AvMed Entrust Silver 550 (2026)
Silver · HMO · AvMed · Florida
At age 40 it costs between $762.45 and $1,215.48 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What this Silver plan costs if your income qualifies
Below certain incomes the marketplace improves a Silver plan's cost sharing automatically — you do not apply for it, and it happens on Silver and on no other metal level. The premium does not change; the deductible and what you pay at the doctor do.
| If your income is | Deductible | Most you could pay in a year | Primary care | Generic drugs |
|---|---|---|---|---|
| Above 250%, or not applied for | $6,250 | $8,000 | $55 | $45 |
| up to 150% of the federal poverty level | $800 | $1,000 | $5 | $5 |
| 150% to 200% | $1,850 | $2,000 | $40 | $30 |
| 200% to 250% | $6,000 | $6,600 | $40 | $45 |
CMS calls these cost-sharing reductions. The percentages are actuarial values, not discounts. HealthCare.gov works out which one you get from the income you report when you apply.
What CMS publishes about it
| Plan ID | 19898FL0340045 |
|---|---|
| Insurer | AvMed |
| Metal level | Silver |
| Plan type | HMO |
| Deductible (individual) | $6,250 |
| Deductible (family) | $12,500 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $8,000 |
| Family maximum | $16,000 |
| Primary care visit | $55 |
| Specialist visit | $110 |
| Emergency room | $500 Copay after deductible |
| Inpatient stay | $500 Copay per Stay after deductible |
| Generic drugs | $45 |
| Preferred brand drugs | $65 |
| Specialty drugs | 50% Coinsurance after deductible |
| Adult dental included | No |
| Child dental included | Yes |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service |
Where it is sold, and what it costs there
11 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Alachua County | $596.61 | $677.14 | $762.45 | $1,065.52 | $1,619.17 |
| Marion County | $622.65 | $706.70 | $795.73 | $1,112.04 | $1,689.85 |
| Duval County | $633.70 | $719.23 | $809.86 | $1,131.77 | $1,719.84 |
| Clay County | $635.67 | $721.48 | $812.38 | $1,135.30 | $1,725.20 |
| Saint Johns County | $660.36 | $749.50 | $843.93 | $1,179.39 | $1,792.19 |
| Baker County | $715.93 | $812.56 | $914.94 | $1,278.63 | $1,943.01 |
| Columbia County | $755.68 | $857.68 | $965.75 | $1,349.62 | $2,050.88 |
| Bradford County | $770.06 | $874.01 | $984.13 | $1,375.32 | $2,089.93 |
| Suwannee County | $788.61 | $895.06 | $1,007.83 | $1,408.44 | $2,140.27 |
| Nassau County | $809.14 | $918.36 | $1,034.06 | $1,445.10 | $2,195.97 |
| Union County | $951.09 | $1,079.48 | $1,215.48 | $1,698.63 | $2,581.23 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.