Plus Gold
Gold · PPO · Mountain Health CO-OP · Montana
At age 40 it costs between $790.46 and $903.26 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 32225MT0060004 |
|---|---|
| Insurer | Mountain Health CO-OP |
| Metal level | Gold |
| Plan type | PPO |
| Deductible (individual) | $1,500 |
| Deductible (family) | $3,000 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $7,000 |
| Family maximum | $14,000 |
| Primary care visit | $5 |
| Specialist visit | $50 |
| Emergency room | 40% Coinsurance after deductible |
| Inpatient stay | 30% Coinsurance after deductible |
| Generic drugs | $5 |
| Preferred brand drugs | $45 |
| Specialty drugs | $250 |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-800-299-6080 · TTY 1-855-447-2900 |
Where it is sold, and what it costs there
56 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Carbon County | $618.51 | $702.01 | $790.46 | $1,104.66 | $1,678.64 |
| Musselshell County | $618.51 | $702.01 | $790.46 | $1,104.66 | $1,678.64 |
| Stillwater County | $618.51 | $702.01 | $790.46 | $1,104.66 | $1,678.64 |
| Sweet Grass County | $618.51 | $702.01 | $790.46 | $1,104.66 | $1,678.64 |
| Yellowstone County | $618.51 | $702.01 | $790.46 | $1,104.66 | $1,678.64 |
| Beaverhead County | $620.50 | $704.27 | $793 | $1,108.22 | $1,684.05 |
| Big Horn County | $620.50 | $704.27 | $793 | $1,108.22 | $1,684.05 |
| Blaine County | $620.50 | $704.27 | $793 | $1,108.22 | $1,684.05 |
| Carter County | $620.50 | $704.27 | $793 | $1,108.22 | $1,684.05 |
| Custer County | $620.50 | $704.27 | $793 | $1,108.22 | $1,684.05 |
| Daniels County | $620.50 | $704.27 | $793 | $1,108.22 | $1,684.05 |
| Dawson County | $620.50 | $704.27 | $793 | $1,108.22 | $1,684.05 |
| Fallon County | $620.50 | $704.27 | $793 | $1,108.22 | $1,684.05 |
| Fergus County | $620.50 | $704.27 | $793 | $1,108.22 | $1,684.05 |
| Garfield County | $620.50 | $704.27 | $793 | $1,108.22 | $1,684.05 |
| Glacier County | $620.50 | $704.27 | $793 | $1,108.22 | $1,684.05 |
| Golden Valley County | $620.50 | $704.27 | $793 | $1,108.22 | $1,684.05 |
| Granite County | $620.50 | $704.27 | $793 | $1,108.22 | $1,684.05 |
| Hill County | $620.50 | $704.27 | $793 | $1,108.22 | $1,684.05 |
| Liberty County | $620.50 | $704.27 | $793 | $1,108.22 | $1,684.05 |
| Lincoln County | $620.50 | $704.27 | $793 | $1,108.22 | $1,684.05 |
| Madison County | $620.50 | $704.27 | $793 | $1,108.22 | $1,684.05 |
| McCone County | $620.50 | $704.27 | $793 | $1,108.22 | $1,684.05 |
| Meagher County | $620.50 | $704.27 | $793 | $1,108.22 | $1,684.05 |
| Mineral County | $620.50 | $704.27 | $793 | $1,108.22 | $1,684.05 |
| Park County | $620.50 | $704.27 | $793 | $1,108.22 | $1,684.05 |
| Petroleum County | $620.50 | $704.27 | $793 | $1,108.22 | $1,684.05 |
| Phillips County | $620.50 | $704.27 | $793 | $1,108.22 | $1,684.05 |
| Pondera County | $620.50 | $704.27 | $793 | $1,108.22 | $1,684.05 |
| Powder River County | $620.50 | $704.27 | $793 | $1,108.22 | $1,684.05 |
| Powell County | $620.50 | $704.27 | $793 | $1,108.22 | $1,684.05 |
| Prairie County | $620.50 | $704.27 | $793 | $1,108.22 | $1,684.05 |
| Ravalli County | $620.50 | $704.27 | $793 | $1,108.22 | $1,684.05 |
| Richland County | $620.50 | $704.27 | $793 | $1,108.22 | $1,684.05 |
| Roosevelt County | $620.50 | $704.27 | $793 | $1,108.22 | $1,684.05 |
| Rosebud County | $620.50 | $704.27 | $793 | $1,108.22 | $1,684.05 |
| Sanders County | $620.50 | $704.27 | $793 | $1,108.22 | $1,684.05 |
| Sheridan County | $620.50 | $704.27 | $793 | $1,108.22 | $1,684.05 |
| Toole County | $620.50 | $704.27 | $793 | $1,108.22 | $1,684.05 |
| Treasure County | $620.50 | $704.27 | $793 | $1,108.22 | $1,684.05 |
| Valley County | $620.50 | $704.27 | $793 | $1,108.22 | $1,684.05 |
| Wheatland County | $620.50 | $704.27 | $793 | $1,108.22 | $1,684.05 |
| Wibaux County | $620.50 | $704.27 | $793 | $1,108.22 | $1,684.05 |
| Flathead County | $627.80 | $712.56 | $802.33 | $1,121.26 | $1,703.86 |
| Lake County | $627.80 | $712.56 | $802.33 | $1,121.26 | $1,703.86 |
| Missoula County | $627.80 | $712.56 | $802.33 | $1,121.26 | $1,703.86 |
| Broadwater County | $706.78 | $802.19 | $903.26 | $1,262.30 | $1,918.19 |
| Cascade County | $706.78 | $802.19 | $903.26 | $1,262.30 | $1,918.19 |
| Chouteau County | $706.78 | $802.19 | $903.26 | $1,262.30 | $1,918.19 |
| Deer Lodge County | $706.78 | $802.19 | $903.26 | $1,262.30 | $1,918.19 |
| Gallatin County | $706.78 | $802.19 | $903.26 | $1,262.30 | $1,918.19 |
| Jefferson County | $706.78 | $802.19 | $903.26 | $1,262.30 | $1,918.19 |
| Judith Basin County | $706.78 | $802.19 | $903.26 | $1,262.30 | $1,918.19 |
| Lewis and Clark County | $706.78 | $802.19 | $903.26 | $1,262.30 | $1,918.19 |
| Silver Bow County | $706.78 | $802.19 | $903.26 | $1,262.30 | $1,918.19 |
| Teton County | $706.78 | $802.19 | $903.26 | $1,262.30 | $1,918.19 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.