Blue Preferred Silver PPO℠ 203
Silver · PPO · Blue Cross and Blue Shield of Montana · Montana
At age 40 it costs $792.97 a month before any subsidy.
What this Silver plan costs if your income qualifies
Below certain incomes the marketplace improves a Silver plan's cost sharing automatically — you do not apply for it, and it happens on Silver and on no other metal level. The premium does not change; the deductible and what you pay at the doctor do.
| If your income is | Deductible | Most you could pay in a year | Primary care | Generic drugs |
|---|---|---|---|---|
| Above 250%, or not applied for | $2,000 | $10,500 | $40 | 20% Coinsurance after deductible |
| up to 150% of the federal poverty level | $200 | $1,100 | $15 | No Charge after Deductible |
| 150% to 200% | $450 | $3,050 | $25 | 20% Coinsurance after deductible |
| 200% to 250% | $2,000 | $7,200 | $40 | 20% Coinsurance after deductible |
CMS calls these cost-sharing reductions. The percentages are actuarial values, not discounts. HealthCare.gov works out which one you get from the income you report when you apply.
What CMS publishes about it
| Plan ID | 30751MT0550048 |
|---|---|
| Insurer | Blue Cross and Blue Shield of Montana |
| Metal level | Silver |
| Plan type | PPO |
| Deductible (individual) | $2,000 |
| Deductible (family) | $4,000 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $10,500 |
| Family maximum | $21,000 |
| Primary care visit | $40 |
| Specialist visit | $65 |
| Emergency room | 50% Coinsurance after deductible |
| Inpatient stay | 50% Coinsurance after deductible |
| Generic drugs | 20% Coinsurance after deductible |
| Preferred brand drugs | 30% Coinsurance after deductible |
| Specialty drugs | 45% Coinsurance after deductible |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-855-258-8471 · TTY 1-855-258-8471 |
Where it is sold, and what it costs there
38 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Beaverhead County | $620.48 | $704.24 | $792.97 | $1,108.18 | $1,683.98 |
| Big Horn County | $620.48 | $704.24 | $792.97 | $1,108.18 | $1,683.98 |
| Blaine County | $620.48 | $704.24 | $792.97 | $1,108.18 | $1,683.98 |
| Carter County | $620.48 | $704.24 | $792.97 | $1,108.18 | $1,683.98 |
| Custer County | $620.48 | $704.24 | $792.97 | $1,108.18 | $1,683.98 |
| Daniels County | $620.48 | $704.24 | $792.97 | $1,108.18 | $1,683.98 |
| Dawson County | $620.48 | $704.24 | $792.97 | $1,108.18 | $1,683.98 |
| Fallon County | $620.48 | $704.24 | $792.97 | $1,108.18 | $1,683.98 |
| Fergus County | $620.48 | $704.24 | $792.97 | $1,108.18 | $1,683.98 |
| Garfield County | $620.48 | $704.24 | $792.97 | $1,108.18 | $1,683.98 |
| Glacier County | $620.48 | $704.24 | $792.97 | $1,108.18 | $1,683.98 |
| Golden Valley County | $620.48 | $704.24 | $792.97 | $1,108.18 | $1,683.98 |
| Granite County | $620.48 | $704.24 | $792.97 | $1,108.18 | $1,683.98 |
| Hill County | $620.48 | $704.24 | $792.97 | $1,108.18 | $1,683.98 |
| Liberty County | $620.48 | $704.24 | $792.97 | $1,108.18 | $1,683.98 |
| Lincoln County | $620.48 | $704.24 | $792.97 | $1,108.18 | $1,683.98 |
| Madison County | $620.48 | $704.24 | $792.97 | $1,108.18 | $1,683.98 |
| McCone County | $620.48 | $704.24 | $792.97 | $1,108.18 | $1,683.98 |
| Meagher County | $620.48 | $704.24 | $792.97 | $1,108.18 | $1,683.98 |
| Mineral County | $620.48 | $704.24 | $792.97 | $1,108.18 | $1,683.98 |
| Park County | $620.48 | $704.24 | $792.97 | $1,108.18 | $1,683.98 |
| Petroleum County | $620.48 | $704.24 | $792.97 | $1,108.18 | $1,683.98 |
| Phillips County | $620.48 | $704.24 | $792.97 | $1,108.18 | $1,683.98 |
| Pondera County | $620.48 | $704.24 | $792.97 | $1,108.18 | $1,683.98 |
| Powder River County | $620.48 | $704.24 | $792.97 | $1,108.18 | $1,683.98 |
| Powell County | $620.48 | $704.24 | $792.97 | $1,108.18 | $1,683.98 |
| Prairie County | $620.48 | $704.24 | $792.97 | $1,108.18 | $1,683.98 |
| Ravalli County | $620.48 | $704.24 | $792.97 | $1,108.18 | $1,683.98 |
| Richland County | $620.48 | $704.24 | $792.97 | $1,108.18 | $1,683.98 |
| Roosevelt County | $620.48 | $704.24 | $792.97 | $1,108.18 | $1,683.98 |
| Rosebud County | $620.48 | $704.24 | $792.97 | $1,108.18 | $1,683.98 |
| Sanders County | $620.48 | $704.24 | $792.97 | $1,108.18 | $1,683.98 |
| Sheridan County | $620.48 | $704.24 | $792.97 | $1,108.18 | $1,683.98 |
| Toole County | $620.48 | $704.24 | $792.97 | $1,108.18 | $1,683.98 |
| Treasure County | $620.48 | $704.24 | $792.97 | $1,108.18 | $1,683.98 |
| Valley County | $620.48 | $704.24 | $792.97 | $1,108.18 | $1,683.98 |
| Wheatland County | $620.48 | $704.24 | $792.97 | $1,108.18 | $1,683.98 |
| Wibaux County | $620.48 | $704.24 | $792.97 | $1,108.18 | $1,683.98 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.