myBlue Silver 26M03-02 ($0 Primary Care Visits with Select Providers / $5 Labs / Rewards)
Silver · HMO · Florida Blue HMO (a BlueCross BlueShield FL company) · Florida
At age 40 it costs between $645.22 and $737.39 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What this Silver plan costs if your income qualifies
Below certain incomes the marketplace improves a Silver plan's cost sharing automatically — you do not apply for it, and it happens on Silver and on no other metal level. The premium does not change; the deductible and what you pay at the doctor do.
| If your income is | Deductible | Most you could pay in a year | Primary care | Generic drugs |
|---|---|---|---|---|
| Above 250%, or not applied for | $9,500 | $10,025 | No Charge | $40 Copay after deductible |
| up to 150% of the federal poverty level | $0 | $1,950 | No Charge | No Charge |
| 150% to 200% | $650 | $3,350 | No Charge | $40 |
| 200% to 250% | $8,075 | $8,100 | No Charge | $40 Copay after deductible |
CMS calls these cost-sharing reductions. The percentages are actuarial values, not discounts. HealthCare.gov works out which one you get from the income you report when you apply.
What CMS publishes about it
| Plan ID | 30252FL0070061 |
|---|---|
| Insurer | Florida Blue HMO (a BlueCross BlueShield FL company) |
| Metal level | Silver |
| Plan type | HMO |
| Deductible (individual) | $9,500 |
| Deductible (family) | $19,000 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $10,025 |
| Family maximum | $20,050 |
| Primary care visit | No Charge |
| Specialist visit | $130 Copay after deductible |
| Emergency room | 50% Coinsurance after deductible |
| Inpatient stay | 50% Coinsurance after deductible |
| Generic drugs | $40 Copay after deductible |
| Preferred brand drugs | $70 Copay after deductible |
| Specialty drugs | 50% Coinsurance after deductible |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-800-352-2583 · TTY 1-800-955-8771 |
Where it is sold, and what it costs there
8 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Hillsborough County | $504.87 | $573.03 | $645.22 | $901.70 | $1,370.22 |
| Broward County | $529.78 | $601.30 | $677.06 | $946.19 | $1,437.82 |
| Miami-Dade County | $533.63 | $605.67 | $681.98 | $953.06 | $1,448.27 |
| Orange County | $533.63 | $605.67 | $681.98 | $953.06 | $1,448.27 |
| Leon County | $538.69 | $611.41 | $688.45 | $962.10 | $1,462 |
| Palm Beach County | $558.09 | $633.43 | $713.24 | $996.75 | $1,514.66 |
| Seminole County | $569.50 | $646.38 | $727.82 | $1,017.13 | $1,545.62 |
| Osceola County | $576.99 | $654.88 | $737.39 | $1,030.50 | $1,565.95 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
Get told when this changes
When this plan’s price or benefits change.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.