Bronze Classic Standard
Expanded Bronze · HMO · Oscar Health Maintenance Organization of Florida · Florida
At age 40 it costs between $502.68 and $711.36 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 21525FL0020001 |
|---|---|
| Insurer | Oscar Health Maintenance Organization of Florida |
| Metal level | Expanded Bronze |
| Plan type | HMO |
| Standardised design | Design 1 — a plan CMS defined the benefits of, so it can be compared like for like |
| Deductible (individual) | $7,500 |
| Deductible (family) | $15,000 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $10,000 |
| Family maximum | $20,000 |
| Primary care visit | $50 |
| Specialist visit | $100 |
| Emergency room | 50% Coinsurance after deductible |
| Inpatient stay | 50% Coinsurance after deductible |
| Generic drugs | $25 |
| Preferred brand drugs | $50 Copay after deductible |
| Specialty drugs | $500 Copay after deductible |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service |
Where it is sold, and what it costs there
20 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Hernando County | $393.34 | $446.43 | $502.68 | $702.49 | $1,067.50 |
| Palm Beach County | $409.18 | $464.41 | $522.92 | $730.78 | $1,110.48 |
| Broward County | $413.57 | $469.39 | $528.52 | $738.61 | $1,122.39 |
| Bay County | $413.64 | $469.46 | $528.61 | $738.74 | $1,122.58 |
| Duval County | $413.64 | $469.46 | $528.61 | $738.74 | $1,122.58 |
| Escambia County | $413.64 | $469.46 | $528.61 | $738.74 | $1,122.58 |
| Miami-Dade County | $414.01 | $469.89 | $529.09 | $739.40 | $1,123.59 |
| Clay County | $426.04 | $483.55 | $544.47 | $760.90 | $1,156.26 |
| Brevard County | $440.59 | $500.06 | $563.06 | $786.87 | $1,195.73 |
| Walton County | $443.11 | $502.92 | $566.28 | $791.38 | $1,202.58 |
| Saint Johns County | $449.12 | $509.74 | $573.96 | $802.11 | $1,218.88 |
| Martin County | $452.74 | $513.85 | $578.59 | $808.58 | $1,228.72 |
| Manatee County | $453.65 | $514.88 | $579.75 | $810.20 | $1,231.17 |
| Citrus County | $464.08 | $526.72 | $593.08 | $828.83 | $1,259.48 |
| Leon County | $476.41 | $540.72 | $608.84 | $850.85 | $1,292.95 |
| Okaloosa County | $481.19 | $546.14 | $614.95 | $859.39 | $1,305.93 |
| Alachua County | $488.60 | $554.55 | $624.41 | $872.62 | $1,326.03 |
| Sarasota County | $492.93 | $559.47 | $629.96 | $880.36 | $1,337.79 |
| Saint Lucie County | $497.22 | $564.33 | $635.43 | $888.01 | $1,349.42 |
| Santa Rosa County | $556.63 | $631.76 | $711.36 | $994.12 | $1,510.66 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.