HeartlandBlue Gold $0 PCP Visit 1500 NEtwork Blue PPO
Gold · PPO · Blue Cross and Blue Shield of Nebraska · Nebraska
At age 40 it costs between $1,131.69 and $1,214.35 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 29678NE1510011 |
|---|---|
| Insurer | Blue Cross and Blue Shield of Nebraska |
| Metal level | Gold |
| Plan type | PPO |
| Deductible (individual) | $1,500 |
| Deductible (family) | $3,000 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $7,500 |
| Family maximum | $15,000 |
| Primary care visit | No Charge |
| Specialist visit | 30% Coinsurance after deductible |
| Emergency room | 30% Coinsurance after deductible |
| Inpatient stay | 30% Coinsurance after deductible |
| Generic drugs | $3 |
| Preferred brand drugs | $100 |
| Specialty drugs | 60% Coinsurance after deductible |
| Adult dental included | No |
| Child dental included | Yes |
| Share of premium buying essential health benefits | 99.97% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-888-592-8960 · TTY 1-800-821-4791 |
Where it is sold, and what it costs there
34 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Cedar County | $885.52 | $1,005.06 | $1,131.69 | $1,581.53 | $2,403.30 |
| Dakota County | $885.52 | $1,005.06 | $1,131.69 | $1,581.53 | $2,403.30 |
| Dixon County | $885.52 | $1,005.06 | $1,131.69 | $1,581.53 | $2,403.30 |
| Knox County | $885.52 | $1,005.06 | $1,131.69 | $1,581.53 | $2,403.30 |
| Pierce County | $885.52 | $1,005.06 | $1,131.69 | $1,581.53 | $2,403.30 |
| Wayne County | $885.52 | $1,005.06 | $1,131.69 | $1,581.53 | $2,403.30 |
| Arthur County | $950.20 | $1,078.47 | $1,214.35 | $1,697.05 | $2,578.84 |
| Banner County | $950.20 | $1,078.47 | $1,214.35 | $1,697.05 | $2,578.84 |
| Box Butte County | $950.20 | $1,078.47 | $1,214.35 | $1,697.05 | $2,578.84 |
| Brown County | $950.20 | $1,078.47 | $1,214.35 | $1,697.05 | $2,578.84 |
| Chase County | $950.20 | $1,078.47 | $1,214.35 | $1,697.05 | $2,578.84 |
| Cherry County | $950.20 | $1,078.47 | $1,214.35 | $1,697.05 | $2,578.84 |
| Cheyenne County | $950.20 | $1,078.47 | $1,214.35 | $1,697.05 | $2,578.84 |
| Dawes County | $950.20 | $1,078.47 | $1,214.35 | $1,697.05 | $2,578.84 |
| Deuel County | $950.20 | $1,078.47 | $1,214.35 | $1,697.05 | $2,578.84 |
| Dundy County | $950.20 | $1,078.47 | $1,214.35 | $1,697.05 | $2,578.84 |
| Frontier County | $950.20 | $1,078.47 | $1,214.35 | $1,697.05 | $2,578.84 |
| Garden County | $950.20 | $1,078.47 | $1,214.35 | $1,697.05 | $2,578.84 |
| Grant County | $950.20 | $1,078.47 | $1,214.35 | $1,697.05 | $2,578.84 |
| Hayes County | $950.20 | $1,078.47 | $1,214.35 | $1,697.05 | $2,578.84 |
| Hitchcock County | $950.20 | $1,078.47 | $1,214.35 | $1,697.05 | $2,578.84 |
| Hooker County | $950.20 | $1,078.47 | $1,214.35 | $1,697.05 | $2,578.84 |
| Keith County | $950.20 | $1,078.47 | $1,214.35 | $1,697.05 | $2,578.84 |
| Kimball County | $950.20 | $1,078.47 | $1,214.35 | $1,697.05 | $2,578.84 |
| Lincoln County | $950.20 | $1,078.47 | $1,214.35 | $1,697.05 | $2,578.84 |
| Logan County | $950.20 | $1,078.47 | $1,214.35 | $1,697.05 | $2,578.84 |
| McPherson County | $950.20 | $1,078.47 | $1,214.35 | $1,697.05 | $2,578.84 |
| Morrill County | $950.20 | $1,078.47 | $1,214.35 | $1,697.05 | $2,578.84 |
| Perkins County | $950.20 | $1,078.47 | $1,214.35 | $1,697.05 | $2,578.84 |
| Red Willow County | $950.20 | $1,078.47 | $1,214.35 | $1,697.05 | $2,578.84 |
| Scotts Bluff County | $950.20 | $1,078.47 | $1,214.35 | $1,697.05 | $2,578.84 |
| Sheridan County | $950.20 | $1,078.47 | $1,214.35 | $1,697.05 | $2,578.84 |
| Sioux County | $950.20 | $1,078.47 | $1,214.35 | $1,697.05 | $2,578.84 |
| Thomas County | $950.20 | $1,078.47 | $1,214.35 | $1,697.05 | $2,578.84 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.