HeartlandBlue Silver $0 PCP Visit 4500 Premier Select BlueChoice
Silver · EPO · Blue Cross and Blue Shield of Nebraska · Nebraska
At age 40 it costs $820.62 a month before any subsidy.
What this Silver plan costs if your income qualifies
Below certain incomes the marketplace improves a Silver plan's cost sharing automatically — you do not apply for it, and it happens on Silver and on no other metal level. The premium does not change; the deductible and what you pay at the doctor do.
| If your income is | Deductible | Most you could pay in a year | Primary care | Generic drugs |
|---|---|---|---|---|
| Above 250%, or not applied for | $4,500 | $9,500 | No Charge | $5 |
| up to 150% of the federal poverty level | $0 | $1,500 | No Charge | $5 |
| 150% to 200% | $800 | $2,700 | No Charge | $5 |
| 200% to 250% | $4,000 | $8,100 | No Charge | $5 |
CMS calls these cost-sharing reductions. The percentages are actuarial values, not discounts. HealthCare.gov works out which one you get from the income you report when you apply.
What CMS publishes about it
| Plan ID | 29678NE1470008 |
|---|---|
| Insurer | Blue Cross and Blue Shield of Nebraska |
| Metal level | Silver |
| Plan type | EPO |
| Deductible (individual) | $4,500 |
| Deductible (family) | $9,000 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $9,500 |
| Family maximum | $19,000 |
| Primary care visit | No Charge |
| Specialist visit | $100 |
| Emergency room | 50% Coinsurance after deductible |
| Inpatient stay | 50% Coinsurance after deductible |
| Generic drugs | $5 |
| Preferred brand drugs | $150 |
| Specialty drugs | 60% Coinsurance after deductible |
| Adult dental included | No |
| Child dental included | Yes |
| Share of premium buying essential health benefits | 99.97% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-888-592-8960 · TTY 1-800-821-4791 |
Where it is sold, and what it costs there
14 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Cass County | $642.12 | $728.80 | $820.62 | $1,146.82 | $1,742.70 |
| Fillmore County | $642.12 | $728.80 | $820.62 | $1,146.82 | $1,742.70 |
| Gage County | $642.12 | $728.80 | $820.62 | $1,146.82 | $1,742.70 |
| Jefferson County | $642.12 | $728.80 | $820.62 | $1,146.82 | $1,742.70 |
| Johnson County | $642.12 | $728.80 | $820.62 | $1,146.82 | $1,742.70 |
| Lancaster County | $642.12 | $728.80 | $820.62 | $1,146.82 | $1,742.70 |
| Nemaha County | $642.12 | $728.80 | $820.62 | $1,146.82 | $1,742.70 |
| Otoe County | $642.12 | $728.80 | $820.62 | $1,146.82 | $1,742.70 |
| Pawnee County | $642.12 | $728.80 | $820.62 | $1,146.82 | $1,742.70 |
| Richardson County | $642.12 | $728.80 | $820.62 | $1,146.82 | $1,742.70 |
| Saline County | $642.12 | $728.80 | $820.62 | $1,146.82 | $1,742.70 |
| Seward County | $642.12 | $728.80 | $820.62 | $1,146.82 | $1,742.70 |
| Thayer County | $642.12 | $728.80 | $820.62 | $1,146.82 | $1,742.70 |
| York County | $642.12 | $728.80 | $820.62 | $1,146.82 | $1,742.70 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
Get told when this changes
When this plan’s price or benefits change.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.