UHC Gold Standard
Gold · HMO · UnitedHealthcare · South Carolina
At age 40 it costs between $648.51 and $941.16 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 33764SC0030002 |
|---|---|
| Insurer | UnitedHealthcare |
| Metal level | Gold |
| Plan type | HMO |
| Standardised design | Design 1 — a plan CMS defined the benefits of, so it can be compared like for like |
| Deductible (individual) | $2,000 |
| Deductible (family) | $4,000 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $8,200 |
| Family maximum | $16,400 |
| Primary care visit | $30 |
| Specialist visit | $60 |
| Emergency room | 25% Coinsurance after deductible |
| Inpatient stay | 25% Coinsurance after deductible |
| Generic drugs | $15 |
| Preferred brand drugs | $30 |
| Specialty drugs | $250 |
| Adult dental included | No |
| Child dental included | Yes |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-866-569-2094 |
Where it is sold, and what it costs there
17 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Williamsburg County | $507.45 | $575.95 | $648.51 | $906.30 | $1,377.21 |
| Clarendon County | $520.17 | $590.39 | $664.78 | $929.03 | $1,411.74 |
| Lee County | $524.37 | $595.16 | $670.15 | $936.53 | $1,423.15 |
| Marlboro County | $553.86 | $628.63 | $707.83 | $989.19 | $1,503.18 |
| Colleton County | $563.76 | $639.87 | $720.49 | $1,006.88 | $1,530.05 |
| Allendale County | $566.48 | $642.95 | $723.96 | $1,011.73 | $1,537.42 |
| Hampton County | $595.37 | $675.74 | $760.88 | $1,063.32 | $1,615.82 |
| Kershaw County | $600.39 | $681.44 | $767.30 | $1,072.30 | $1,629.46 |
| Lancaster County | $625.82 | $710.30 | $799.80 | $1,117.71 | $1,698.47 |
| Saluda County | $638.37 | $724.55 | $815.84 | $1,140.13 | $1,732.53 |
| Calhoun County | $647.97 | $735.44 | $828.10 | $1,157.27 | $1,758.58 |
| Laurens County | $648.32 | $735.84 | $828.55 | $1,157.89 | $1,759.53 |
| Chester County | $665.08 | $754.87 | $849.98 | $1,187.84 | $1,805.04 |
| Fairfield County | $671.76 | $762.45 | $858.51 | $1,199.76 | $1,823.16 |
| Newberry County | $676.46 | $767.78 | $864.51 | $1,208.15 | $1,835.90 |
| Cherokee County | $725.07 | $822.95 | $926.63 | $1,294.97 | $1,967.83 |
| Union County | $736.43 | $835.85 | $941.16 | $1,315.27 | $1,998.68 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.