BlueCare Gold 24K02-20 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards)
Gold · POS · Florida Blue HMO (a BlueCross BlueShield FL company) · Florida
At age 40 it costs between $1,357.62 and $1,584.73 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 30252FL0140020 |
|---|---|
| Insurer | Florida Blue HMO (a BlueCross BlueShield FL company) |
| Metal level | Gold |
| Plan type | POS |
| Deductible (individual) | $0 |
| Deductible (family) | $0 |
| Drug deductible | $0 |
| Most you could pay in a year | $6,250 |
| Family maximum | $12,500 |
| Primary care visit | No Charge |
| Specialist visit | $75 |
| Emergency room | $350 |
| Inpatient stay | $600 Copay per Day |
| Generic drugs | $15 |
| Preferred brand drugs | $50 |
| Specialty drugs | 50% |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-800-352-2583 · TTY 1-800-955-8771 |
Where it is sold, and what it costs there
10 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Pinellas County | $1,062.30 | $1,205.71 | $1,357.62 | $1,897.27 | $2,883.08 |
| Hillsborough County | $1,085.01 | $1,231.49 | $1,386.64 | $1,937.83 | $2,944.72 |
| Pasco County | $1,097.95 | $1,246.17 | $1,403.18 | $1,960.94 | $2,979.84 |
| Broward County | $1,138.56 | $1,292.27 | $1,455.08 | $2,033.47 | $3,090.05 |
| Duval County | $1,141.73 | $1,295.86 | $1,459.13 | $2,039.13 | $3,098.66 |
| Miami-Dade County | $1,146.82 | $1,301.64 | $1,465.64 | $2,048.22 | $3,112.47 |
| Orange County | $1,146.82 | $1,301.64 | $1,465.64 | $2,048.22 | $3,112.47 |
| Palm Beach County | $1,199.41 | $1,361.33 | $1,532.85 | $2,142.15 | $3,255.20 |
| Seminole County | $1,223.91 | $1,389.14 | $1,564.16 | $2,185.90 | $3,321.69 |
| Osceola County | $1,240.01 | $1,407.41 | $1,584.73 | $2,214.66 | $3,365.39 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.