Complete Gold
Gold · HMO · Ambetter Health · Indiana
At age 40 it costs between $593.38 and $843.12 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 35065IN0040004 |
|---|---|
| Insurer | Ambetter Health |
| Metal level | Gold |
| Plan type | HMO |
| Deductible (individual) | $1,450 |
| Deductible (family) | $2,900 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $7,500 |
| Family maximum | $15,000 |
| Primary care visit | $15 |
| Specialist visit | $35 |
| Emergency room | 20% Coinsurance after deductible |
| Inpatient stay | 20% Coinsurance after deductible |
| Generic drugs | $3 |
| Preferred brand drugs | $30 |
| Specialty drugs | 30% Coinsurance after deductible |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-877-687-1182 · TTY 1-800-743-3333 |
Where it is sold, and what it costs there
92 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Fayette County | $464.31 | $526.98 | $593.38 | $829.25 | $1,260.12 |
| Hancock County | $464.31 | $526.98 | $593.38 | $829.25 | $1,260.12 |
| Henry County | $464.31 | $526.98 | $593.38 | $829.25 | $1,260.12 |
| Madison County | $464.31 | $526.98 | $593.38 | $829.25 | $1,260.12 |
| Union County | $464.31 | $526.98 | $593.38 | $829.25 | $1,260.12 |
| Wayne County | $464.31 | $526.98 | $593.38 | $829.25 | $1,260.12 |
| Blackford County | $481.56 | $546.56 | $615.43 | $860.05 | $1,306.94 |
| Dearborn County | $481.56 | $546.56 | $615.43 | $860.05 | $1,306.94 |
| Delaware County | $481.56 | $546.56 | $615.43 | $860.05 | $1,306.94 |
| Franklin County | $481.56 | $546.56 | $615.43 | $860.05 | $1,306.94 |
| Grant County | $481.56 | $546.56 | $615.43 | $860.05 | $1,306.94 |
| Jay County | $481.56 | $546.56 | $615.43 | $860.05 | $1,306.94 |
| Ohio County | $481.56 | $546.56 | $615.43 | $860.05 | $1,306.94 |
| Randolph County | $481.56 | $546.56 | $615.43 | $860.05 | $1,306.94 |
| Ripley County | $481.56 | $546.56 | $615.43 | $860.05 | $1,306.94 |
| Switzerland County | $481.56 | $546.56 | $615.43 | $860.05 | $1,306.94 |
| Clark County | $485.01 | $550.48 | $619.83 | $866.22 | $1,316.30 |
| Crawford County | $485.01 | $550.48 | $619.83 | $866.22 | $1,316.30 |
| Floyd County | $485.01 | $550.48 | $619.83 | $866.22 | $1,316.30 |
| Harrison County | $485.01 | $550.48 | $619.83 | $866.22 | $1,316.30 |
| Jefferson County | $485.01 | $550.48 | $619.83 | $866.22 | $1,316.30 |
| Scott County | $485.01 | $550.48 | $619.83 | $866.22 | $1,316.30 |
| Washington County | $485.01 | $550.48 | $619.83 | $866.22 | $1,316.30 |
| Boone County | $486.35 | $552 | $621.55 | $868.61 | $1,319.93 |
| Hamilton County | $486.35 | $552 | $621.55 | $868.61 | $1,319.93 |
| Hendricks County | $486.35 | $552 | $621.55 | $868.61 | $1,319.93 |
| Marion County | $486.35 | $552 | $621.55 | $868.61 | $1,319.93 |
| Morgan County | $486.35 | $552 | $621.55 | $868.61 | $1,319.93 |
| Shelby County | $486.35 | $552 | $621.55 | $868.61 | $1,319.93 |
| Daviess County | $507.98 | $576.54 | $649.18 | $907.23 | $1,378.63 |
| Dubois County | $507.98 | $576.54 | $649.18 | $907.23 | $1,378.63 |
| Greene County | $507.98 | $576.54 | $649.18 | $907.23 | $1,378.63 |
| Knox County | $507.98 | $576.54 | $649.18 | $907.23 | $1,378.63 |
| Martin County | $507.98 | $576.54 | $649.18 | $907.23 | $1,378.63 |
| Orange County | $507.98 | $576.54 | $649.18 | $907.23 | $1,378.63 |
| Perry County | $507.98 | $576.54 | $649.18 | $907.23 | $1,378.63 |
| Pike County | $507.98 | $576.54 | $649.18 | $907.23 | $1,378.63 |
| Spencer County | $507.98 | $576.54 | $649.18 | $907.23 | $1,378.63 |
| Clay County | $519.51 | $589.64 | $663.93 | $927.83 | $1,409.93 |
| Parke County | $519.51 | $589.64 | $663.93 | $927.83 | $1,409.93 |
| Sullivan County | $519.51 | $589.64 | $663.93 | $927.83 | $1,409.93 |
| Vermillion County | $519.51 | $589.64 | $663.93 | $927.83 | $1,409.93 |
| Vigo County | $519.51 | $589.64 | $663.93 | $927.83 | $1,409.93 |
| Bartholomew County | $528.68 | $600.04 | $675.64 | $944.20 | $1,434.81 |
| Decatur County | $528.68 | $600.04 | $675.64 | $944.20 | $1,434.81 |
| Jackson County | $528.68 | $600.04 | $675.64 | $944.20 | $1,434.81 |
| Jennings County | $528.68 | $600.04 | $675.64 | $944.20 | $1,434.81 |
| Rush County | $528.68 | $600.04 | $675.64 | $944.20 | $1,434.81 |
| Adams County | $529.81 | $601.32 | $677.09 | $946.23 | $1,437.88 |
| Dekalb County | $529.81 | $601.32 | $677.09 | $946.23 | $1,437.88 |
| Huntington County | $529.81 | $601.32 | $677.09 | $946.23 | $1,437.88 |
| Lagrange County | $529.81 | $601.32 | $677.09 | $946.23 | $1,437.88 |
| Noble County | $529.81 | $601.32 | $677.09 | $946.23 | $1,437.88 |
| Steuben County | $529.81 | $601.32 | $677.09 | $946.23 | $1,437.88 |
| Wabash County | $529.81 | $601.32 | $677.09 | $946.23 | $1,437.88 |
| Wells County | $529.81 | $601.32 | $677.09 | $946.23 | $1,437.88 |
| Whitley County | $529.81 | $601.32 | $677.09 | $946.23 | $1,437.88 |
| Allen County | $533.26 | $605.24 | $681.50 | $952.39 | $1,447.25 |
| Elkhart County | $533.26 | $605.24 | $681.50 | $952.39 | $1,447.25 |
| Kosciusko County | $533.26 | $605.24 | $681.50 | $952.39 | $1,447.25 |
| Marshall County | $533.26 | $605.24 | $681.50 | $952.39 | $1,447.25 |
| St. Joseph County | $533.26 | $605.24 | $681.50 | $952.39 | $1,447.25 |
| Starke County | $533.26 | $605.24 | $681.50 | $952.39 | $1,447.25 |
| Brown County | $578.11 | $656.14 | $738.81 | $1,032.49 | $1,568.97 |
| Cass County | $578.11 | $656.14 | $738.81 | $1,032.49 | $1,568.97 |
| Fulton County | $578.11 | $656.14 | $738.81 | $1,032.49 | $1,568.97 |
| Howard County | $578.11 | $656.14 | $738.81 | $1,032.49 | $1,568.97 |
| Johnson County | $578.11 | $656.14 | $738.81 | $1,032.49 | $1,568.97 |
| Lawrence County | $578.11 | $656.14 | $738.81 | $1,032.49 | $1,568.97 |
| Miami County | $578.11 | $656.14 | $738.81 | $1,032.49 | $1,568.97 |
| Monroe County | $578.11 | $656.14 | $738.81 | $1,032.49 | $1,568.97 |
| Owen County | $578.11 | $656.14 | $738.81 | $1,032.49 | $1,568.97 |
| Pulaski County | $578.11 | $656.14 | $738.81 | $1,032.49 | $1,568.97 |
| Gibson County | $593.04 | $673.09 | $757.90 | $1,059.16 | $1,609.49 |
| Posey County | $593.04 | $673.09 | $757.90 | $1,059.16 | $1,609.49 |
| Vanderburgh County | $593.04 | $673.09 | $757.90 | $1,059.16 | $1,609.49 |
| Warrick County | $593.04 | $673.09 | $757.90 | $1,059.16 | $1,609.49 |
| LaPorte County | $616.01 | $699.16 | $787.25 | $1,100.17 | $1,671.82 |
| Lake County | $616.01 | $699.16 | $787.25 | $1,100.17 | $1,671.82 |
| Porter County | $616.01 | $699.16 | $787.25 | $1,100.17 | $1,671.82 |
| Carroll County | $634.39 | $720.02 | $810.74 | $1,133.01 | $1,721.71 |
| Clinton County | $634.39 | $720.02 | $810.74 | $1,133.01 | $1,721.71 |
| Fountain County | $634.39 | $720.02 | $810.74 | $1,133.01 | $1,721.71 |
| Montgomery County | $634.39 | $720.02 | $810.74 | $1,133.01 | $1,721.71 |
| Putnam County | $634.39 | $720.02 | $810.74 | $1,133.01 | $1,721.71 |
| Tippecanoe County | $634.39 | $720.02 | $810.74 | $1,133.01 | $1,721.71 |
| Tipton County | $634.39 | $720.02 | $810.74 | $1,133.01 | $1,721.71 |
| Benton County | $659.73 | $748.78 | $843.12 | $1,178.25 | $1,790.47 |
| Jasper County | $659.73 | $748.78 | $843.12 | $1,178.25 | $1,790.47 |
| Newton County | $659.73 | $748.78 | $843.12 | $1,178.25 | $1,790.47 |
| Warren County | $659.73 | $748.78 | $843.12 | $1,178.25 | $1,790.47 |
| White County | $659.73 | $748.78 | $843.12 | $1,178.25 | $1,790.47 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.