Focused Silver + Vision + Adult Dental
Silver · HMO · Ambetter Health · Indiana
At age 40 it costs between $477.75 and $678.83 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What this Silver plan costs if your income qualifies
Below certain incomes the marketplace improves a Silver plan's cost sharing automatically — you do not apply for it, and it happens on Silver and on no other metal level. The premium does not change; the deductible and what you pay at the doctor do.
| If your income is | Deductible | Most you could pay in a year | Primary care | Generic drugs |
|---|---|---|---|---|
| Above 250%, or not applied for | $6,300 | $8,400 | $40 | $3 |
| up to 150% of the federal poverty level | $0 | $1,500 | No Charge | No Charge |
| 150% to 200% | $0 | $3,350 | $20 | $3 |
| 200% to 250% | $5,150 | $7,200 | $35 | $3 |
CMS calls these cost-sharing reductions. The percentages are actuarial values, not discounts. HealthCare.gov works out which one you get from the income you report when you apply.
What CMS publishes about it
| Plan ID | 35065IN0050009 |
|---|---|
| Insurer | Ambetter Health |
| Metal level | Silver |
| Plan type | HMO |
| Deductible (individual) | $6,300 |
| Deductible (family) | $12,600 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $8,400 |
| Family maximum | $16,800 |
| Primary care visit | $40 |
| Specialist visit | $85 |
| Emergency room | 50% Coinsurance after deductible |
| Inpatient stay | 50% Coinsurance after deductible |
| Generic drugs | $3 |
| Preferred brand drugs | $75 |
| Specialty drugs | 50% Coinsurance after deductible |
| Adult dental included | Yes |
| Child dental included | No |
| Share of premium buying essential health benefits | 97.25% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-877-687-1182 · TTY 1-800-743-3333 |
Where it is sold, and what it costs there
92 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Fayette County | $373.84 | $424.30 | $477.75 | $667.66 | $1,014.57 |
| Hancock County | $373.84 | $424.30 | $477.75 | $667.66 | $1,014.57 |
| Henry County | $373.84 | $424.30 | $477.75 | $667.66 | $1,014.57 |
| Madison County | $373.84 | $424.30 | $477.75 | $667.66 | $1,014.57 |
| Union County | $373.84 | $424.30 | $477.75 | $667.66 | $1,014.57 |
| Wayne County | $373.84 | $424.30 | $477.75 | $667.66 | $1,014.57 |
| Blackford County | $387.73 | $440.06 | $495.50 | $692.46 | $1,052.26 |
| Dearborn County | $387.73 | $440.06 | $495.50 | $692.46 | $1,052.26 |
| Delaware County | $387.73 | $440.06 | $495.50 | $692.46 | $1,052.26 |
| Franklin County | $387.73 | $440.06 | $495.50 | $692.46 | $1,052.26 |
| Grant County | $387.73 | $440.06 | $495.50 | $692.46 | $1,052.26 |
| Jay County | $387.73 | $440.06 | $495.50 | $692.46 | $1,052.26 |
| Ohio County | $387.73 | $440.06 | $495.50 | $692.46 | $1,052.26 |
| Randolph County | $387.73 | $440.06 | $495.50 | $692.46 | $1,052.26 |
| Ripley County | $387.73 | $440.06 | $495.50 | $692.46 | $1,052.26 |
| Switzerland County | $387.73 | $440.06 | $495.50 | $692.46 | $1,052.26 |
| Clark County | $390.51 | $443.21 | $499.05 | $697.42 | $1,059.80 |
| Crawford County | $390.51 | $443.21 | $499.05 | $697.42 | $1,059.80 |
| Floyd County | $390.51 | $443.21 | $499.05 | $697.42 | $1,059.80 |
| Harrison County | $390.51 | $443.21 | $499.05 | $697.42 | $1,059.80 |
| Jefferson County | $390.51 | $443.21 | $499.05 | $697.42 | $1,059.80 |
| Scott County | $390.51 | $443.21 | $499.05 | $697.42 | $1,059.80 |
| Washington County | $390.51 | $443.21 | $499.05 | $697.42 | $1,059.80 |
| Boone County | $391.58 | $444.44 | $500.43 | $699.35 | $1,062.73 |
| Hamilton County | $391.58 | $444.44 | $500.43 | $699.35 | $1,062.73 |
| Hendricks County | $391.58 | $444.44 | $500.43 | $699.35 | $1,062.73 |
| Marion County | $391.58 | $444.44 | $500.43 | $699.35 | $1,062.73 |
| Morgan County | $391.58 | $444.44 | $500.43 | $699.35 | $1,062.73 |
| Shelby County | $391.58 | $444.44 | $500.43 | $699.35 | $1,062.73 |
| Daviess County | $409 | $464.20 | $522.68 | $730.45 | $1,109.99 |
| Dubois County | $409 | $464.20 | $522.68 | $730.45 | $1,109.99 |
| Greene County | $409 | $464.20 | $522.68 | $730.45 | $1,109.99 |
| Knox County | $409 | $464.20 | $522.68 | $730.45 | $1,109.99 |
| Martin County | $409 | $464.20 | $522.68 | $730.45 | $1,109.99 |
| Orange County | $409 | $464.20 | $522.68 | $730.45 | $1,109.99 |
| Perry County | $409 | $464.20 | $522.68 | $730.45 | $1,109.99 |
| Pike County | $409 | $464.20 | $522.68 | $730.45 | $1,109.99 |
| Spencer County | $409 | $464.20 | $522.68 | $730.45 | $1,109.99 |
| Clay County | $418.28 | $474.74 | $534.55 | $747.03 | $1,135.19 |
| Parke County | $418.28 | $474.74 | $534.55 | $747.03 | $1,135.19 |
| Sullivan County | $418.28 | $474.74 | $534.55 | $747.03 | $1,135.19 |
| Vermillion County | $418.28 | $474.74 | $534.55 | $747.03 | $1,135.19 |
| Vigo County | $418.28 | $474.74 | $534.55 | $747.03 | $1,135.19 |
| Bartholomew County | $425.66 | $483.11 | $543.98 | $760.21 | $1,155.22 |
| Decatur County | $425.66 | $483.11 | $543.98 | $760.21 | $1,155.22 |
| Jackson County | $425.66 | $483.11 | $543.98 | $760.21 | $1,155.22 |
| Jennings County | $425.66 | $483.11 | $543.98 | $760.21 | $1,155.22 |
| Rush County | $425.66 | $483.11 | $543.98 | $760.21 | $1,155.22 |
| Adams County | $426.57 | $484.15 | $545.15 | $761.84 | $1,157.69 |
| Dekalb County | $426.57 | $484.15 | $545.15 | $761.84 | $1,157.69 |
| Huntington County | $426.57 | $484.15 | $545.15 | $761.84 | $1,157.69 |
| Lagrange County | $426.57 | $484.15 | $545.15 | $761.84 | $1,157.69 |
| Noble County | $426.57 | $484.15 | $545.15 | $761.84 | $1,157.69 |
| Steuben County | $426.57 | $484.15 | $545.15 | $761.84 | $1,157.69 |
| Wabash County | $426.57 | $484.15 | $545.15 | $761.84 | $1,157.69 |
| Wells County | $426.57 | $484.15 | $545.15 | $761.84 | $1,157.69 |
| Whitley County | $426.57 | $484.15 | $545.15 | $761.84 | $1,157.69 |
| Allen County | $429.35 | $487.30 | $548.70 | $766.80 | $1,165.23 |
| Elkhart County | $429.35 | $487.30 | $548.70 | $766.80 | $1,165.23 |
| Kosciusko County | $429.35 | $487.30 | $548.70 | $766.80 | $1,165.23 |
| Marshall County | $429.35 | $487.30 | $548.70 | $766.80 | $1,165.23 |
| St. Joseph County | $429.35 | $487.30 | $548.70 | $766.80 | $1,165.23 |
| Starke County | $429.35 | $487.30 | $548.70 | $766.80 | $1,165.23 |
| Brown County | $465.46 | $528.29 | $594.85 | $831.30 | $1,263.24 |
| Cass County | $465.46 | $528.29 | $594.85 | $831.30 | $1,263.24 |
| Fulton County | $465.46 | $528.29 | $594.85 | $831.30 | $1,263.24 |
| Howard County | $465.46 | $528.29 | $594.85 | $831.30 | $1,263.24 |
| Johnson County | $465.46 | $528.29 | $594.85 | $831.30 | $1,263.24 |
| Lawrence County | $465.46 | $528.29 | $594.85 | $831.30 | $1,263.24 |
| Miami County | $465.46 | $528.29 | $594.85 | $831.30 | $1,263.24 |
| Monroe County | $465.46 | $528.29 | $594.85 | $831.30 | $1,263.24 |
| Owen County | $465.46 | $528.29 | $594.85 | $831.30 | $1,263.24 |
| Pulaski County | $465.46 | $528.29 | $594.85 | $831.30 | $1,263.24 |
| Gibson County | $477.48 | $541.93 | $610.21 | $852.77 | $1,295.87 |
| Posey County | $477.48 | $541.93 | $610.21 | $852.77 | $1,295.87 |
| Vanderburgh County | $477.48 | $541.93 | $610.21 | $852.77 | $1,295.87 |
| Warrick County | $477.48 | $541.93 | $610.21 | $852.77 | $1,295.87 |
| LaPorte County | $495.97 | $562.92 | $633.84 | $885.79 | $1,346.05 |
| Lake County | $495.97 | $562.92 | $633.84 | $885.79 | $1,346.05 |
| Porter County | $495.97 | $562.92 | $633.84 | $885.79 | $1,346.05 |
| Carroll County | $510.78 | $579.72 | $652.76 | $912.23 | $1,386.22 |
| Clinton County | $510.78 | $579.72 | $652.76 | $912.23 | $1,386.22 |
| Fountain County | $510.78 | $579.72 | $652.76 | $912.23 | $1,386.22 |
| Montgomery County | $510.78 | $579.72 | $652.76 | $912.23 | $1,386.22 |
| Putnam County | $510.78 | $579.72 | $652.76 | $912.23 | $1,386.22 |
| Tippecanoe County | $510.78 | $579.72 | $652.76 | $912.23 | $1,386.22 |
| Tipton County | $510.78 | $579.72 | $652.76 | $912.23 | $1,386.22 |
| Benton County | $531.17 | $602.87 | $678.83 | $948.66 | $1,441.58 |
| Jasper County | $531.17 | $602.87 | $678.83 | $948.66 | $1,441.58 |
| Newton County | $531.17 | $602.87 | $678.83 | $948.66 | $1,441.58 |
| Warren County | $531.17 | $602.87 | $678.83 | $948.66 | $1,441.58 |
| White County | $531.17 | $602.87 | $678.83 | $948.66 | $1,441.58 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.