UHC Gold Standard Plus Chiro
Gold · HMO · UnitedHealthcare · South Carolina
At age 40 it costs between $651.74 and $945.84 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 33764SC0070003 |
|---|---|
| Insurer | UnitedHealthcare |
| Metal level | Gold |
| Plan type | HMO |
| Standardised design | Design 1 — a plan CMS defined the benefits of, so it can be compared like for like |
| Deductible (individual) | $2,000 |
| Deductible (family) | $4,000 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $8,200 |
| Family maximum | $16,400 |
| Primary care visit | $30 |
| Specialist visit | $60 |
| Emergency room | 25% Coinsurance after deductible |
| Inpatient stay | 25% Coinsurance after deductible |
| Generic drugs | $15 |
| Preferred brand drugs | $30 |
| Specialty drugs | $250 |
| Adult dental included | No |
| Child dental included | Yes |
| Share of premium buying essential health benefits | 99.45% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-866-569-2094 |
Where it is sold, and what it costs there
17 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Williamsburg County | $509.97 | $578.82 | $651.74 | $910.81 | $1,384.06 |
| Clarendon County | $522.76 | $593.33 | $668.09 | $933.65 | $1,418.77 |
| Lee County | $526.98 | $598.13 | $673.48 | $941.19 | $1,430.23 |
| Marlboro County | $556.62 | $631.76 | $711.35 | $994.12 | $1,510.65 |
| Colleton County | $566.57 | $643.05 | $724.07 | $1,011.89 | $1,537.66 |
| Allendale County | $569.29 | $646.15 | $727.56 | $1,016.76 | $1,545.06 |
| Hampton County | $598.33 | $679.10 | $764.66 | $1,068.61 | $1,623.86 |
| Kershaw County | $603.38 | $684.83 | $771.12 | $1,077.63 | $1,637.57 |
| Lancaster County | $628.93 | $713.84 | $803.77 | $1,123.27 | $1,706.92 |
| Saluda County | $641.54 | $728.15 | $819.89 | $1,145.80 | $1,741.15 |
| Calhoun County | $651.19 | $739.10 | $832.22 | $1,163.02 | $1,767.33 |
| Laurens County | $651.54 | $739.50 | $832.67 | $1,163.65 | $1,768.28 |
| Chester County | $668.39 | $758.62 | $854.20 | $1,193.75 | $1,814.01 |
| Fairfield County | $675.10 | $766.24 | $862.78 | $1,205.73 | $1,832.23 |
| Newberry County | $679.82 | $771.60 | $868.81 | $1,214.16 | $1,845.03 |
| Cherokee County | $728.67 | $827.04 | $931.24 | $1,301.41 | $1,977.62 |
| Union County | $740.09 | $840.01 | $945.84 | $1,321.81 | $2,008.62 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.