BlueCare Gold 24K02-28S ($30 PCP Visits / $60 Specialist Visits / Rewards)
Gold · POS · Florida Blue HMO (a BlueCross BlueShield FL company) · Florida
At age 40 it costs between $1,280.04 and $1,494.20 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 30252FL0140028 |
|---|---|
| Insurer | Florida Blue HMO (a BlueCross BlueShield FL company) |
| Metal level | Gold |
| Plan type | POS |
| Standardised design | Design 1 — a plan CMS defined the benefits of, so it can be compared like for like |
| Deductible (individual) | $2,000 |
| Deductible (family) | $4,000 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $8,200 |
| Family maximum | $16,400 |
| Primary care visit | $30 |
| Specialist visit | $60 |
| Emergency room | 25% Coinsurance after deductible |
| Inpatient stay | 25% Coinsurance after deductible |
| Generic drugs | $15 |
| Preferred brand drugs | $30 |
| Specialty drugs | $250 |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-800-352-2583 · TTY 1-800-955-8771 |
Where it is sold, and what it costs there
10 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Pinellas County | $1,001.60 | $1,136.82 | $1,280.04 | $1,788.86 | $2,718.34 |
| Hillsborough County | $1,023.02 | $1,161.13 | $1,307.42 | $1,827.11 | $2,776.48 |
| Pasco County | $1,035.22 | $1,174.97 | $1,323.01 | $1,848.90 | $2,809.59 |
| Broward County | $1,073.51 | $1,218.43 | $1,371.95 | $1,917.29 | $2,913.51 |
| Duval County | $1,076.49 | $1,221.82 | $1,375.75 | $1,922.61 | $2,921.59 |
| Miami-Dade County | $1,081.30 | $1,227.28 | $1,381.90 | $1,931.20 | $2,934.65 |
| Orange County | $1,081.30 | $1,227.28 | $1,381.90 | $1,931.20 | $2,934.65 |
| Palm Beach County | $1,130.88 | $1,283.55 | $1,445.26 | $2,019.75 | $3,069.21 |
| Seminole County | $1,153.98 | $1,309.77 | $1,474.79 | $2,061.01 | $3,131.90 |
| Osceola County | $1,169.17 | $1,327.01 | $1,494.20 | $2,088.14 | $3,173.13 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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When this plan’s price or benefits change.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.