UHC Silver Advantage+ (Dental + Vision)
Silver · HMO · UnitedHealthcare · South Carolina
At age 40 it costs between $641.71 and $931.28 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What this Silver plan costs if your income qualifies
Below certain incomes the marketplace improves a Silver plan's cost sharing automatically — you do not apply for it, and it happens on Silver and on no other metal level. The premium does not change; the deductible and what you pay at the doctor do.
| If your income is | Deductible | Most you could pay in a year | Primary care | Generic drugs |
|---|---|---|---|---|
| Above 250%, or not applied for | $2,750 | $10,600 | $30 | $5 |
| up to 150% of the federal poverty level | $50 | $2,000 | No Charge | $3 |
| 150% to 200% | $700 | $3,500 | $10 | $3 |
| 200% to 250% | $2,700 | $8,450 | $20 | $5 |
CMS calls these cost-sharing reductions. The percentages are actuarial values, not discounts. HealthCare.gov works out which one you get from the income you report when you apply.
What CMS publishes about it
| Plan ID | 33764SC0040004 |
|---|---|
| Insurer | UnitedHealthcare |
| Metal level | Silver |
| Plan type | HMO |
| Deductible (individual) | $2,750 |
| Deductible (family) | $5,500 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $10,600 |
| Family maximum | $21,200 |
| Primary care visit | $30 |
| Specialist visit | $100 |
| Emergency room | $1,000 Copay after deductible |
| Inpatient stay | 30% Coinsurance after deductible |
| Generic drugs | $5 |
| Preferred brand drugs | $85 Copay after deductible |
| Specialty drugs | 50% Coinsurance after deductible |
| Adult dental included | Yes |
| Child dental included | Yes |
| Share of premium buying essential health benefits | 97.90% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-866-569-2094 |
Where it is sold, and what it costs there
17 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Williamsburg County | $502.12 | $569.90 | $641.71 | $896.78 | $1,362.75 |
| Clarendon County | $514.71 | $584.20 | $657.80 | $919.27 | $1,396.93 |
| Lee County | $518.87 | $588.92 | $663.12 | $926.70 | $1,408.21 |
| Marlboro County | $548.05 | $622.03 | $700.40 | $978.81 | $1,487.40 |
| Colleton County | $557.84 | $633.15 | $712.93 | $996.31 | $1,513.99 |
| Allendale County | $560.53 | $636.20 | $716.36 | $1,001.11 | $1,521.28 |
| Hampton County | $589.12 | $668.65 | $752.89 | $1,052.16 | $1,598.86 |
| Kershaw County | $594.09 | $674.29 | $759.25 | $1,061.04 | $1,612.36 |
| Lancaster County | $619.25 | $702.85 | $791.40 | $1,105.98 | $1,680.64 |
| Saluda County | $631.67 | $716.94 | $807.27 | $1,128.16 | $1,714.35 |
| Calhoun County | $641.16 | $727.72 | $819.41 | $1,145.12 | $1,740.12 |
| Laurens County | $641.51 | $728.12 | $819.85 | $1,145.74 | $1,741.06 |
| Chester County | $658.10 | $746.95 | $841.05 | $1,175.37 | $1,786.09 |
| Fairfield County | $664.71 | $754.44 | $849.50 | $1,187.17 | $1,804.02 |
| Newberry County | $669.35 | $759.72 | $855.44 | $1,195.47 | $1,816.63 |
| Cherokee County | $717.46 | $814.31 | $916.91 | $1,281.38 | $1,947.17 |
| Union County | $728.70 | $827.08 | $931.28 | $1,301.46 | $1,977.70 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.