myBlue Silver 25M03-01V ($0 Primary Care Visits with Select Providers / Adult Vision / Rewards)
Silver · HMO · Florida Blue HMO (a BlueCross BlueShield FL company) · Florida
At age 40 it costs between $661.11 and $755.55 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What this Silver plan costs if your income qualifies
Below certain incomes the marketplace improves a Silver plan's cost sharing automatically — you do not apply for it, and it happens on Silver and on no other metal level. The premium does not change; the deductible and what you pay at the doctor do.
| If your income is | Deductible | Most you could pay in a year | Primary care | Generic drugs |
|---|---|---|---|---|
| Above 250%, or not applied for | $8,250 | $8,650 | No Charge | $40 Copay after deductible |
| up to 150% of the federal poverty level | $50 | $1,700 | No Charge | No Charge |
| 150% to 200% | $500 | $3,050 | No Charge | $40 |
| 200% to 250% | $7,225 | $7,500 | No Charge | $40 Copay after deductible |
CMS calls these cost-sharing reductions. The percentages are actuarial values, not discounts. HealthCare.gov works out which one you get from the income you report when you apply.
What CMS publishes about it
| Plan ID | 30252FL0190032 |
|---|---|
| Insurer | Florida Blue HMO (a BlueCross BlueShield FL company) |
| Metal level | Silver |
| Plan type | HMO |
| Deductible (individual) | $8,250 |
| Deductible (family) | $16,500 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $8,650 |
| Family maximum | $17,300 |
| Primary care visit | No Charge |
| Specialist visit | $90 Copay after deductible |
| Emergency room | 50% Coinsurance after deductible |
| Inpatient stay | 50% Coinsurance after deductible |
| Generic drugs | $40 Copay after deductible |
| Preferred brand drugs | $70 Copay after deductible |
| Specialty drugs | 50% Coinsurance after deductible |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 99.42% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-800-352-2583 · TTY 1-800-955-8771 |
Where it is sold, and what it costs there
8 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Hillsborough County | $517.30 | $587.14 | $661.11 | $923.90 | $1,403.95 |
| Broward County | $542.83 | $616.11 | $693.74 | $969.49 | $1,473.24 |
| Miami-Dade County | $546.77 | $620.58 | $698.77 | $976.53 | $1,483.93 |
| Orange County | $546.77 | $620.58 | $698.77 | $976.53 | $1,483.93 |
| Leon County | $551.96 | $626.47 | $705.40 | $985.80 | $1,498.02 |
| Palm Beach County | $571.84 | $649.04 | $730.81 | $1,021.31 | $1,551.97 |
| Seminole County | $583.53 | $662.31 | $745.75 | $1,042.18 | $1,583.70 |
| Osceola County | $591.20 | $671.01 | $755.55 | $1,055.88 | $1,604.52 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
Get told when this changes
When this plan’s price or benefits change.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.