Bronze Classic 4700
Expanded Bronze · HMO · Oscar Health Maintenance Organization of Florida · Florida
At age 40 it costs between $506.82 and $717.21 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 21525FL0020002 |
|---|---|
| Insurer | Oscar Health Maintenance Organization of Florida |
| Metal level | Expanded Bronze |
| Plan type | HMO |
| Deductible (individual) | $4,700 |
| Deductible (family) | $9,400 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $10,150 |
| Family maximum | $20,300 |
| Primary care visit | $70 |
| Specialist visit | $125 |
| Emergency room | 50% Coinsurance after deductible |
| Inpatient stay | 50% Coinsurance after deductible |
| Generic drugs | $3 |
| Preferred brand drugs | 50% Coinsurance after deductible |
| Specialty drugs | 50% Coinsurance after deductible |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service |
Where it is sold, and what it costs there
20 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Hernando County | $396.58 | $450.11 | $506.82 | $708.27 | $1,076.29 |
| Palm Beach County | $412.55 | $468.23 | $527.22 | $736.79 | $1,119.63 |
| Broward County | $416.97 | $473.25 | $532.88 | $744.69 | $1,131.63 |
| Bay County | $417.04 | $473.33 | $532.97 | $744.82 | $1,131.82 |
| Duval County | $417.04 | $473.33 | $532.97 | $744.82 | $1,131.82 |
| Escambia County | $417.04 | $473.33 | $532.97 | $744.82 | $1,131.82 |
| Miami-Dade County | $417.42 | $473.76 | $533.45 | $745.49 | $1,132.85 |
| Clay County | $429.55 | $487.53 | $548.96 | $767.16 | $1,165.78 |
| Brevard County | $444.22 | $504.17 | $567.70 | $793.35 | $1,205.58 |
| Walton County | $446.76 | $507.06 | $570.95 | $797.90 | $1,212.48 |
| Saint Johns County | $452.82 | $513.94 | $578.69 | $808.71 | $1,228.92 |
| Martin County | $456.47 | $518.08 | $583.36 | $815.24 | $1,238.84 |
| Manatee County | $457.38 | $519.12 | $584.52 | $816.87 | $1,241.31 |
| Citrus County | $467.90 | $531.06 | $597.96 | $835.65 | $1,269.85 |
| Leon County | $480.33 | $545.17 | $613.86 | $857.86 | $1,303.60 |
| Okaloosa County | $485.16 | $550.64 | $620.02 | $866.47 | $1,316.69 |
| Alachua County | $492.62 | $559.11 | $629.56 | $879.80 | $1,336.95 |
| Sarasota County | $496.99 | $564.07 | $635.14 | $887.61 | $1,348.81 |
| Saint Lucie County | $501.31 | $568.98 | $640.66 | $895.33 | $1,360.53 |
| Santa Rosa County | $561.21 | $636.96 | $717.21 | $1,002.30 | $1,523.10 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.