UHC Silver Standard-
Silver · HMO · UnitedHealthcare · South Carolina
At age 40 it costs between $627.86 and $911.18 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What this Silver plan costs if your income qualifies
Below certain incomes the marketplace improves a Silver plan's cost sharing automatically — you do not apply for it, and it happens on Silver and on no other metal level. The premium does not change; the deductible and what you pay at the doctor do.
| If your income is | Deductible | Most you could pay in a year | Primary care | Generic drugs |
|---|---|---|---|---|
| Above 250%, or not applied for | $6,000 | $8,900 | $40 | $20 |
| up to 150% of the federal poverty level | $0 | $2,200 | No Charge | No Charge |
| 150% to 200% | $700 | $3,300 | $20 | $10 |
| 200% to 250% | $3,000 | $7,400 | $40 | $20 |
CMS calls these cost-sharing reductions. The percentages are actuarial values, not discounts. HealthCare.gov works out which one you get from the income you report when you apply.
What CMS publishes about it
| Plan ID | 33764SC0060002 |
|---|---|
| Insurer | UnitedHealthcare |
| Metal level | Silver |
| Plan type | HMO |
| Standardised design | Design 1 — a plan CMS defined the benefits of, so it can be compared like for like |
| Deductible (individual) | $6,000 |
| Deductible (family) | $12,000 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $8,900 |
| Family maximum | $17,800 |
| Primary care visit | $40 |
| Specialist visit | $80 |
| Emergency room | 40% Coinsurance after deductible |
| Inpatient stay | 40% Coinsurance after deductible |
| Generic drugs | $20 |
| Preferred brand drugs | $40 |
| Specialty drugs | $350 Copay after deductible |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-866-569-2094 |
Where it is sold, and what it costs there
17 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Williamsburg County | $491.28 | $557.61 | $627.86 | $877.43 | $1,333.34 |
| Clarendon County | $503.60 | $571.59 | $643.60 | $899.43 | $1,366.78 |
| Lee County | $507.67 | $576.21 | $648.80 | $906.70 | $1,377.82 |
| Marlboro County | $536.22 | $608.61 | $685.29 | $957.69 | $1,455.30 |
| Colleton County | $545.81 | $619.49 | $697.54 | $974.81 | $1,481.32 |
| Allendale County | $548.43 | $622.47 | $700.90 | $979.50 | $1,488.45 |
| Hampton County | $576.40 | $654.22 | $736.64 | $1,029.46 | $1,564.36 |
| Kershaw County | $581.27 | $659.74 | $742.86 | $1,038.15 | $1,577.56 |
| Lancaster County | $605.88 | $687.68 | $774.32 | $1,082.11 | $1,644.37 |
| Saluda County | $618.04 | $701.47 | $789.85 | $1,103.81 | $1,677.35 |
| Calhoun County | $627.33 | $712.02 | $801.73 | $1,120.41 | $1,702.57 |
| Laurens County | $627.67 | $712.40 | $802.16 | $1,121.01 | $1,703.49 |
| Chester County | $643.90 | $730.83 | $822.90 | $1,150 | $1,747.54 |
| Fairfield County | $650.36 | $738.16 | $831.16 | $1,161.55 | $1,765.09 |
| Newberry County | $654.91 | $743.32 | $836.97 | $1,169.67 | $1,777.42 |
| Cherokee County | $701.97 | $796.74 | $897.12 | $1,253.72 | $1,905.15 |
| Union County | $712.98 | $809.23 | $911.18 | $1,273.37 | $1,935.02 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.