509.14 | $577.87 | $650.68 | $909.32 | $1,381.81 |
| Orleans Parish | $509.14 | $577.87 | $650.68 | $909.32 | $1,381.81 |
| Plaquemines Parish | $509.14 | $577.87 | $650.68 | $909.32 | $1,381.81 |
| Saint Bernard Parish | $509.14 | $577.87 | $650.68 | $909.32 | $1,381.81 |
| Saint Charles Parish | $509.14 | $577.87 | $650.68 | $909.32 | $1,381.81 |
| Saint James Parish | $509.14 | $577.87 | $650.68 | $909.32 | $1,381.81 |
| Saint Tammany Parish | $509.14 | $577.87 | $650.68 | $909.32 | $1,381.81 |
| St John The Baptist Parish | $509.14 | $577.87 | $650.68 | $909.32 | $1,381.81 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
Get told when this changes
When this plan’s price or benefits change.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.