UHC Silver Advantage
Silver · HMO · UnitedHealthcare · South Carolina
At age 40 it costs between $629.39 and $913.40 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What this Silver plan costs if your income qualifies
Below certain incomes the marketplace improves a Silver plan's cost sharing automatically — you do not apply for it, and it happens on Silver and on no other metal level. The premium does not change; the deductible and what you pay at the doctor do.
| If your income is | Deductible | Most you could pay in a year | Primary care | Generic drugs |
|---|---|---|---|---|
| Above 250%, or not applied for | $2,750 | $10,600 | $30 | $5 |
| up to 150% of the federal poverty level | $50 | $2,000 | No Charge | $3 |
| 150% to 200% | $700 | $3,500 | $10 | $3 |
| 200% to 250% | $2,700 | $8,450 | $20 | $5 |
CMS calls these cost-sharing reductions. The percentages are actuarial values, not discounts. HealthCare.gov works out which one you get from the income you report when you apply.
What CMS publishes about it
| Plan ID | 33764SC0030022 |
|---|---|
| Insurer | UnitedHealthcare |
| Metal level | Silver |
| Plan type | HMO |
| Deductible (individual) | $2,750 |
| Deductible (family) | $5,500 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $10,600 |
| Family maximum | $21,200 |
| Primary care visit | $30 |
| Specialist visit | $100 |
| Emergency room | $1,000 Copay after deductible |
| Inpatient stay | 30% Coinsurance after deductible |
| Generic drugs | $5 |
| Preferred brand drugs | $85 Copay after deductible |
| Specialty drugs | 50% Coinsurance after deductible |
| Adult dental included | No |
| Child dental included | Yes |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-866-569-2094 |
Where it is sold, and what it costs there
17 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Williamsburg County | $492.48 | $558.97 | $629.39 | $879.57 | $1,336.59 |
| Clarendon County | $504.83 | $572.98 | $645.17 | $901.63 | $1,370.11 |
| Lee County | $508.91 | $577.61 | $650.39 | $908.91 | $1,381.18 |
| Marlboro County | $537.53 | $610.09 | $686.96 | $960.02 | $1,458.85 |
| Colleton County | $547.14 | $621 | $699.24 | $977.19 | $1,484.93 |
| Allendale County | $549.77 | $623.99 | $702.61 | $981.89 | $1,492.08 |
| Hampton County | $577.81 | $655.81 | $738.44 | $1,031.97 | $1,568.17 |
| Kershaw County | $582.69 | $661.35 | $744.67 | $1,040.68 | $1,581.41 |
| Lancaster County | $607.36 | $689.36 | $776.21 | $1,084.75 | $1,648.38 |
| Saluda County | $619.54 | $703.18 | $791.78 | $1,106.50 | $1,681.44 |
| Calhoun County | $628.86 | $713.75 | $803.68 | $1,123.14 | $1,706.72 |
| Laurens County | $629.20 | $714.14 | $804.11 | $1,123.75 | $1,707.64 |
| Chester County | $645.47 | $732.61 | $824.91 | $1,152.81 | $1,751.80 |
| Fairfield County | $651.95 | $739.96 | $833.19 | $1,164.38 | $1,769.39 |
| Newberry County | $656.51 | $745.13 | $839.02 | $1,172.52 | $1,781.76 |
| Cherokee County | $703.68 | $798.68 | $899.31 | $1,256.78 | $1,909.80 |
| Union County | $714.71 | $811.20 | $913.40 | $1,276.48 | $1,939.73 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.