myBlue Silver 24M02-78E ($50 PCP Visits / $20 Labs / Adult Dental & Vision / Rewards)
Silver · HMO · Florida Blue HMO (a BlueCross BlueShield FL company) · Florida
At age 40 it costs between $719.95 and $869.27 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What this Silver plan costs if your income qualifies
Below certain incomes the marketplace improves a Silver plan's cost sharing automatically — you do not apply for it, and it happens on Silver and on no other metal level. The premium does not change; the deductible and what you pay at the doctor do.
| If your income is | Deductible | Most you could pay in a year | Primary care | Generic drugs |
|---|---|---|---|---|
| Above 250%, or not applied for | $6,400 | $9,200 | No Charge | $40 Copay after deductible |
| up to 150% of the federal poverty level | $0 | $1,400 | No Charge | No Charge |
| 150% to 200% | $475 | $3,075 | No Charge | $35 |
| 200% to 250% | $5,750 | $8,025 | No Charge | $40 Copay after deductible |
CMS calls these cost-sharing reductions. The percentages are actuarial values, not discounts. HealthCare.gov works out which one you get from the income you report when you apply.
What CMS publishes about it
| Plan ID | 30252FL0200032 |
|---|---|
| Insurer | Florida Blue HMO (a BlueCross BlueShield FL company) |
| Metal level | Silver |
| Plan type | HMO |
| Deductible (individual) | $6,400 |
| Deductible (family) | $12,800 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $9,200 |
| Family maximum | $18,400 |
| Primary care visit | No Charge |
| Specialist visit | $85 |
| Emergency room | 50% Coinsurance after deductible |
| Inpatient stay | 50% Coinsurance after deductible |
| Generic drugs | $40 Copay after deductible |
| Preferred brand drugs | $70 Copay after deductible |
| Specialty drugs | 50% Coinsurance after deductible |
| Adult dental included | Yes |
| Child dental included | No |
| Share of premium buying essential health benefits | 98.25% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-800-352-2583 · TTY 1-800-955-8771 |
Where it is sold, and what it costs there
7 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Indian River County | $563.34 | $639.39 | $719.95 | $1,006.13 | $1,528.90 |
| Sarasota County | $602.22 | $683.52 | $769.64 | $1,075.56 | $1,634.43 |
| Collier County | $604 | $685.54 | $771.91 | $1,078.74 | $1,639.26 |
| Nassau County | $646.44 | $733.71 | $826.15 | $1,154.54 | $1,754.44 |
| Wakulla County | $672.01 | $762.73 | $858.83 | $1,200.21 | $1,823.84 |
| Lee County | $679.06 | $770.73 | $867.84 | $1,212.80 | $1,842.97 |
| Jefferson County | $680.18 | $772 | $869.27 | $1,214.80 | $1,846.01 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
Get told when this changes
When this plan’s price or benefits change.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.