Gold Classic Standard
Gold · HMO · Oscar Health Plan, Inc. · Mississippi
At age 40 it costs between $818.27 and $875.69 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 20635MS0010007 |
|---|---|
| Insurer | Oscar Health Plan, Inc. |
| Metal level | Gold |
| Plan type | HMO |
| Standardised design | Design 1 — a plan CMS defined the benefits of, so it can be compared like for like |
| Deductible (individual) | $2,000 |
| Deductible (family) | $4,000 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $8,200 |
| Family maximum | $16,400 |
| Primary care visit | $30 |
| Specialist visit | $60 |
| Emergency room | 25% Coinsurance after deductible |
| Inpatient stay | 25% Coinsurance after deductible |
| Generic drugs | $15 |
| Preferred brand drugs | $30 |
| Specialty drugs | $250 |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 99.91% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service |
Where it is sold, and what it costs there
11 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| DeSoto County | $640.28 | $726.71 | $818.27 | $1,143.53 | $1,737.71 |
| Marshall County | $640.28 | $726.71 | $818.27 | $1,143.53 | $1,737.71 |
| Tate County | $640.28 | $726.71 | $818.27 | $1,143.53 | $1,737.71 |
| Tunica County | $640.28 | $726.71 | $818.27 | $1,143.53 | $1,737.71 |
| Lafayette County | $674.31 | $765.33 | $861.76 | $1,204.30 | $1,830.05 |
| Panola County | $674.31 | $765.33 | $861.76 | $1,204.30 | $1,830.05 |
| Hinds County | $678.65 | $770.25 | $867.30 | $1,212.05 | $1,841.82 |
| Madison County | $678.65 | $770.25 | $867.30 | $1,212.05 | $1,841.82 |
| Rankin County | $678.65 | $770.25 | $867.30 | $1,212.05 | $1,841.82 |
| Warren County | $678.65 | $770.25 | $867.30 | $1,212.05 | $1,841.82 |
| Benton County | $685.21 | $777.70 | $875.69 | $1,223.77 | $1,859.64 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.