Bronze Elite + PCP Saver Plus
Expanded Bronze · HMO · Oscar Health Maintenance Organization of Florida · Florida
At age 40 it costs between $546.62 and $773.54 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 21525FL0020003 |
|---|---|
| Insurer | Oscar Health Maintenance Organization of Florida |
| Metal level | Expanded Bronze |
| Plan type | HMO |
| Deductible (individual) | $0 |
| Deductible (family) | $0 |
| Drug deductible | $7,000 |
| Most you could pay in a year | $10,600 |
| Family maximum | $21,200 |
| Primary care visit | $50 |
| Specialist visit | $125 |
| Emergency room | $2,500 |
| Inpatient stay | $3,000 Copay per Day |
| Generic drugs | $3 |
| Preferred brand drugs | $125 Copay after deductible |
| Specialty drugs | 50% Coinsurance after deductible |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service |
Where it is sold, and what it costs there
20 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Hernando County | $427.72 | $485.45 | $546.62 | $763.90 | $1,160.81 |
| Palm Beach County | $444.95 | $505 | $568.63 | $794.66 | $1,207.56 |
| Broward County | $449.72 | $510.42 | $574.72 | $803.17 | $1,220.50 |
| Bay County | $449.79 | $510.50 | $574.82 | $803.31 | $1,220.71 |
| Duval County | $449.79 | $510.50 | $574.82 | $803.31 | $1,220.71 |
| Escambia County | $449.79 | $510.50 | $574.82 | $803.31 | $1,220.71 |
| Miami-Dade County | $450.20 | $510.96 | $575.34 | $804.04 | $1,221.81 |
| Clay County | $463.29 | $525.82 | $592.07 | $827.41 | $1,257.33 |
| Brevard County | $479.10 | $543.77 | $612.28 | $855.66 | $1,300.25 |
| Walton County | $481.84 | $546.88 | $615.78 | $860.56 | $1,307.70 |
| Saint Johns County | $488.38 | $554.30 | $624.13 | $872.22 | $1,325.43 |
| Martin County | $492.32 | $558.77 | $629.17 | $879.26 | $1,336.12 |
| Manatee County | $493.30 | $559.89 | $630.43 | $881.02 | $1,338.80 |
| Citrus County | $504.64 | $572.76 | $644.92 | $901.28 | $1,369.58 |
| Leon County | $518.06 | $587.98 | $662.06 | $925.23 | $1,405.98 |
| Okaloosa County | $523.26 | $593.88 | $668.71 | $934.52 | $1,420.09 |
| Alachua County | $531.31 | $603.02 | $679 | $948.90 | $1,441.94 |
| Sarasota County | $536.02 | $608.37 | $685.02 | $957.32 | $1,454.73 |
| Saint Lucie County | $540.68 | $613.66 | $690.98 | $965.64 | $1,467.38 |
| Santa Rosa County | $605.28 | $686.98 | $773.54 | $1,081.02 | $1,642.71 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.