my Blue Access WV PPO Gold 1700 HSA
Gold · PPO · Highmark Blue Cross Blue Shield West Virginia · West Virginia
At age 40 it costs between $884.78 and $1,100.59 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 31274WV0580002 |
|---|---|
| Insurer | Highmark Blue Cross Blue Shield West Virginia |
| Metal level | Gold |
| Plan type | PPO |
| Deductible (individual) | $1,700 |
| Deductible (family) | $3,400 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $7,100 |
| Family maximum | $14,200 |
| Primary care visit | $15 Copay after deductible |
| Specialist visit | $15 Copay after deductible |
| Emergency room | $250 Copay after deductible |
| Inpatient stay | $450 Copay per Stay after deductible |
| Generic drugs | No Charge after Deductible |
| Preferred brand drugs | $30 Copay after deductible |
| Specialty drugs | 50% Coinsurance after deductible |
| Adult dental included | No |
| Child dental included | Yes |
| Share of premium buying essential health benefits | 99.91% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-888-601-2109 · TTY 1-888-601-2109 |
Where it is sold, and what it costs there
55 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Berkeley County | $692.32 | $785.78 | $884.78 | $1,236.48 | $1,878.96 |
| Grant County | $692.32 | $785.78 | $884.78 | $1,236.48 | $1,878.96 |
| Hampshire County | $692.32 | $785.78 | $884.78 | $1,236.48 | $1,878.96 |
| Hardy County | $692.32 | $785.78 | $884.78 | $1,236.48 | $1,878.96 |
| Jefferson County | $692.32 | $785.78 | $884.78 | $1,236.48 | $1,878.96 |
| Mineral County | $692.32 | $785.78 | $884.78 | $1,236.48 | $1,878.96 |
| Morgan County | $692.32 | $785.78 | $884.78 | $1,236.48 | $1,878.96 |
| Pendleton County | $692.32 | $785.78 | $884.78 | $1,236.48 | $1,878.96 |
| Brooke County | $759.87 | $862.45 | $971.11 | $1,357.13 | $2,062.29 |
| Hancock County | $759.87 | $862.45 | $971.11 | $1,357.13 | $2,062.29 |
| Marshall County | $759.87 | $862.45 | $971.11 | $1,357.13 | $2,062.29 |
| Ohio County | $759.87 | $862.45 | $971.11 | $1,357.13 | $2,062.29 |
| Barbour County | $780.98 | $886.41 | $998.09 | $1,394.83 | $2,119.58 |
| Doddridge County | $780.98 | $886.41 | $998.09 | $1,394.83 | $2,119.58 |
| Gilmer County | $780.98 | $886.41 | $998.09 | $1,394.83 | $2,119.58 |
| Harrison County | $780.98 | $886.41 | $998.09 | $1,394.83 | $2,119.58 |
| Lewis County | $780.98 | $886.41 | $998.09 | $1,394.83 | $2,119.58 |
| Marion County | $780.98 | $886.41 | $998.09 | $1,394.83 | $2,119.58 |
| Monongalia County | $780.98 | $886.41 | $998.09 | $1,394.83 | $2,119.58 |
| Pocahontas County | $780.98 | $886.41 | $998.09 | $1,394.83 | $2,119.58 |
| Preston County | $780.98 | $886.41 | $998.09 | $1,394.83 | $2,119.58 |
| Randolph County | $780.98 | $886.41 | $998.09 | $1,394.83 | $2,119.58 |
| Taylor County | $780.98 | $886.41 | $998.09 | $1,394.83 | $2,119.58 |
| Tucker County | $780.98 | $886.41 | $998.09 | $1,394.83 | $2,119.58 |
| Upshur County | $780.98 | $886.41 | $998.09 | $1,394.83 | $2,119.58 |
| Webster County | $780.98 | $886.41 | $998.09 | $1,394.83 | $2,119.58 |
| Wetzel County | $780.98 | $886.41 | $998.09 | $1,394.83 | $2,119.58 |
| Boone County | $802.08 | $910.36 | $1,025.06 | $1,432.51 | $2,176.85 |
| Braxton County | $802.08 | $910.36 | $1,025.06 | $1,432.51 | $2,176.85 |
| Calhoun County | $802.08 | $910.36 | $1,025.06 | $1,432.51 | $2,176.85 |
| Clay County | $802.08 | $910.36 | $1,025.06 | $1,432.51 | $2,176.85 |
| Fayette County | $802.08 | $910.36 | $1,025.06 | $1,432.51 | $2,176.85 |
| Greenbrier County | $802.08 | $910.36 | $1,025.06 | $1,432.51 | $2,176.85 |
| Kanawha County | $802.08 | $910.36 | $1,025.06 | $1,432.51 | $2,176.85 |
| Lincoln County | $802.08 | $910.36 | $1,025.06 | $1,432.51 | $2,176.85 |
| Logan County | $802.08 | $910.36 | $1,025.06 | $1,432.51 | $2,176.85 |
| McDowell County | $802.08 | $910.36 | $1,025.06 | $1,432.51 | $2,176.85 |
| Mercer County | $802.08 | $910.36 | $1,025.06 | $1,432.51 | $2,176.85 |
| Mingo County | $802.08 | $910.36 | $1,025.06 | $1,432.51 | $2,176.85 |
| Monroe County | $802.08 | $910.36 | $1,025.06 | $1,432.51 | $2,176.85 |
| Nicholas County | $802.08 | $910.36 | $1,025.06 | $1,432.51 | $2,176.85 |
| Raleigh County | $802.08 | $910.36 | $1,025.06 | $1,432.51 | $2,176.85 |
| Roane County | $802.08 | $910.36 | $1,025.06 | $1,432.51 | $2,176.85 |
| Summers County | $802.08 | $910.36 | $1,025.06 | $1,432.51 | $2,176.85 |
| Wyoming County | $802.08 | $910.36 | $1,025.06 | $1,432.51 | $2,176.85 |
| Jackson County | $848.52 | $963.07 | $1,084.41 | $1,515.46 | $2,302.88 |
| Pleasants County | $848.52 | $963.07 | $1,084.41 | $1,515.46 | $2,302.88 |
| Ritchie County | $848.52 | $963.07 | $1,084.41 | $1,515.46 | $2,302.88 |
| Tyler County | $848.52 | $963.07 | $1,084.41 | $1,515.46 | $2,302.88 |
| Wirt County | $848.52 | $963.07 | $1,084.41 | $1,515.46 | $2,302.88 |
| Wood County | $848.52 | $963.07 | $1,084.41 | $1,515.46 | $2,302.88 |
| Cabell County | $861.18 | $977.44 | $1,100.59 | $1,538.07 | $2,337.24 |
| Mason County | $861.18 | $977.44 | $1,100.59 | $1,538.07 | $2,337.24 |
| Putnam County | $861.18 | $977.44 | $1,100.59 | $1,538.07 | $2,337.24 |
| Wayne County | $861.18 | $977.44 | $1,100.59 | $1,538.07 | $2,337.24 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.