my Blue Access WV PPO Bronze 3800
Expanded Bronze · PPO · Highmark Blue Cross Blue Shield West Virginia · West Virginia
At age 40 it costs between $722.86 and $899.18 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 31274WV0560001 |
|---|---|
| Insurer | Highmark Blue Cross Blue Shield West Virginia |
| Metal level | Expanded Bronze |
| Plan type | PPO |
| Deductible (individual) | $3,800 |
| Deductible (family) | $7,600 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $9,900 |
| Family maximum | $19,800 |
| Primary care visit | $65 |
| Specialist visit | $65 |
| Emergency room | 50% Coinsurance after deductible |
| Inpatient stay | 50% Coinsurance after deductible |
| Generic drugs | $15 |
| Preferred brand drugs | 50% Coinsurance after deductible |
| Specialty drugs | 50% Coinsurance after deductible |
| Adult dental included | No |
| Child dental included | Yes |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-888-601-2109 · TTY 1-888-601-2109 |
Where it is sold, and what it costs there
55 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Berkeley County | $565.62 | $641.98 | $722.86 | $1,010.20 | $1,535.09 |
| Grant County | $565.62 | $641.98 | $722.86 | $1,010.20 | $1,535.09 |
| Hampshire County | $565.62 | $641.98 | $722.86 | $1,010.20 | $1,535.09 |
| Hardy County | $565.62 | $641.98 | $722.86 | $1,010.20 | $1,535.09 |
| Jefferson County | $565.62 | $641.98 | $722.86 | $1,010.20 | $1,535.09 |
| Mineral County | $565.62 | $641.98 | $722.86 | $1,010.20 | $1,535.09 |
| Morgan County | $565.62 | $641.98 | $722.86 | $1,010.20 | $1,535.09 |
| Pendleton County | $565.62 | $641.98 | $722.86 | $1,010.20 | $1,535.09 |
| Brooke County | $620.80 | $704.61 | $793.38 | $1,108.75 | $1,684.85 |
| Hancock County | $620.80 | $704.61 | $793.38 | $1,108.75 | $1,684.85 |
| Marshall County | $620.80 | $704.61 | $793.38 | $1,108.75 | $1,684.85 |
| Ohio County | $620.80 | $704.61 | $793.38 | $1,108.75 | $1,684.85 |
| Barbour County | $638.05 | $724.19 | $815.43 | $1,139.56 | $1,731.67 |
| Doddridge County | $638.05 | $724.19 | $815.43 | $1,139.56 | $1,731.67 |
| Gilmer County | $638.05 | $724.19 | $815.43 | $1,139.56 | $1,731.67 |
| Harrison County | $638.05 | $724.19 | $815.43 | $1,139.56 | $1,731.67 |
| Lewis County | $638.05 | $724.19 | $815.43 | $1,139.56 | $1,731.67 |
| Marion County | $638.05 | $724.19 | $815.43 | $1,139.56 | $1,731.67 |
| Monongalia County | $638.05 | $724.19 | $815.43 | $1,139.56 | $1,731.67 |
| Pocahontas County | $638.05 | $724.19 | $815.43 | $1,139.56 | $1,731.67 |
| Preston County | $638.05 | $724.19 | $815.43 | $1,139.56 | $1,731.67 |
| Randolph County | $638.05 | $724.19 | $815.43 | $1,139.56 | $1,731.67 |
| Taylor County | $638.05 | $724.19 | $815.43 | $1,139.56 | $1,731.67 |
| Tucker County | $638.05 | $724.19 | $815.43 | $1,139.56 | $1,731.67 |
| Upshur County | $638.05 | $724.19 | $815.43 | $1,139.56 | $1,731.67 |
| Webster County | $638.05 | $724.19 | $815.43 | $1,139.56 | $1,731.67 |
| Wetzel County | $638.05 | $724.19 | $815.43 | $1,139.56 | $1,731.67 |
| Boone County | $655.29 | $743.75 | $837.46 | $1,170.35 | $1,778.46 |
| Braxton County | $655.29 | $743.75 | $837.46 | $1,170.35 | $1,778.46 |
| Calhoun County | $655.29 | $743.75 | $837.46 | $1,170.35 | $1,778.46 |
| Clay County | $655.29 | $743.75 | $837.46 | $1,170.35 | $1,778.46 |
| Fayette County | $655.29 | $743.75 | $837.46 | $1,170.35 | $1,778.46 |
| Greenbrier County | $655.29 | $743.75 | $837.46 | $1,170.35 | $1,778.46 |
| Kanawha County | $655.29 | $743.75 | $837.46 | $1,170.35 | $1,778.46 |
| Lincoln County | $655.29 | $743.75 | $837.46 | $1,170.35 | $1,778.46 |
| Logan County | $655.29 | $743.75 | $837.46 | $1,170.35 | $1,778.46 |
| McDowell County | $655.29 | $743.75 | $837.46 | $1,170.35 | $1,778.46 |
| Mercer County | $655.29 | $743.75 | $837.46 | $1,170.35 | $1,778.46 |
| Mingo County | $655.29 | $743.75 | $837.46 | $1,170.35 | $1,778.46 |
| Monroe County | $655.29 | $743.75 | $837.46 | $1,170.35 | $1,778.46 |
| Nicholas County | $655.29 | $743.75 | $837.46 | $1,170.35 | $1,778.46 |
| Raleigh County | $655.29 | $743.75 | $837.46 | $1,170.35 | $1,778.46 |
| Roane County | $655.29 | $743.75 | $837.46 | $1,170.35 | $1,778.46 |
| Summers County | $655.29 | $743.75 | $837.46 | $1,170.35 | $1,778.46 |
| Wyoming County | $655.29 | $743.75 | $837.46 | $1,170.35 | $1,778.46 |
| Jackson County | $693.23 | $786.82 | $885.95 | $1,238.11 | $1,881.43 |
| Pleasants County | $693.23 | $786.82 | $885.95 | $1,238.11 | $1,881.43 |
| Ritchie County | $693.23 | $786.82 | $885.95 | $1,238.11 | $1,881.43 |
| Tyler County | $693.23 | $786.82 | $885.95 | $1,238.11 | $1,881.43 |
| Wirt County | $693.23 | $786.82 | $885.95 | $1,238.11 | $1,881.43 |
| Wood County | $693.23 | $786.82 | $885.95 | $1,238.11 | $1,881.43 |
| Cabell County | $703.58 | $798.56 | $899.18 | $1,256.59 | $1,909.52 |
| Mason County | $703.58 | $798.56 | $899.18 | $1,256.59 | $1,909.52 |
| Putnam County | $703.58 | $798.56 | $899.18 | $1,256.59 | $1,909.52 |
| Wayne County | $703.58 | $798.56 | $899.18 | $1,256.59 | $1,909.52 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.