UHC Silver Copay Focus $0 Indiv Med Ded
Silver · HMO · UnitedHealthcare · South Carolina
At age 40 it costs between $630.60 and $915.16 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What this Silver plan costs if your income qualifies
Below certain incomes the marketplace improves a Silver plan's cost sharing automatically — you do not apply for it, and it happens on Silver and on no other metal level. The premium does not change; the deductible and what you pay at the doctor do.
| If your income is | Deductible | Most you could pay in a year | Primary care | Generic drugs |
|---|---|---|---|---|
| Above 250%, or not applied for | $0 | $10,150 | $40 | $10 |
| up to 150% of the federal poverty level | $0 | $1,800 | $5 | $1 |
| 150% to 200% | $0 | $3,350 | $25 | $3 |
| 200% to 250% | $0 | $8,100 | $40 | $10 |
CMS calls these cost-sharing reductions. The percentages are actuarial values, not discounts. HealthCare.gov works out which one you get from the income you report when you apply.
What CMS publishes about it
| Plan ID | 33764SC0030006 |
|---|---|
| Insurer | UnitedHealthcare |
| Metal level | Silver |
| Plan type | HMO |
| Deductible (individual) | $0 |
| Deductible (family) | $0 |
| Drug deductible | $2,500 |
| Most you could pay in a year | $10,150 |
| Family maximum | $20,300 |
| Primary care visit | $40 |
| Specialist visit | $100 |
| Emergency room | $1,500 |
| Inpatient stay | $2,500 Copay per Day |
| Generic drugs | $10 |
| Preferred brand drugs | $85 Copay after deductible |
| Specialty drugs | 50% Coinsurance after deductible |
| Adult dental included | No |
| Child dental included | Yes |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-866-569-2094 |
Where it is sold, and what it costs there
17 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Williamsburg County | $493.43 | $560.04 | $630.60 | $881.26 | $1,339.16 |
| Clarendon County | $505.80 | $574.08 | $646.41 | $903.36 | $1,372.74 |
| Lee County | $509.89 | $578.72 | $651.64 | $910.66 | $1,383.83 |
| Marlboro County | $538.56 | $611.26 | $688.28 | $961.87 | $1,461.65 |
| Colleton County | $548.19 | $622.19 | $700.58 | $979.06 | $1,487.78 |
| Allendale County | $550.83 | $625.19 | $703.96 | $983.77 | $1,494.94 |
| Hampton County | $578.92 | $657.07 | $739.86 | $1,033.95 | $1,571.18 |
| Kershaw County | $583.80 | $662.62 | $746.10 | $1,042.68 | $1,584.45 |
| Lancaster County | $608.53 | $690.68 | $777.70 | $1,086.83 | $1,651.54 |
| Saluda County | $620.73 | $704.53 | $793.30 | $1,108.63 | $1,684.67 |
| Calhoun County | $630.06 | $715.12 | $805.22 | $1,125.30 | $1,710 |
| Laurens County | $630.40 | $715.51 | $805.66 | $1,125.90 | $1,710.92 |
| Chester County | $646.71 | $734.01 | $826.49 | $1,155.02 | $1,755.17 |
| Fairfield County | $653.20 | $741.38 | $834.79 | $1,166.62 | $1,772.79 |
| Newberry County | $657.77 | $746.57 | $840.63 | $1,174.77 | $1,785.18 |
| Cherokee County | $705.03 | $800.21 | $901.03 | $1,259.19 | $1,913.46 |
| Union County | $716.09 | $812.76 | $915.16 | $1,278.93 | $1,943.46 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.