BlueCare Platinum 24K02-15 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards)
Platinum · POS · Florida Blue HMO (a BlueCross BlueShield FL company) · Florida
At age 40 it costs between $1,654.84 and $1,931.70 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 30252FL0140015 |
|---|---|
| Insurer | Florida Blue HMO (a BlueCross BlueShield FL company) |
| Metal level | Platinum |
| Plan type | POS |
| Deductible (individual) | $0 |
| Deductible (family) | $0 |
| Drug deductible | $0 |
| Most you could pay in a year | $2,525 |
| Family maximum | $5,050 |
| Primary care visit | No Charge |
| Specialist visit | $25 |
| Emergency room | $75 |
| Inpatient stay | $350 Copay per Day |
| Generic drugs | $10 |
| Preferred brand drugs | $40 |
| Specialty drugs | 50% |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-800-352-2583 · TTY 1-800-955-8771 |
Where it is sold, and what it costs there
10 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Pinellas County | $1,294.87 | $1,469.68 | $1,654.84 | $2,312.64 | $3,514.28 |
| Hillsborough County | $1,322.56 | $1,501.11 | $1,690.23 | $2,362.09 | $3,589.43 |
| Pasco County | $1,338.33 | $1,519 | $1,710.39 | $2,390.26 | $3,632.23 |
| Broward County | $1,387.83 | $1,575.19 | $1,773.65 | $2,478.66 | $3,766.57 |
| Duval County | $1,391.69 | $1,579.57 | $1,778.58 | $2,485.56 | $3,777.05 |
| Miami-Dade County | $1,397.90 | $1,586.62 | $1,786.52 | $2,496.65 | $3,793.90 |
| Orange County | $1,397.90 | $1,586.62 | $1,786.52 | $2,496.65 | $3,793.90 |
| Palm Beach County | $1,462 | $1,659.37 | $1,868.44 | $2,611.13 | $3,967.87 |
| Seminole County | $1,491.87 | $1,693.27 | $1,906.61 | $2,664.48 | $4,048.94 |
| Osceola County | $1,511.50 | $1,715.55 | $1,931.70 | $2,699.54 | $4,102.21 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.