myBlue Silver 26M03-02V ($0 Primary Care Visits with Select Providers / $5 Labs / Adult Vision / Rewards)
Silver · HMO · Florida Blue HMO (a BlueCross BlueShield FL company) · Florida
At age 40 it costs between $649.17 and $741.92 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What this Silver plan costs if your income qualifies
Below certain incomes the marketplace improves a Silver plan's cost sharing automatically — you do not apply for it, and it happens on Silver and on no other metal level. The premium does not change; the deductible and what you pay at the doctor do.
| If your income is | Deductible | Most you could pay in a year | Primary care | Generic drugs |
|---|---|---|---|---|
| Above 250%, or not applied for | $9,500 | $10,025 | No Charge | $40 Copay after deductible |
| up to 150% of the federal poverty level | $0 | $1,950 | No Charge | No Charge |
| 150% to 200% | $650 | $3,350 | No Charge | $40 |
| 200% to 250% | $8,075 | $8,100 | No Charge | $40 Copay after deductible |
CMS calls these cost-sharing reductions. The percentages are actuarial values, not discounts. HealthCare.gov works out which one you get from the income you report when you apply.
What CMS publishes about it
| Plan ID | 30252FL0190007 |
|---|---|
| Insurer | Florida Blue HMO (a BlueCross BlueShield FL company) |
| Metal level | Silver |
| Plan type | HMO |
| Deductible (individual) | $9,500 |
| Deductible (family) | $19,000 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $10,025 |
| Family maximum | $20,050 |
| Primary care visit | No Charge |
| Specialist visit | $130 Copay after deductible |
| Emergency room | 50% Coinsurance after deductible |
| Inpatient stay | 50% Coinsurance after deductible |
| Generic drugs | $40 Copay after deductible |
| Preferred brand drugs | $70 Copay after deductible |
| Specialty drugs | 50% Coinsurance after deductible |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 99.41% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-800-352-2583 · TTY 1-800-955-8771 |
Where it is sold, and what it costs there
8 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Hillsborough County | $507.96 | $576.53 | $649.17 | $907.22 | $1,378.60 |
| Broward County | $533.03 | $604.99 | $681.21 | $951.99 | $1,446.64 |
| Miami-Dade County | $536.90 | $609.38 | $686.16 | $958.90 | $1,457.15 |
| Orange County | $536.90 | $609.38 | $686.16 | $958.90 | $1,457.15 |
| Leon County | $541.99 | $615.16 | $692.66 | $967.99 | $1,470.96 |
| Palm Beach County | $561.52 | $637.33 | $717.62 | $1,002.87 | $1,523.97 |
| Seminole County | $572.99 | $650.34 | $732.28 | $1,023.36 | $1,555.09 |
| Osceola County | $580.53 | $658.90 | $741.92 | $1,036.83 | $1,575.56 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
Get told when this changes
When this plan’s price or benefits change.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.