UHC Silver Standard Plus Chiro
Silver · HMO · UnitedHealthcare · South Carolina
At age 40 it costs between $631.39 and $916.31 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What this Silver plan costs if your income qualifies
Below certain incomes the marketplace improves a Silver plan's cost sharing automatically — you do not apply for it, and it happens on Silver and on no other metal level. The premium does not change; the deductible and what you pay at the doctor do.
| If your income is | Deductible | Most you could pay in a year | Primary care | Generic drugs |
|---|---|---|---|---|
| Above 250%, or not applied for | $6,000 | $8,900 | $40 | $20 |
| up to 150% of the federal poverty level | $0 | $2,200 | No Charge | No Charge |
| 150% to 200% | $700 | $3,300 | $20 | $10 |
| 200% to 250% | $3,000 | $7,400 | $40 | $20 |
CMS calls these cost-sharing reductions. The percentages are actuarial values, not discounts. HealthCare.gov works out which one you get from the income you report when you apply.
What CMS publishes about it
| Plan ID | 33764SC0070002 |
|---|---|
| Insurer | UnitedHealthcare |
| Metal level | Silver |
| Plan type | HMO |
| Standardised design | Design 1 — a plan CMS defined the benefits of, so it can be compared like for like |
| Deductible (individual) | $6,000 |
| Deductible (family) | $12,000 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $8,900 |
| Family maximum | $17,800 |
| Primary care visit | $40 |
| Specialist visit | $80 |
| Emergency room | 40% Coinsurance after deductible |
| Inpatient stay | 40% Coinsurance after deductible |
| Generic drugs | $20 |
| Preferred brand drugs | $40 |
| Specialty drugs | $350 Copay after deductible |
| Adult dental included | No |
| Child dental included | Yes |
| Share of premium buying essential health benefits | 99.43% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-866-569-2094 |
Where it is sold, and what it costs there
17 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Williamsburg County | $494.05 | $560.74 | $631.39 | $882.37 | $1,340.85 |
| Clarendon County | $506.44 | $574.81 | $647.23 | $904.50 | $1,374.47 |
| Lee County | $510.53 | $579.45 | $652.46 | $911.81 | $1,385.58 |
| Marlboro County | $539.24 | $612.03 | $689.15 | $963.08 | $1,463.49 |
| Colleton County | $548.88 | $622.98 | $701.47 | $980.30 | $1,489.66 |
| Allendale County | $551.52 | $625.98 | $704.84 | $985.02 | $1,496.83 |
| Hampton County | $579.65 | $657.90 | $740.79 | $1,035.25 | $1,573.16 |
| Kershaw County | $584.54 | $663.45 | $747.04 | $1,043.99 | $1,586.44 |
| Lancaster County | $609.30 | $691.55 | $778.68 | $1,088.20 | $1,653.63 |
| Saluda County | $621.51 | $705.42 | $794.30 | $1,110.03 | $1,686.79 |
| Calhoun County | $630.86 | $716.03 | $806.24 | $1,126.71 | $1,712.15 |
| Laurens County | $631.20 | $716.41 | $806.67 | $1,127.32 | $1,713.08 |
| Chester County | $647.52 | $734.94 | $827.54 | $1,156.48 | $1,757.38 |
| Fairfield County | $654.02 | $742.32 | $835.84 | $1,168.09 | $1,775.02 |
| Newberry County | $658.60 | $747.51 | $841.69 | $1,176.25 | $1,787.43 |
| Cherokee County | $705.92 | $801.22 | $902.17 | $1,260.78 | $1,915.88 |
| Union County | $716.99 | $813.78 | $916.31 | $1,280.54 | $1,945.91 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.