BlueCare Silver 24K02-27S ($40 PCP Visits / $80 Specialist Visits / Rewards)
Silver · POS · Florida Blue HMO (a BlueCross BlueShield FL company) · Florida
At age 40 it costs between $1,140.46 and $1,331.25 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What this Silver plan costs if your income qualifies
Below certain incomes the marketplace improves a Silver plan's cost sharing automatically — you do not apply for it, and it happens on Silver and on no other metal level. The premium does not change; the deductible and what you pay at the doctor do.
| If your income is | Deductible | Most you could pay in a year | Primary care | Generic drugs |
|---|---|---|---|---|
| Above 250%, or not applied for | $6,000 | $8,900 | $40 | $20 |
| up to 150% of the federal poverty level | $0 | $2,200 | No Charge | No Charge |
| 150% to 200% | $700 | $3,300 | $20 | $10 |
| 200% to 250% | $3,000 | $7,400 | $40 | $20 |
CMS calls these cost-sharing reductions. The percentages are actuarial values, not discounts. HealthCare.gov works out which one you get from the income you report when you apply.
What CMS publishes about it
| Plan ID | 30252FL0140027 |
|---|---|
| Insurer | Florida Blue HMO (a BlueCross BlueShield FL company) |
| Metal level | Silver |
| Plan type | POS |
| Standardised design | Design 1 — a plan CMS defined the benefits of, so it can be compared like for like |
| Deductible (individual) | $6,000 |
| Deductible (family) | $12,000 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $8,900 |
| Family maximum | $17,800 |
| Primary care visit | $40 |
| Specialist visit | $80 |
| Emergency room | 40% Coinsurance after deductible |
| Inpatient stay | 40% Coinsurance after deductible |
| Generic drugs | $20 |
| Preferred brand drugs | $40 |
| Specialty drugs | $350 Copay after deductible |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-800-352-2583 · TTY 1-800-955-8771 |
Where it is sold, and what it costs there
10 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Pinellas County | $892.38 | $1,012.85 | $1,140.46 | $1,593.79 | $2,421.92 |
| Hillsborough County | $911.46 | $1,034.51 | $1,164.85 | $1,627.87 | $2,473.70 |
| Pasco County | $922.33 | $1,046.84 | $1,178.74 | $1,647.28 | $2,503.20 |
| Broward County | $956.44 | $1,085.56 | $1,222.33 | $1,708.20 | $2,595.78 |
| Duval County | $959.10 | $1,088.58 | $1,225.73 | $1,712.95 | $2,603 |
| Miami-Dade County | $963.38 | $1,093.44 | $1,231.20 | $1,720.60 | $2,614.61 |
| Orange County | $963.38 | $1,093.44 | $1,231.20 | $1,720.60 | $2,614.61 |
| Palm Beach County | $1,007.55 | $1,143.57 | $1,287.65 | $1,799.48 | $2,734.49 |
| Seminole County | $1,028.14 | $1,166.94 | $1,313.96 | $1,836.26 | $2,790.37 |
| Osceola County | $1,041.67 | $1,182.30 | $1,331.25 | $1,860.42 | $2,827.09 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.