UHC Gold Copay Focus $0 Indiv Med Ded
Gold · HMO · UnitedHealthcare · South Carolina
At age 40 it costs between $636.29 and $923.42 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 33764SC0030003 |
|---|---|
| Insurer | UnitedHealthcare |
| Metal level | Gold |
| Plan type | HMO |
| Deductible (individual) | $0 |
| Deductible (family) | $0 |
| Drug deductible | $500 |
| Most you could pay in a year | $10,150 |
| Family maximum | $20,300 |
| Primary care visit | $20 |
| Specialist visit | $75 |
| Emergency room | $750 |
| Inpatient stay | $2,000 Copay per Day |
| Generic drugs | $3 |
| Preferred brand drugs | $50 |
| Specialty drugs | 50% Coinsurance after deductible |
| Adult dental included | No |
| Child dental included | Yes |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-866-569-2094 |
Where it is sold, and what it costs there
17 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Williamsburg County | $497.88 | $565.09 | $636.29 | $889.21 | $1,351.24 |
| Clarendon County | $510.37 | $579.26 | $652.25 | $911.51 | $1,385.13 |
| Lee County | $514.49 | $583.94 | $657.52 | $918.88 | $1,396.32 |
| Marlboro County | $543.42 | $616.78 | $694.49 | $970.55 | $1,474.84 |
| Colleton County | $553.13 | $627.81 | $706.91 | $987.90 | $1,501.21 |
| Allendale County | $555.80 | $630.83 | $710.31 | $992.65 | $1,508.43 |
| Hampton County | $584.14 | $663 | $746.53 | $1,043.28 | $1,585.36 |
| Kershaw County | $589.07 | $668.60 | $752.84 | $1,052.09 | $1,598.75 |
| Lancaster County | $614.02 | $696.91 | $784.72 | $1,096.64 | $1,666.45 |
| Saluda County | $626.33 | $710.89 | $800.46 | $1,118.63 | $1,699.87 |
| Calhoun County | $635.75 | $721.58 | $812.49 | $1,135.45 | $1,725.43 |
| Laurens County | $636.09 | $721.97 | $812.93 | $1,136.06 | $1,726.36 |
| Chester County | $652.55 | $740.64 | $833.95 | $1,165.45 | $1,771.01 |
| Fairfield County | $659.10 | $748.07 | $842.33 | $1,177.15 | $1,788.79 |
| Newberry County | $663.70 | $753.30 | $848.21 | $1,185.37 | $1,801.29 |
| Cherokee County | $711.40 | $807.44 | $909.17 | $1,270.56 | $1,930.73 |
| Union County | $722.55 | $820.09 | $923.42 | $1,290.47 | $1,961 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.