Blue Focus Gold POS℠ 902
Gold · POS · Blue Cross and Blue Shield of Montana · Montana
At age 40 it costs $694.70 a month before any subsidy.
What CMS publishes about it
| Plan ID | 30751MT0670035 |
|---|---|
| Insurer | Blue Cross and Blue Shield of Montana |
| Metal level | Gold |
| Plan type | POS |
| Deductible (individual) | $1,000 |
| Deductible (family) | $2,000 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $8,500 |
| Family maximum | $17,000 |
| Primary care visit | $10 |
| Specialist visit | $40 |
| Emergency room | 30% Coinsurance after deductible |
| Inpatient stay | 30% Coinsurance after deductible |
| Generic drugs | No Charge |
| Preferred brand drugs | 30% Coinsurance after deductible |
| Specialty drugs | 45% Coinsurance after deductible |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-855-258-8471 · TTY 1-855-258-8471 |
Where it is sold, and what it costs there
3 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Flathead County | $543.58 | $616.96 | $694.70 | $970.83 | $1,475.28 |
| Lake County | $543.58 | $616.96 | $694.70 | $970.83 | $1,475.28 |
| Missoula County | $543.58 | $616.96 | $694.70 | $970.83 | $1,475.28 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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When this plan’s price or benefits change.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.