QHP Index

my Blue Access WV PPO Gold 0 + Adult Dental and Vision

Gold · PPO · Highmark Blue Cross Blue Shield West Virginia · West Virginia

At age 40 it costs between $934.97 and $1,163.02 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.

What CMS publishes about it

Plan ID31274WV0570003
InsurerHighmark Blue Cross Blue Shield West Virginia
Metal levelGold
Plan typePPO
Deductible (individual)$0
Deductible (family)$0
Drug deductible$0
Most you could pay in a year$7,500
Family maximum$15,000
Primary care visit$20
Specialist visit$20
Emergency room$400
Inpatient stay$725 Copay per Stay
Generic drugsNo Charge
Preferred brand drugs$30
Specialty drugs50%
Adult dental includedYes
Child dental includedYes
Share of premium buying essential health benefits98.19%
Network directoryWho is in network
Summary of benefitsSummary of benefits and coverage
Drug listFormulary
Customer service1-888-601-2109 · TTY 1-888-601-2109

Where it is sold, and what it costs there

55 counties. The premium is the price before any tax credit; what you pay depends on your income.

CountyAt 21At 30At 40At 50At 60
Berkeley County $731.59$830.35 $934.97$1,306.62 $1,985.54
Grant County $731.59$830.35 $934.97$1,306.62 $1,985.54
Hampshire County $731.59$830.35 $934.97$1,306.62 $1,985.54
Hardy County $731.59$830.35 $934.97$1,306.62 $1,985.54
Jefferson County $731.59$830.35 $934.97$1,306.62 $1,985.54
Mineral County $731.59$830.35 $934.97$1,306.62 $1,985.54
Morgan County $731.59$830.35 $934.97$1,306.62 $1,985.54
Pendleton County $731.59$830.35 $934.97$1,306.62 $1,985.54
Brooke County $802.97$911.37 $1,026.20$1,434.10 $2,179.26
Hancock County $802.97$911.37 $1,026.20$1,434.10 $2,179.26
Marshall County $802.97$911.37 $1,026.20$1,434.10 $2,179.26
Ohio County $802.97$911.37 $1,026.20$1,434.10 $2,179.26
Barbour County $825.27$936.68 $1,054.70$1,473.93 $2,239.78
Doddridge County $825.27$936.68 $1,054.70$1,473.93 $2,239.78
Gilmer County $825.27$936.68 $1,054.70$1,473.93 $2,239.78
Harrison County $825.27$936.68 $1,054.70$1,473.93 $2,239.78
Lewis County $825.27$936.68 $1,054.70$1,473.93 $2,239.78
Marion County $825.27$936.68 $1,054.70$1,473.93 $2,239.78
Monongalia County $825.27$936.68 $1,054.70$1,473.93 $2,239.78
Pocahontas County $825.27$936.68 $1,054.70$1,473.93 $2,239.78
Preston County $825.27$936.68 $1,054.70$1,473.93 $2,239.78
Randolph County $825.27$936.68 $1,054.70$1,473.93 $2,239.78
Taylor County $825.27$936.68 $1,054.70$1,473.93 $2,239.78
Tucker County $825.27$936.68 $1,054.70$1,473.93 $2,239.78
Upshur County $825.27$936.68 $1,054.70$1,473.93 $2,239.78
Webster County $825.27$936.68 $1,054.70$1,473.93 $2,239.78
Wetzel County $825.27$936.68 $1,054.70$1,473.93 $2,239.78
Boone County $847.58$962 $1,083.21$1,513.78 $2,300.33
Braxton County $847.58$962 $1,083.21$1,513.78 $2,300.33
Calhoun County $847.58$962 $1,083.21$1,513.78 $2,300.33
Clay County $847.58$962 $1,083.21$1,513.78 $2,300.33
Fayette County $847.58$962 $1,083.21$1,513.78 $2,300.33
Greenbrier County $847.58$962 $1,083.21$1,513.78 $2,300.33
Kanawha County $847.58$962 $1,083.21$1,513.78 $2,300.33
Lincoln County $847.58$962 $1,083.21$1,513.78 $2,300.33
Logan County $847.58$962 $1,083.21$1,513.78 $2,300.33
McDowell County $847.58$962 $1,083.21$1,513.78 $2,300.33
Mercer County $847.58$962 $1,083.21$1,513.78 $2,300.33
Mingo County $847.58$962 $1,083.21$1,513.78 $2,300.33
Monroe County $847.58$962 $1,083.21$1,513.78 $2,300.33
Nicholas County $847.58$962 $1,083.21$1,513.78 $2,300.33
Raleigh County $847.58$962 $1,083.21$1,513.78 $2,300.33
Roane County $847.58$962 $1,083.21$1,513.78 $2,300.33
Summers County $847.58$962 $1,083.21$1,513.78 $2,300.33
Wyoming County $847.58$962 $1,083.21$1,513.78 $2,300.33
Jackson County $896.65$1,017.70 $1,145.92$1,601.42 $2,433.51
Pleasants County $896.65$1,017.70 $1,145.92$1,601.42 $2,433.51
Ritchie County $896.65$1,017.70 $1,145.92$1,601.42 $2,433.51
Tyler County $896.65$1,017.70 $1,145.92$1,601.42 $2,433.51
Wirt County $896.65$1,017.70 $1,145.92$1,601.42 $2,433.51
Wood County $896.65$1,017.70 $1,145.92$1,601.42 $2,433.51
Cabell County $910.03$1,032.88 $1,163.02$1,625.31 $2,469.82
Mason County $910.03$1,032.88 $1,163.02$1,625.31 $2,469.82
Putnam County $910.03$1,032.88 $1,163.02$1,625.31 $2,469.82
Wayne County $910.03$1,032.88 $1,163.02$1,625.31 $2,469.82

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.