AvMed Entrust Silver Standard (2026)
Silver · HMO · AvMed · Florida
At age 40 it costs between $750 and $1,195.62 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What this Silver plan costs if your income qualifies
Below certain incomes the marketplace improves a Silver plan's cost sharing automatically — you do not apply for it, and it happens on Silver and on no other metal level. The premium does not change; the deductible and what you pay at the doctor do.
| If your income is | Deductible | Most you could pay in a year | Primary care | Generic drugs |
|---|---|---|---|---|
| Above 250%, or not applied for | $6,000 | $8,900 | $40 | $20 |
| up to 150% of the federal poverty level | $0 | $2,200 | No Charge | No Charge |
| 150% to 200% | $700 | $3,300 | $20 | $10 |
| 200% to 250% | $3,000 | $7,400 | $40 | $20 |
CMS calls these cost-sharing reductions. The percentages are actuarial values, not discounts. HealthCare.gov works out which one you get from the income you report when you apply.
What CMS publishes about it
| Plan ID | 19898FL0340085 |
|---|---|
| Insurer | AvMed |
| Metal level | Silver |
| Plan type | HMO |
| Standardised design | Design 1 — a plan CMS defined the benefits of, so it can be compared like for like |
| Deductible (individual) | $6,000 |
| Deductible (family) | $12,000 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $8,900 |
| Family maximum | $17,800 |
| Primary care visit | $40 |
| Specialist visit | $80 |
| Emergency room | 40% Coinsurance after deductible |
| Inpatient stay | 40% Coinsurance after deductible |
| Generic drugs | $20 |
| Preferred brand drugs | $40 |
| Specialty drugs | $350 Copay after deductible |
| Adult dental included | No |
| Child dental included | Yes |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service |
Where it is sold, and what it costs there
11 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Alachua County | $586.86 | $666.07 | $750 | $1,048.12 | $1,592.72 |
| Marion County | $612.48 | $695.15 | $782.74 | $1,093.88 | $1,662.25 |
| Duval County | $623.34 | $707.49 | $796.63 | $1,113.28 | $1,691.74 |
| Clay County | $625.29 | $709.70 | $799.11 | $1,116.76 | $1,697.01 |
| Saint Johns County | $649.57 | $737.25 | $830.14 | $1,160.12 | $1,762.91 |
| Baker County | $704.23 | $799.29 | $900 | $1,257.74 | $1,911.27 |
| Columbia County | $743.34 | $843.67 | $949.97 | $1,327.58 | $2,017.39 |
| Bradford County | $757.48 | $859.74 | $968.05 | $1,352.85 | $2,055.79 |
| Suwannee County | $775.73 | $880.43 | $991.37 | $1,385.44 | $2,105.30 |
| Nassau County | $795.92 | $903.35 | $1,017.16 | $1,421.49 | $2,160.09 |
| Union County | $935.55 | $1,061.84 | $1,195.62 | $1,670.88 | $2,539.07 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.